Kemper Corporation
Kemper Corporation (NYSE: KMPR) is trading at $25.32, about ₹2,429 at today's USD/INR rate, as of 25 Sep 2026, 4:00 PM ET, up 0.48% today. Indian residents can buy Kemper from India on Paasa under the RBI's Liberalised Remittance Scheme.
Quote
Today's low
$25.11
Today's high
$25.55
52 week low
$22.69
52 week high
$52.25
KMPR opened at $25.38, closed previously at $25.20, and has traded between $22.69 and $52.25 over the past 52 weeks.
About
Kemper Corporation functions as a comprehensive insurance holding entity, providing a wide array of property and casualty, alongside life and health insurance coverage throughout the United States. Its operations are divided into three primary segments: Specialty Property & Casualty Insurance, Preferred Property & Casualty Insurance, and Life & Health Insurance. The company offers individual clients a variety of property and casualty protection, such as automobile, homeowners', renters', fire, umbrella, and general liability policies. Additionally, it supplies commercial automobile insurance for businesses. Regarding life and health offerings, Kemper delivers diverse life insurance products, including both permanent and term options. It also provides supplementary accident and health plans, Medicare supplemental insurance, fixed hospital indemnity, home health care services, specific disease policies, and accident-only coverage, tailored for individuals across rural, suburban, and urban environments. Its insurance solutions are primarily distributed via a network of independent agents and brokers. Established in 1990 and based in Chicago, Illinois, the company rebranded as Kemper Corporation in August 2011, having previously operated under the name Unitrin, Inc.
Key statistics
Avg. volume
1.06M
Market cap
$1.49B
P/E Ratio
-3.01
Price-to-sales ratio
0.33
Enterprise value
$2.44B
Free cash flow yield
31.83%
Debt-to-equity ratio
0.43
Return on equity
-19.33%
ROIC
-4.23%
Beta
1.03
Dividend yield
5.06%
Last dividend
$1.28
Financial overview
Revenue
$4.80B
Earnings per share
$2.31
Free cash flow
$553.90M
Net profit margin
-10.83%
Gross margin
36.16%
EBITDA
$273.50M
Revenue growth
3.62%
Similar securities
This is not an investment recommendation
How to buy Kemper from India
Indian residents can buy Kemper shares through Paasa in four steps. Funds leave India under the RBI's Liberalised Remittance Scheme and the shares are held in your own name with Interactive Brokers.
Open a Paasa account
Complete digital KYC with your PAN, Aadhaar and address proof. Your brokerage account is opened in your own name with Interactive Brokers.
Add funds under LRS
Transfer INR from your Indian bank account. Your bank reports the remittance under the RBI's Liberalised Remittance Scheme and converts it to US dollars.
Search for Kemper and place an order
Find Kemper by name or by its ticker, KMPR, and choose an order type. You can buy by amount or by quantity — fractional shares mean there is no minimum trade size. Kemper trades 7:00 pm – 1:30 am IST; orders can only execute during that window.
Track holdings and download tax reports
Follow your Kemper position in USD and INR, and use Paasa's capital-gains and dividend statements when you file your Indian return.
Read the full guide: how to invest in Kemper from India
Trading and taxes when buying Kemper from India
Trading and limits
- Trading hours
- 9:30 am – 4:00 pm ET
- LRS limit
- $250,000Per financial year, under the RBI's Liberalised Remittance Scheme.
Tax for Indian residents
- TCS on remittance
- 20%Collected by your bank on LRS remittances above ₹10 lakh in a financial year. The TCS is adjustable against your income-tax liability.Adjusting TCS against your tax
- Capital gains in India
- 12.5% or slab rateGains on shares held for more than 24 months are long-term and taxed at 12.5%. Gains on shares held for 24 months or less are short-term and taxed at your income-tax slab rate.Capital gains explained
- Dividends
- Slab rateDividends are taxed at your slab rate in India. The US withholds tax on dividends paid to Indian residents at the treaty rate; Paasa files Form W-8BEN for you, and the tax withheld can generally be claimed as a credit in India. Kemper’s current yield is 5.06%.Dividend tax explained
- US estate tax
- May applyUS-situs assets such as US-listed shares can be exposed to US estate tax for non-US persons.US estate tax calculator
Custody. Shares are held in your own name at Interactive Brokers LLC and are SIPC-insured up to $500,000 in total, including $250,000 for cash.
FAQs
Can Indian residents buy Kemper stock?
Yes. Kemper (KMPR) has been listed on the New York Stock Exchange since 1990, in the Insurance - Property & Casualty industry, and Indian residents can buy it through Paasa. You fund the account from your Indian bank under the RBI's Liberalised Remittance Scheme and the money is converted to US dollars. Shares are held in your own name at Interactive Brokers LLC and are SIPC-insured up to $500,000 in total, including $250,000 for cash.
How much does one Kemper share cost in rupees?
One Kemper share is $25.32 — about ₹2,429 at a USD/INR rate of 95.92 on 25 Sep 2026. Both the Kemper price and the rupee rate move during the day, so the rupee cost changes with them.
What are the LRS and TCS rules for buying Kemper from India?
Remit up to $250,000 per financial year under the RBI's Liberalised Remittance Scheme (LRS). Banks collect 20% tax at source on LRS remittances above ₹10 lakh in a financial year; the TCS is adjustable against your income-tax liability. FX and the LRS declaration are handled by your bank when you fund your account.
Can I buy whole shares of Kemper?
Yes. One Kemper share is $25.32, and you can buy as many whole shares as you like. You can also buy by amount rather than by quantity: there is no minimum trade size, and Paasa supports fractional investing in Kemper.
How are gains on Kemper shares taxed in India?
The US does not levy capital gains tax on shares for Indian residents, so the tax is an India-side one. Gains on shares held for more than 24 months are long-term and taxed at 12.5%. Gains on shares held for 24 months or less are short-term and taxed at your income-tax slab rate. The gain is computed in rupees using the USD/INR rate on the purchase and the sale date, so the rupee move counts alongside the Kemper price. Paasa issues a capital-gains statement for your return.
Does Kemper pay a dividend, and how is it taxed in India?
Yes. Kemper pays a dividend and the current yield is 5.06%; the last declared dividend was $1.28 per share, about ₹122.78. Dividends are taxed at your slab rate in India. The US withholds tax on dividends paid to Indian residents at the treaty rate; Paasa files Form W-8BEN for you, and the tax withheld can generally be claimed as a credit in India. Paasa's dividend report lists the gross dividend and any tax withheld for each payment.
When can I trade Kemper from India?
The New York Stock Exchange trades 7:00 pm – 1:30 am IST in Indian time, so the close lands after midnight. The window shifts to 8:00 pm – 2:30 am IST when the US is on standard time. Orders can only execute during that window.
Is there estate or inheritance tax on Kemper shares held from India?
US-situs assets such as US-listed shares can be exposed to US estate tax for non-US persons. It applies to your overall holdings in that jurisdiction rather than to any one position. Paasa's US estate tax calculator shows the exposure for a given portfolio value.
Do I have to declare Kemper shares in my Indian tax return?
Yes. Foreign shares held on 31 March must be reported in Schedule FA of your Indian income-tax return. Paasa gives you a Schedule FA-ready statement listing your Kemper holding, its cost and its closing value.
How do I sell Kemper and bring the money back to India?
You sell during market hours (7:00 pm – 1:30 am IST) and the proceeds settle in USD in your Paasa account. From there you can hold the balance, reinvest, or repatriate. Funds can be withdrawn in any currency to any bank account in your own name. Whether the sale is short- or long-term is decided by the 24-month holding period.