Jinshang Bank Co., Ltd.
Jinshang Bank Co., Ltd. (HKSE: 2558) is trading at HK$1.06, about ₹13 at today's HKD/INR rate, as of 24 Sep 2026, 2:55 AM ET, down 3.20% today. Indian residents can buy Jinshang Bank from India on Paasa under the RBI's Liberalised Remittance Scheme.
Quote
Today's low
HK$1.06
Today's high
HK$1.06
52 week low
HK$1.05
52 week high
HK$1.41
2558 opened at HK$1.06, closed previously at HK$1.10, and has traded between HK$1.05 and HK$1.41 over the past 52 weeks.
About
Jinshang Bank Co., Ltd. is a commercial banking institution operating within China's Shanxi Province. Its operations are broadly divided into three main areas: Corporate Banking, Retail Banking, and Treasury Business. The Corporate Banking division delivers a comprehensive suite of services to businesses, government entities, and financial organizations, encompassing deposit accounts, corporate lending, trade finance, agency services, wealth management, consulting, remittance, settlement, and guarantees. For individual clients, the Retail Banking segment offers personal loan products, various deposit options, tailored personal wealth management, and remittance services. Furthermore, the bank engages in extensive Treasury Business activities, including participation in inter-bank money markets, repurchase agreements, diverse investment strategies (particularly in bonds), bond trading, and the issuance of debt. The company also manages investments, focusing on debt securities, their distribution, and underwriting debt financing instruments. Additionally, it utilizes special purpose vehicles to invest in a range of financial products, such as trust plans, asset management schemes, wealth management offerings, and investment funds. Originally established in 1998 as Taiyuan City Commercial Bank Co., Ltd., the company rebranded to Jinshang Bank Co., Ltd. in December 2008 and is headquartered in Taiyuan, China.
Key statistics
Avg. volume
3.39K
Market cap
HK$6.19B
P/E Ratio
3.37
Price-to-sales ratio
0.43
Enterprise value
CN¥39.41B
Free cash flow yield
19.04%
Debt-to-equity ratio
1.90
Return on equity
5.81%
ROIC
0.41%
Beta
0.55
Dividend yield
5.42%
Last dividend
HK$0.06
Financial overview
Revenue
CN¥12.32B
Earnings per share
CN¥0.28
Free cash flow
CN¥1.74B
Net profit margin
12.89%
Gross margin
32.90%
EBITDA
CN¥1.93B
Revenue growth
199.20%
Similar securities
This is not an investment recommendation
How to buy Jinshang Bank from India
Indian residents can buy Jinshang Bank shares through Paasa in four steps. Funds leave India under the RBI's Liberalised Remittance Scheme and the shares are held in your own name with Interactive Brokers.
Open a Paasa account
Complete digital KYC with your PAN, Aadhaar and address proof. Your brokerage account is opened in your own name with Interactive Brokers.
Add funds under LRS
Transfer INR from your Indian bank account. Your bank reports the remittance under the RBI's Liberalised Remittance Scheme and converts it to US dollars and then to HKD.
Search for Jinshang Bank and place an order
Find Jinshang Bank by name or by its ticker, 2558, and choose an order type. Many Hong Kong listings trade in board lots, so the smallest order is one lot rather than one share. Jinshang Bank trades 7:00 am – 1:30 pm IST; orders can only execute during that window.
Track holdings and download tax reports
Follow your Jinshang Bank position in HKD and INR, and use Paasa's capital-gains and dividend statements when you file your Indian return.
Read the full guide: how to invest in Jinshang Bank from India
Trading and taxes when buying Jinshang Bank from India
Trading and limits
- Trading hours
- 9:30 am – 4:00 pm HKT
- LRS limit
- $250,000Per financial year, under the RBI's Liberalised Remittance Scheme.
Tax for Indian residents
- TCS on remittance
- 20%Collected by your bank on LRS remittances above ₹10 lakh in a financial year. The TCS is adjustable against your income-tax liability.Adjusting TCS against your tax
- Capital gains in India
- 12.5% or slab rateGains on shares held for more than 24 months are long-term and taxed at 12.5%. Gains on shares held for 24 months or less are short-term and taxed at your income-tax slab rate.Capital gains explained
- Dividends
- Slab rateDividends are taxed at your slab rate in India. Jinshang Bank’s current yield is 5.42%.Dividend tax explained
Custody. Shares are held in your own name at Interactive Brokers, segregated from Paasa's own assets.
FAQs
Can Indian residents buy Jinshang Bank stock?
Yes. Jinshang Bank (2558) has been listed on the Hong Kong Stock Exchange since 2019, in the Banks - Regional industry, and Indian residents can buy it through Paasa. You fund the account from your Indian bank under the RBI's Liberalised Remittance Scheme and the money is converted to US dollars and then to HKD. Shares are held in your own name at Interactive Brokers, segregated from Paasa's own assets.
How much does one Jinshang Bank share cost in rupees?
One Jinshang Bank share is HK$1.06 — about ₹13 at an HKD/INR rate of 12.23 on 25 Sep 2026. Both the Jinshang Bank price and the rupee rate move during the day, so the rupee cost changes with them.
What are the LRS and TCS rules for buying Jinshang Bank from India?
Remit up to $250,000 per financial year under the RBI's Liberalised Remittance Scheme (LRS). Banks collect 20% tax at source on LRS remittances above ₹10 lakh in a financial year; the TCS is adjustable against your income-tax liability. FX and the LRS declaration are handled by your bank when you fund your account.
What is the minimum I can buy of Jinshang Bank?
Many Hong Kong listings trade in board lots, so the smallest order is one lot rather than one share.
How are gains on Jinshang Bank shares taxed in India?
Hong Kong generally does not levy capital gains tax on non-resident individual investors for HKEX-listed stocks, so the tax is an India-side one. Gains on shares held for more than 24 months are long-term and taxed at 12.5%. Gains on shares held for 24 months or less are short-term and taxed at your income-tax slab rate. The gain is computed in rupees using the HKD/INR rate on the purchase and the sale date, so the rupee move counts alongside the Jinshang Bank price. Paasa issues a capital-gains statement for your return.
Does Jinshang Bank pay a dividend, and how is it taxed in India?
Yes. Jinshang Bank pays a dividend and the current yield is 5.42%; the last declared dividend was HK$0.06 per share, about ₹0.70. Dividends are taxed at your slab rate in India. Paasa's dividend report lists the gross dividend and any tax withheld for each payment.
When can I trade Jinshang Bank from India?
The Hong Kong Stock Exchange trades 7:00 am – 1:30 pm IST in Indian time. It also halts for lunch, 9:30 am – 10:30 am IST. Orders can only execute during that window.
Is Jinshang Bank a Hong Kong SAR China company, and does that change how it is taxed?
Jinshang Bank trades on the Hong Kong Stock Exchange in HKD, but the company is domiciled in China. Jinshang Bank trades as an ordinary share listed directly in Hong Kong, not a depositary receipt. Your India-side capital-gains treatment is the same either way.
Do I have to declare Jinshang Bank shares in my Indian tax return?
Yes. Foreign shares held on 31 March must be reported in Schedule FA of your Indian income-tax return. Paasa gives you a Schedule FA-ready statement listing your Jinshang Bank holding, its cost and its closing value.
How do I sell Jinshang Bank and bring the money back to India?
You sell during market hours (7:00 am – 1:30 pm IST) and the proceeds settle in HKD in your Paasa account. From there you can hold the balance, reinvest, or repatriate. Funds can be withdrawn in any currency to any bank account in your own name. Whether the sale is short- or long-term is decided by the 24-month holding period.