Caisse Régionale de Crédit Agricole du Morbihan
Caisse Régionale de Crédit Agricole du Morbihan (PAR: CMO) is trading at €113.50, about ₹12,414 at today's EUR/INR rate, as of 25 Sep 2026, 10:52 AM ET, down 2.81% today. Indian residents can buy Caisse Régionale de Crédit Agricole du Morbihan from India on Paasa under the RBI's Liberalised Remittance Scheme.
Quote
Today's low
€112.42
Today's high
€116.70
52 week low
€95.03
52 week high
€138.00
CMO opened at €116.00, closed previously at €116.78, and has traded between €95.03 and €138.00 over the past 52 weeks.
About
Caisse Régionale de Crédit Agricole du Morbihan, based in Vannes, France, delivers a comprehensive array of banking and financial solutions across France. The institution serves a diverse client base, including private individuals, businesses, agricultural enterprises, and non-profit organizations. Its core financial offerings encompass current and savings accounts, alongside various time deposit options. CRCAM extends numerous lending facilities, such as mortgage loans, fixed-rate financing, medium-term credit, and options for loan takeovers. It also furnishes consumer, documentary, supplier, and short-term credit, in addition to discount products. For corporate clients, the bank delivers specialized services like export factoring, comprehensive cash flow and cash management, and trade finance. Digital banking is supported through a wide range of card products, remote access, and electronic banking services. The company also facilitates commercial domiciliation and affiliate management, while offering tailored private banking solutions. Furthermore, it provides bespoke financing solutions specifically designed for professionals and the agricultural sector. Beyond traditional banking, CRCAM's portfolio includes leasing options for real estate, IT operations, and furniture. It also arranges acquisition and foreign currency financing, assists with initial public offerings, and provides long-term rental services. The bank issues guarantees, including letters of credit, and manages receivables and documentary collection services. A significant part of its offering is an extensive suite of insurance products. This broad coverage spans property, various vehicle types (cars, motorcycles, scooters, mopeds, trucks, and trailers), home, leisure activities, mobile devices, health, cyber protection, life, and accident insurance. Agricultural clients benefit from specialized policies covering prairie, hail, animal mortality, farm operations, crop protection, and agri-income. Other unique coverages include privacy liability, funeral and death guarantees, rental guarantees, dwelling protection, and juridical protection. Additionally, employee savings plans, group insurance, and retirement insurance products are available. Caisse Régionale de Crédit Agricole du Morbihan operates through a network of 44 local branches.
Key statistics
Avg. volume
972.00
Market cap
€176.91M
P/E Ratio
8.66
Price-to-sales ratio
0.30
Enterprise value
€147.85M
Free cash flow yield
23.27%
Debt-to-equity ratio
0.01
Return on equity
2.99%
ROIC
2.65%
Beta
0.15
Dividend yield
2.93%
Last dividend
€3.33
Financial overview
Revenue
€593.80M
Earnings per share
€13.11
Free cash flow
€41.17M
Net profit margin
11.58%
Gross margin
39.47%
EBITDA
€84.87M
Revenue growth
154.82%
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This is not an investment recommendation
How to buy Caisse Régionale de Crédit Agricole du Morbihan from India
Indian residents can buy Caisse Régionale de Crédit Agricole du Morbihan shares through Paasa in four steps. Funds leave India under the RBI's Liberalised Remittance Scheme and the shares are held in your own name with Interactive Brokers.
Open a Paasa account
Complete digital KYC with your PAN, Aadhaar and address proof. Your brokerage account is opened in your own name with Interactive Brokers.
Add funds under LRS
Transfer INR from your Indian bank account. Your bank reports the remittance under the RBI's Liberalised Remittance Scheme and converts it to US dollars and then to EUR.
Search for Caisse Régionale de Crédit Agricole du Morbihan and place an order
Find Caisse Régionale de Crédit Agricole du Morbihan by name or by its ticker, CMO, and choose an order type. Caisse Régionale de Crédit Agricole du Morbihan trades 12:30 pm – 9:00 pm IST; orders can only execute during that window.
Track holdings and download tax reports
Follow your Caisse Régionale de Crédit Agricole du Morbihan position in EUR and INR, and use Paasa's capital-gains and dividend statements when you file your Indian return.
