Harbin Bank Co., Ltd.
Harbin Bank Co., Ltd. (HKSE: 6138) is trading at HK$0.31, about ₹4 at today's HKD/INR rate, as of 25 Sep 2026, 4:08 AM ET, up 1.64% today. Indian residents can buy Harbin Bank from India on Paasa under the RBI's Liberalised Remittance Scheme.
Quote
Today's low
HK$0.30
Today's high
HK$0.31
52 week low
HK$0.29
52 week high
HK$0.45
6138 opened at HK$0.30, closed previously at HK$0.31, and has traded between HK$0.29 and HK$0.45 over the past 52 weeks.
About
Founded in 1997 and based in Harbin, People's Republic of China, Harbin Bank Co., Ltd. delivers a broad spectrum of commercial banking services and offerings, predominantly within Mainland China. Its operations are structured into four key divisions: Corporate Financial Business, Retail Financial Business, Interbank Financial Business, and Other Business. The bank's extensive product portfolio encompasses various deposit accounts, including demand and time deposits, alongside diverse lending solutions such as personal, collateral-backed, corporate, and agricultural loans. It also issues both bank and credit cards. Furthermore, Harbin Bank provides essential services like settlement and clearing, facilitates trading activities, and offers personal wealth management advice. It participates in money market transactions, covering placements, investments, and repurchasing agreements, as well as foreign exchange services. For convenient access, clients can utilize online, mobile, and telephone banking platforms. The company also extends into insurance products, project financing, financial advisory and consulting, the underwriting and issuance of securities, and asset custody services. As of December 31, 2021, the bank's physical network comprised 311 branches, specifically 17 primary branches, 292 sub-branches, a dedicated financial service center for small enterprises, and a headquarters business department. The institution was previously known as Harbin City Commercial Bank Co., Ltd. before officially changing its name to Harbin Bank Co., Ltd. in November 2007.
Key statistics
Avg. volume
1.58M
Market cap
HK$3.41B
P/E Ratio
4.26
Price-to-sales ratio
0.09
Enterprise value
CN¥119.83B
Free cash flow yield
-63.75%
Debt-to-equity ratio
4.15
Return on equity
2.45%
ROIC
0.06%
Beta
0.66
Dividend yield
0.00%
Last dividend
HK$0.00
Financial overview
Revenue
CN¥26.76B
Earnings per share
CN¥0.05
Free cash flow
CN¥1.76B
Net profit margin
3.65%
Gross margin
24.10%
EBITDA
CN¥1.16B
Revenue growth
101.10%
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This is not an investment recommendation
How to buy Harbin Bank from India
Indian residents can buy Harbin Bank shares through Paasa in four steps. Funds leave India under the RBI's Liberalised Remittance Scheme and the shares are held in your own name with Interactive Brokers.
Open a Paasa account
Complete digital KYC with your PAN, Aadhaar and address proof. Your brokerage account is opened in your own name with Interactive Brokers.
Add funds under LRS
Transfer INR from your Indian bank account. Your bank reports the remittance under the RBI's Liberalised Remittance Scheme and converts it to US dollars and then to HKD.
Search for Harbin Bank and place an order
Find Harbin Bank by name or by its ticker, 6138, and choose an order type. Many Hong Kong listings trade in board lots, so the smallest order is one lot rather than one share. Harbin Bank trades 7:00 am – 1:30 pm IST; orders can only execute during that window.
Track holdings and download tax reports
Follow your Harbin Bank position in HKD and INR. Harbin Bank pays no dividend today, so your filing is the capital-gains statement plus the Schedule FA holding line.
Read the full guide: how to invest in Harbin Bank from India
Trading and taxes when buying Harbin Bank from India
Trading and limits
- Trading hours
- 9:30 am – 4:00 pm HKT
- LRS limit
- $250,000Per financial year, under the RBI's Liberalised Remittance Scheme.
Tax for Indian residents
- TCS on remittance
- 20%Collected by your bank on LRS remittances above ₹10 lakh in a financial year. The TCS is adjustable against your income-tax liability.Adjusting TCS against your tax
- Capital gains in India
- 12.5% or slab rateGains on shares held for more than 24 months are long-term and taxed at 12.5%. Gains on shares held for 24 months or less are short-term and taxed at your income-tax slab rate.Capital gains explained
- Dividends
- NoneHarbin Bank does not currently pay a dividend. If it starts, dividends are taxed at your slab rate in India.Dividend tax explained
Custody. Shares are held in your own name at Interactive Brokers, segregated from Paasa's own assets.
FAQs
Can Indian residents buy Harbin Bank stock?
Yes. Harbin Bank (6138) has been listed on the Hong Kong Stock Exchange since 2014, in the Banks - Regional industry, and Indian residents can buy it through Paasa. You fund the account from your Indian bank under the RBI's Liberalised Remittance Scheme and the money is converted to US dollars and then to HKD. Shares are held in your own name at Interactive Brokers, segregated from Paasa's own assets.
How much does one Harbin Bank share cost in rupees?
One Harbin Bank share is HK$0.31 — about ₹4 at an HKD/INR rate of 12.23 on 25 Sep 2026. Both the Harbin Bank price and the rupee rate move during the day, so the rupee cost changes with them.
What are the LRS and TCS rules for buying Harbin Bank from India?
Remit up to $250,000 per financial year under the RBI's Liberalised Remittance Scheme (LRS). Banks collect 20% tax at source on LRS remittances above ₹10 lakh in a financial year; the TCS is adjustable against your income-tax liability. FX and the LRS declaration are handled by your bank when you fund your account.
What is the minimum I can buy of Harbin Bank?
Many Hong Kong listings trade in board lots, so the smallest order is one lot rather than one share.
How are gains on Harbin Bank shares taxed in India?
Hong Kong generally does not levy capital gains tax on non-resident individual investors for HKEX-listed stocks, so the tax is an India-side one. Gains on shares held for more than 24 months are long-term and taxed at 12.5%. Gains on shares held for 24 months or less are short-term and taxed at your income-tax slab rate. The gain is computed in rupees using the HKD/INR rate on the purchase and the sale date, so the rupee move counts alongside the Harbin Bank price. Paasa issues a capital-gains statement for your return.
Does Harbin Bank pay a dividend?
No. Harbin Bank does not currently pay a dividend, so holding it produces no dividend income to declare in India. If it starts paying one, the Indian treatment is the usual one — dividends are taxed at your slab rate in India — and Paasa's dividend report would show the gross amount and any tax withheld.
When can I trade Harbin Bank from India?
The Hong Kong Stock Exchange trades 7:00 am – 1:30 pm IST in Indian time. It also halts for lunch, 9:30 am – 10:30 am IST. Orders can only execute during that window.
Is Harbin Bank a Hong Kong SAR China company, and does that change how it is taxed?
Harbin Bank trades on the Hong Kong Stock Exchange in HKD, but the company is domiciled in China. Harbin Bank trades as an ordinary share listed directly in Hong Kong, not a depositary receipt. Your India-side capital-gains treatment is the same either way.
Do I have to declare Harbin Bank shares in my Indian tax return?
Yes. Foreign shares held on 31 March must be reported in Schedule FA of your Indian income-tax return. Paasa gives you a Schedule FA-ready statement listing your Harbin Bank holding, its cost and its closing value.
How do I sell Harbin Bank and bring the money back to India?
You sell during market hours (7:00 am – 1:30 pm IST) and the proceeds settle in HKD in your Paasa account. From there you can hold the balance, reinvest, or repatriate. Funds can be withdrawn in any currency to any bank account in your own name. Whether the sale is short- or long-term is decided by the 24-month holding period.