White Mountains Insurance Group, Ltd.
White Mountains Insurance Group, Ltd. (NYSE: WTM) is trading at $2,014.20, about ₹1,93,484 at today's USD/INR rate, as of 30 Sep 2026, 10:43 AM ET, down 0.36% today. Indian residents can buy White Mountains Insurance from India on Paasa under the RBI's Liberalised Remittance Scheme.
Quote
Today's low
$2,011.97
Today's high
$2,028.44
52 week low
$1,648.00
52 week high
$2,333.00
WTM opened at $2,028.44, closed previously at $2,021.51, and has traded between $1,648.00 and $2,333.00 over the past 52 weeks.
About
White Mountains Insurance Group, Ltd. provides insurance services in the United States, the United Kingdom, Bermuda, and internationally. It operates through Ark/WM Outrigger, HG Global, Kudu, Distinguished, and Other Operations segments. The company offers property insurance and reinsurance; specialty insurance and reinsurance consisting of aviation, contingency, cyber, fine art and specie, mortgage, nuclear, political and credit, space, surety, and terrorism and political violence; marine and energy insurance and reinsurance; casualty insurance and reinsurance, such as medical malpractice, and professional and general liability; and accident and health insurance and reinsurance, which includes personal accident, sickness, disability, travel, short-term life, and medical products through brokers, managing general agents (MGA), and reinsurance intermediaries. It also provides municipal bond guarantee reinsurance, which focuses on single risk limits for small-to-medium sized, and public investment grade municipal bonds that are issued to finance public purpose projects, including schools, utilities, and transportation facilities. In addition, the company offers capital solutions for boutique asset and wealth managers for generational ownership transfers, management buyouts, acquisition and growth finance, and legacy partner liquidity; strategic advice; investment management; and specialty electrical contracting services. Further, it operates as a full-service MGA and program administrator for specialty property and casualty insurance for the real estate and hospitality end markets, and start-up programs; and an MGA for leisure travel and global expatriate medical insurance in Israel, the European Union, and Australia. The company was formerly known as Fund American Enterprises Holdings, Inc. and changed its name to White Mountains Insurance Group, Ltd. in 1999. White Mountains Insurance Group, Ltd. was incorporated in 1980 and is headquartered in Hamilton, Bermuda.
Key statistics
Avg. volume
20.67K
Market cap
$4.99B
P/E Ratio
4.58
Price-to-sales ratio
1.78
Enterprise value
$5.96B
Free cash flow yield
-0.14%
Debt-to-equity ratio
0.17
Return on equity
20.39%
ROIC
15.06%
Beta
0.29
Dividend yield
0.05%
Last dividend
$1.00
Financial overview
Revenue
$2.71B
Earnings per share
$430.14
Free cash flow
-$7.20M
Net profit margin
39.92%
Gross margin
65.17%
EBITDA
$1.41B
Revenue growth
14.99%
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This is not an investment recommendation
How to buy White Mountains Insurance from India
Indian residents can buy White Mountains Insurance shares through Paasa in four steps. Funds leave India under the RBI's Liberalised Remittance Scheme and the shares are held in your own name with Interactive Brokers.
Open a Paasa account
Complete digital KYC with your PAN, Aadhaar and address proof. Your brokerage account is opened in your own name with Interactive Brokers.
Add funds under LRS
Transfer INR from your Indian bank account. Your bank reports the remittance under the RBI's Liberalised Remittance Scheme and converts it to US dollars.
Search for White Mountains Insurance and place an order
Find White Mountains Insurance by name or by its ticker, WTM, and choose an order type. You can buy by amount or by quantity — fractional shares mean there is no minimum trade size. White Mountains Insurance trades 7:00 pm – 1:30 am IST; orders can only execute during that window.
Track holdings and download tax reports
Follow your White Mountains Insurance position in USD and INR, and use Paasa's capital-gains and dividend statements when you file your Indian return.
Read the full guide: how to invest in White Mountains Insurance from India
Trading and taxes when buying White Mountains Insurance from India
Trading and limits
- Trading hours
- 9:30 am – 4:00 pm ET
- LRS limit
- $250,000Per financial year, under the RBI's Liberalised Remittance Scheme.
