World Acceptance Corporation
World Acceptance Corporation (NASDAQ: WRLD) is trading at $170.78, about ₹16,405 at today's USD/INR rate, as of 30 Sep 2026, 4:00 PM ET, down 1.00% today. Indian residents can buy World Acceptance from India on Paasa under the RBI's Liberalised Remittance Scheme.
Quote
Today's low
$169.07
Today's high
$173.64
52 week low
$110.00
52 week high
$227.68
WRLD opened at $173.64, closed previously at $172.51, and has traded between $110.00 and $227.68 over the past 52 weeks.
About
World Acceptance Corporation (WRLD) functions as a consumer finance provider, specializing in offering small-dollar loans. The company's product portfolio includes various installment loan types, ranging from short-term, modest sums to larger, medium-term credit facilities. Beyond direct lending, it furnishes a suite of complementary products and services. These encompass the sale of credit insurance—such as life, accident and health, property, auto, unemployment, and accidental death and dismemberment policies—marketed in conjunction with its loan offerings. Additionally, World Acceptance Corporation provides automobile club memberships to its borrowers and supports clients with income tax preparation and electronic filing services. Its primary demographic comprises individuals who encounter difficulties accessing credit through traditional channels like banks, credit unions, or larger financial institutions. Founded in 1962 and headquartered in Greenville, South Carolina, the corporation operated a network of 1,167 branches across seventeen U.S. states (Alabama, Georgia, Idaho, Illinois, Indiana, Kentucky, Louisiana, Mississippi, Missouri, New Mexico, Oklahoma, South Carolina, Tennessee, Texas, Utah, and Wisconsin) as of March 31, 2022.
Key statistics
Avg. volume
106.36K
Market cap
$795.90M
P/E Ratio
19.84
Price-to-sales ratio
1.34
Enterprise value
$1.33B
Free cash flow yield
37.64%
Debt-to-equity ratio
1.79
Return on equity
9.85%
ROIC
3.40%
Beta
1.14
Dividend yield
0.00%
Last dividend
$0.00
Financial overview
Revenue
$585.17M
Earnings per share
$6.97
Free cash flow
$255.48M
Net profit margin
6.65%
Gross margin
60.62%
EBITDA
$54.23M
Revenue growth
3.60%
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This is not an investment recommendation
How to buy World Acceptance from India
Indian residents can buy World Acceptance shares through Paasa in four steps. Funds leave India under the RBI's Liberalised Remittance Scheme and the shares are held in your own name with Interactive Brokers.
Open a Paasa account
Complete digital KYC with your PAN, Aadhaar and address proof. Your brokerage account is opened in your own name with Interactive Brokers.
Add funds under LRS
Transfer INR from your Indian bank account. Your bank reports the remittance under the RBI's Liberalised Remittance Scheme and converts it to US dollars.
Search for World Acceptance and place an order
Find World Acceptance by name or by its ticker, WRLD, and choose an order type. You can buy by amount or by quantity — fractional shares mean there is no minimum trade size. World Acceptance trades 7:00 pm – 1:30 am IST; orders can only execute during that window.
Track holdings and download tax reports
Follow your World Acceptance position in USD and INR. World Acceptance pays no dividend today, so your filing is the capital-gains statement plus the Schedule FA holding line.
Read the full guide: how to invest in World Acceptance from India
Trading and taxes when buying World Acceptance from India
Trading and limits
- Trading hours
- 9:30 am – 4:00 pm ET
- LRS limit
- $250,000Per financial year, under the RBI's Liberalised Remittance Scheme.
Tax for Indian residents
- TCS on remittance
- 20%Collected by your bank on LRS remittances above ₹10 lakh in a financial year. The TCS is adjustable against your income-tax liability.Adjusting TCS against your tax
- Capital gains in India
- 12.5% or slab rateGains on shares held for more than 24 months are long-term and taxed at 12.5%. Gains on shares held for 24 months or less are short-term and taxed at your income-tax slab rate.Capital gains explained
- Dividends
- NoneWorld Acceptance does not currently pay a dividend. If it starts, dividends are taxed at your slab rate in India.Dividend tax explained
- US estate tax
- May applyUS-situs assets such as US-listed shares can be exposed to US estate tax for non-US persons.US estate tax calculator
Custody. Shares are held in your own name at Interactive Brokers LLC and are SIPC-insured up to $500,000 in total, including $250,000 for cash.
FAQs
Can Indian residents buy World Acceptance stock?
Yes. World Acceptance (WRLD) has been listed on NASDAQ since 1991, in the Financial - Credit Services industry, and Indian residents can buy it through Paasa. You fund the account from your Indian bank under the RBI's Liberalised Remittance Scheme and the money is converted to US dollars. Shares are held in your own name at Interactive Brokers LLC and are SIPC-insured up to $500,000 in total, including $250,000 for cash.
How much does one World Acceptance share cost in rupees?
One World Acceptance share is $170.78 — about ₹16,405 at a USD/INR rate of 96.06 on 29 Sep 2026. Both the World Acceptance price and the rupee rate move during the day, so the rupee cost changes with them.
What are the LRS and TCS rules for buying World Acceptance from India?
Remit up to $250,000 per financial year under the RBI's Liberalised Remittance Scheme (LRS). Banks collect 20% tax at source on LRS remittances above ₹10 lakh in a financial year; the TCS is adjustable against your income-tax liability. FX and the LRS declaration are handled by your bank when you fund your account.
Can I buy World Acceptance with less than the price of one share?
Yes. A whole World Acceptance share is $170.78, but there is no minimum trade size: you enter a rupee or dollar amount and receive the matching fraction.
How are gains on World Acceptance shares taxed in India?
The US does not levy capital gains tax on shares for Indian residents, so the tax is an India-side one. Gains on shares held for more than 24 months are long-term and taxed at 12.5%. Gains on shares held for 24 months or less are short-term and taxed at your income-tax slab rate. The gain is computed in rupees using the USD/INR rate on the purchase and the sale date, so the rupee move counts alongside the World Acceptance price. Paasa issues a capital-gains statement for your return.
Does World Acceptance pay a dividend?
No. World Acceptance does not currently pay a dividend, so holding it produces no dividend income to declare in India. If it starts paying one, the Indian treatment is the usual one — dividends are taxed at your slab rate in India — and Paasa's dividend report would show the gross amount and any tax withheld.
When can I trade World Acceptance from India?
NASDAQ trades 7:00 pm – 1:30 am IST in Indian time, so the close lands after midnight. The window shifts to 8:00 pm – 2:30 am IST when the US is on standard time. Orders can only execute during that window.
Is there estate or inheritance tax on World Acceptance shares held from India?
US-situs assets such as US-listed shares can be exposed to US estate tax for non-US persons. It applies to your overall holdings in that jurisdiction rather than to any one position. Paasa's US estate tax calculator shows the exposure for a given portfolio value.
Do I have to declare World Acceptance shares in my Indian tax return?
Yes. Foreign shares held on 31 March must be reported in Schedule FA of your Indian income-tax return. Paasa gives you a Schedule FA-ready statement listing your World Acceptance holding, its cost and its closing value.
How do I sell World Acceptance and bring the money back to India?
You sell during market hours (7:00 pm – 1:30 am IST) and the proceeds settle in USD in your Paasa account. From there you can hold the balance, reinvest, or repatriate. Funds can be withdrawn in any currency to any bank account in your own name. Whether the sale is short- or long-term is decided by the 24-month holding period.