Read the full guide: how to invest in Caisse Régionale de Crédit Agricole du Morbihan from India
Trading and taxes when buying Caisse Régionale de Crédit Agricole du Morbihan from India
Trading and limits
- Trading hours
- 9:00 am – 5:30 pm CET
- LRS limit
- $250,000Per financial year, under the RBI's Liberalised Remittance Scheme.
Tax for Indian residents
- TCS on remittance
- 20%Collected by your bank on LRS remittances above ₹10 lakh in a financial year. The TCS is adjustable against your income-tax liability.Adjusting TCS against your tax
- Capital gains in India
- 12.5% or slab rateGains on shares held for more than 24 months are long-term and taxed at 12.5%. Gains on shares held for 24 months or less are short-term and taxed at your income-tax slab rate.Capital gains explained
- Dividends
- Slab rateDividends are taxed at your slab rate in India. Caisse Régionale de Crédit Agricole du Morbihan’s current yield is 2.93%.Dividend tax explained
Custody. Shares are held in your own name at Interactive Brokers, segregated from Paasa's own assets.
FAQs
Can Indian residents buy Caisse Régionale de Crédit Agricole du Morbihan stock?
Yes. Caisse Régionale de Crédit Agricole du Morbihan (CMO) has been listed on Euronext Paris since 2000, in the Banks - Regional industry, and Indian residents can buy it through Paasa. You fund the account from your Indian bank under the RBI's Liberalised Remittance Scheme and the money is converted to US dollars and then to EUR. Shares are held in your own name at Interactive Brokers, segregated from Paasa's own assets.
How much does one Caisse Régionale de Crédit Agricole du Morbihan share cost in rupees?
One Caisse Régionale de Crédit Agricole du Morbihan share is €113.50 — about ₹12,414 at an EUR/INR rate of 109.37 on 25 Sep 2026. Both the Caisse Régionale de Crédit Agricole du Morbihan price and the rupee rate move during the day, so the rupee cost changes with them.
What are the LRS and TCS rules for buying Caisse Régionale de Crédit Agricole du Morbihan from India?
Remit up to $250,000 per financial year under the RBI's Liberalised Remittance Scheme (LRS). Banks collect 20% tax at source on LRS remittances above ₹10 lakh in a financial year; the TCS is adjustable against your income-tax liability. FX and the LRS declaration are handled by your bank when you fund your account.
How are gains on Caisse Régionale de Crédit Agricole du Morbihan shares taxed in India?
Gains on shares held for more than 24 months are long-term and taxed at 12.5%. Gains on shares held for 24 months or less are short-term and taxed at your income-tax slab rate. The gain is computed in rupees using the EUR/INR rate on the purchase and the sale date, so the rupee move counts alongside the Caisse Régionale de Crédit Agricole du Morbihan price. Paasa issues a capital-gains statement for your return.
Does Caisse Régionale de Crédit Agricole du Morbihan pay a dividend, and how is it taxed in India?
Yes. Caisse Régionale de Crédit Agricole du Morbihan pays a dividend and the current yield is 2.93%; the last declared dividend was €3.33 per share, about ₹364.21. Dividends are taxed at your slab rate in India. Paasa's dividend report lists the gross dividend and any tax withheld for each payment.
When can I trade Caisse Régionale de Crédit Agricole du Morbihan from India?
Euronext Paris trades 12:30 pm – 9:00 pm IST in Indian time. The window shifts to 1:30 pm – 10:00 pm IST when France is on standard time. Orders can only execute during that window.
Do I have to declare Caisse Régionale de Crédit Agricole du Morbihan shares in my Indian tax return?
Yes. Foreign shares held on 31 March must be reported in Schedule FA of your Indian income-tax return. Paasa gives you a Schedule FA-ready statement listing your Caisse Régionale de Crédit Agricole du Morbihan holding, its cost and its closing value.
How do I sell Caisse Régionale de Crédit Agricole du Morbihan and bring the money back to India?
You sell during market hours (12:30 pm – 9:00 pm IST) and the proceeds settle in EUR in your Paasa account. From there you can hold the balance, reinvest, or repatriate. Funds can be withdrawn in any currency to any bank account in your own name. Whether the sale is short- or long-term is decided by the 24-month holding period.
Does the rupee rate affect what I make on Caisse Régionale de Crédit Agricole du Morbihan?
Yes. Caisse Régionale de Crédit Agricole du Morbihan is priced in EUR, so your rupee outcome combines the EUR move with the EUR/INR move between the day you remit and the day you convert back. Both directions are reflected in the capital-gains statement Paasa issues.