Euronext Paris · Financial Services
Invest in Caisse Regionale de Credit Agricole Mutuel d'Ille-et-Vilaine Cert.coop.d'invt. stock from India
Indian and foreign residents can buy Caisse Regionale de Credit Agricole Mutuel d'Ille-et-Vilaine Cert.coop.d'invt. (CIV) shares directly through Paasa.
By Paasa · Updated
Caisse Regionale de Credit Agricole Mutuel d'Ille-et-Vilaine Cert.coop.d'invt. at a glance
- Price
- €111.30+€1.30 (1.18%)
- Market cap
- €243.63M
- Day range
- €109.50 – €111.30
- P/E
- 8.70
- Dividend yield
- 2.94%
- Volume
- 379.00
- 1 month
- -5.73%
- 6 months
- +8.59%
- YTD
- +5.40%
- 1 year
- +1.18%
- 5 years
- +55.66%
Caisse Regionale de Credit Agricole Mutuel d'Ille-et-Vilaine Cert.coop.d'invt. statements, FY2021–FY2025
| Fiscal year | 2025 | 2024 | 2023 | 2022 | 2021 |
|---|---|---|---|---|---|
| Revenue | €976.6M | €266.0M | €256.1M | €519.2M | €454.8M |
| Gross profit | €300.7M | €266.0M | €286.2M | €289.4M | €266.8M |
| Operating income | €70.4M | €64.4M | €71.3M | €84.3M | €81.5M |
| Net income | €65.4M | €64.4M | €60.6M | €73.8M | €61.5M |
| Earnings per share | €10.84 | €10.68 | €10.04 | €12.23 | €10.17 |
| EBITDA | €80.8M | €79.2M | €76.7M | €93.9M | €91.0M |
| Total assets | €21.3B | €20.9B | €19.8B | €20.3B | €17.8B |
| Total debt | €12.1B | €53.9M | €38.6M | €12.3B | €10.6B |
| Cash and short-term investments | €145.2M | €551.2M | €564.7M | −€162.2M | €1.5B |
| Shareholders' equity | €2.7B | €2.4B | €2.2B | €2.1B | €2.1B |
| Operating cash flow | €204.6M | €15.7M | −€621.9M | €962.2M | €234.6M |
| Free cash flow | €185.5M | €7.1M | −€628.5M | €954.1M | €225.1M |
| Capital expenditure | −€19.1M | −€8.6M | −€6.5M | −€8.1M | −€9.5M |
Fiscal years as reported, the latest ending 31 Dec 2025. Figures in EUR; a dash means the provider reported nothing for that line.
Peer comparison
| Company | Ticker | Price | Market cap |
|---|---|---|---|
| Bourse Direct | BSD.PA | €5.54 | €285.91M |
| Caisse Régionale de Crédit Agricole du Morbihan | CMO.PA | €110.02 | €171.49M |
| Caisse Regionale de Credit Agricole Mutuel de Normandie Seine | CCN.PA | €145.02 | €152.45M |
| Caisse régionale de Crédit Agricole Mutuel Atlantique Vendée | CRAV.PA | €124.30 | €149.03M |
| Caisse Regionale de Credit Agricole Mutuel Toulouse 31 | CAT31.PA | €110.50 | €148.58M |
| Caisse Régionale de Crédit Agricole Mutuel du Languedoc Société coopérative | CRLA.PA | €79.00 | €138.30M |
| Caisse Regionale de Credit Agricole Mutuel de la Touraine et du Poitou Cert.Coop.d'Invt. | CRTO.PA | €126.00 | €126.06M |
| Caisse Régionale de Crédit Agricole Mutuel Sud Rhône Alpes | CRSU.PA | €211.00 | €125.21M |
Peers as grouped by the data provider. This is not an investment recommendation.
How to invest in Caisse Regionale de Credit Agricole Mutuel d'Ille-et-Vilaine Cert.coop.d'invt. from India
Step 1
Open your Paasa account
KYC takes a few minutes: PAN, Aadhaar and address proof. Your brokerage account is opened in your own name with Interactive Brokers.
Step 2
Add funds from your Indian bank account
Remit up to $250,000 a year under the RBI's Liberalised Remittance Scheme. Your bank converts the rupees to US dollars at its rate on the day you remit, and Interactive Brokers converts the dollars to EUR when you buy.
Step 3
Search CIV and buy
Find Caisse Regionale de Credit Agricole Mutuel d'Ille-et-Vilaine Cert.coop.d'invt. by name or by its ticker, CIV, and place your order.
Why invest in Caisse Regionale de Credit Agricole Mutuel d'Ille-et-Vilaine Cert.coop.d'invt. from India
What Caisse Regionale de Credit Agricole Mutuel d'Ille-et-Vilaine Cert.coop.d'invt. does
Based in Saint-Jacques-de-la-Lande, France, the Caisse régionale de Crédit Agricole Mutuel d'Ille-et-Vilaine Société coopérative provides a broad range of banking and financial services throughout France. Its offerings encompass fundamental banking tools such as various types of bank accounts and associated services, alongside bank cards. Caisse Regionale de Credit Agricole Mutuel d'Ille-et-Vilaine Cert.coop.d'invt. operates in the Banks - Regional industry within the Financial Services sector.
Paasa handles the paperwork
Investing abroad brings paperwork with it: remittance filings, capital gains reporting, foreign asset disclosure. Paasa prepares all of it for you. Your India-ready tax reports arrive at year end, ready to file.
Frequently asked questions
Can I buy Caisse Regionale de Credit Agricole Mutuel d'Ille-et-Vilaine Cert.coop.d'invt. stock from India?
Yes. Indian residents and NRIs can buy Caisse Regionale de Credit Agricole Mutuel d'Ille-et-Vilaine Cert.coop.d'invt. (CIV) shares directly through Paasa. Caisse Regionale de Credit Agricole Mutuel d'Ille-et-Vilaine Cert.coop.d'invt. is listed on Euronext Paris, in the Banks - Regional industry. Your money leaves India under the RBI's Liberalised Remittance Scheme and the shares are held in your own name at Interactive Brokers.
What tax do I pay in India when I sell Caisse Regionale de Credit Agricole Mutuel d'Ille-et-Vilaine Cert.coop.d'invt. shares?
In India, gains on shares held for more than 24 months are long-term and taxed at 12.5%, and gains on shares held for 24 months or less are short-term and taxed at your income-tax slab rate. Both are worked out in rupees at the EUR/INR rate on the day you bought and the day you sold, so the currency move is part of the gain. Paasa's capital-gains statement gives you the figures for your return.