Tax for Indian residents
- TCS on remittance
- 20%Collected by your bank on LRS remittances above ₹10 lakh in a financial year. The TCS is adjustable against your income-tax liability.Adjusting TCS against your tax
- Capital gains in India
- 12.5% or slab rateGains on shares held for more than 24 months are long-term and taxed at 12.5%. Gains on shares held for 24 months or less are short-term and taxed at your income-tax slab rate.Capital gains explained
- Dividends
- Slab rateDividends are taxed at your slab rate in India. White Mountains Insurance’s current yield is 0.05%.Dividend tax explained
Custody. Shares are held in your own name at Interactive Brokers LLC and are SIPC-insured up to $500,000 in total, including $250,000 for cash.
FAQs
Can Indian residents buy White Mountains Insurance stock?
Yes. White Mountains Insurance (WTM) has been listed on the New York Stock Exchange since 1985, in the Insurance - Diversified industry, and Indian residents can buy it through Paasa. You fund the account from your Indian bank under the RBI's Liberalised Remittance Scheme and the money is converted to US dollars. Shares are held in your own name at Interactive Brokers LLC and are SIPC-insured up to $500,000 in total, including $250,000 for cash.
How much does one White Mountains Insurance share cost in rupees?
One White Mountains Insurance share is $2,014.20 — about ₹1,93,484 at a USD/INR rate of 96.06 on 29 Sep 2026. Both the White Mountains Insurance price and the rupee rate move during the day, so the rupee cost changes with them.
What are the LRS and TCS rules for buying White Mountains Insurance from India?
Remit up to $250,000 per financial year under the RBI's Liberalised Remittance Scheme (LRS). Banks collect 20% tax at source on LRS remittances above ₹10 lakh in a financial year; the TCS is adjustable against your income-tax liability. FX and the LRS declaration are handled by your bank when you fund your account.
Can I buy White Mountains Insurance with less than the price of one share?
Yes. A whole White Mountains Insurance share is $2,014.20, but there is no minimum trade size: you enter a rupee or dollar amount and receive the matching fraction.
How are gains on White Mountains Insurance shares taxed in India?
The US does not levy capital gains tax on shares for Indian residents, so the tax is an India-side one. Gains on shares held for more than 24 months are long-term and taxed at 12.5%. Gains on shares held for 24 months or less are short-term and taxed at your income-tax slab rate. The gain is computed in rupees using the USD/INR rate on the purchase and the sale date, so the rupee move counts alongside the White Mountains Insurance price. Paasa issues a capital-gains statement for your return.
Does White Mountains Insurance pay a dividend, and how is it taxed in India?
Yes. White Mountains Insurance pays a dividend and the current yield is 0.05%; the last declared dividend was $1.00 per share, about ₹96.06. Dividends are taxed at your slab rate in India. Paasa's dividend report lists the gross dividend and any tax withheld for each payment.
When can I trade White Mountains Insurance from India?
The New York Stock Exchange trades 7:00 pm – 1:30 am IST in Indian time, so the close lands after midnight. The window shifts to 8:00 pm – 2:30 am IST when the US is on standard time. Orders can only execute during that window.
Is White Mountains Insurance a United States company, and does that change how it is taxed?
White Mountains Insurance trades on the New York Stock Exchange in US dollars, but the company is domiciled in Bermuda. White Mountains Insurance trades as an ordinary share listed directly in the US, not a depositary receipt. Some non-US companies list in the US through American Depositary Receipts, which can carry dividend withholding at the company's home-country rate. Your India-side capital-gains treatment is the same either way.
Do I have to declare White Mountains Insurance shares in my Indian tax return?
Yes. Foreign shares held on 31 March must be reported in Schedule FA of your Indian income-tax return. Paasa gives you a Schedule FA-ready statement listing your White Mountains Insurance holding, its cost and its closing value.
How do I sell White Mountains Insurance and bring the money back to India?
You sell during market hours (7:00 pm – 1:30 am IST) and the proceeds settle in USD in your Paasa account. From there you can hold the balance, reinvest, or repatriate. Funds can be withdrawn in any currency to any bank account in your own name. Whether the sale is short- or long-term is decided by the 24-month holding period.