Caisse Regionale de Credit Agricole Mutuel d'Ille-et-Vilaine Cert.coop.d'invt.

Yes. Caisse Regionale de Credit Agricole Mutuel d'Ille-et-Vilaine Cert.coop.d'invt. (CIV) has been listed on Euronext Paris since 2000, in the Banks - Regional industry, and Indian residents can buy it through Paasa. You fund the account from your Indian bank under the RBI's Liberalised Remittance Scheme and the money is converted to US dollars and then to EUR. Shares are held in your own name at Interactive Brokers, segregated from Paasa's own assets.

One Caisse Regionale de Credit Agricole Mutuel d'Ille-et-Vilaine Cert.coop.d'invt. share is €110.50 — about ₹12,086 at an EUR/INR rate of 109.37 on 25 Sep 2026. Both the Caisse Regionale de Credit Agricole Mutuel d'Ille-et-Vilaine Cert.coop.d'invt. price and the rupee rate move during the day, so the rupee cost changes with them.

Remit up to $250,000 per financial year under the RBI's Liberalised Remittance Scheme (LRS). Banks collect 20% tax at source on LRS remittances above ₹10 lakh in a financial year; the TCS is adjustable against your income-tax liability. FX and the LRS declaration are handled by your bank when you fund your account.

Gains on shares held for more than 24 months are long-term and taxed at 12.5%. Gains on shares held for 24 months or less are short-term and taxed at your income-tax slab rate. The gain is computed in rupees using the EUR/INR rate on the purchase and the sale date, so the rupee move counts alongside the Caisse Regionale de Credit Agricole Mutuel d'Ille-et-Vilaine Cert.coop.d'invt. price. Paasa issues a capital-gains statement for your return.

Yes. Caisse Regionale de Credit Agricole Mutuel d'Ille-et-Vilaine Cert.coop.d'invt. pays a dividend and the current yield is 2.96%; the last declared dividend was €3.27 per share, about ₹357.65. Dividends are taxed at your slab rate in India. Paasa's dividend report lists the gross dividend and any tax withheld for each payment.

Euronext Paris trades 12:30 pm – 9:00 pm IST in Indian time. The window shifts to 1:30 pm – 10:00 pm IST when France is on standard time. Orders can only execute during that window.

Yes. Foreign shares held on 31 March must be reported in Schedule FA of your Indian income-tax return. Paasa gives you a Schedule FA-ready statement listing your Caisse Regionale de Credit Agricole Mutuel d'Ille-et-Vilaine Cert.coop.d'invt. holding, its cost and its closing value.

You sell during market hours (12:30 pm – 9:00 pm IST) and the proceeds settle in EUR in your Paasa account. From there you can hold the balance, reinvest, or repatriate. Funds can be withdrawn in any currency to any bank account in your own name. Whether the sale is short- or long-term is decided by the 24-month holding period.

Yes. Caisse Regionale de Credit Agricole Mutuel d'Ille-et-Vilaine Cert.coop.d'invt. is priced in EUR, so your rupee outcome combines the EUR move with the EUR/INR move between the day you remit and the day you convert back. Both directions are reflected in the capital-gains statement Paasa issues.