Regional Management Corp.
Regional Management Corp. (NYSE: RM) is trading at $30.82, about ₹2,959 at today's USD/INR rate, as of 25 Sep 2026, 4:00 PM ET, up 1.38% today. Indian residents can buy Regional Management from India on Paasa under the RBI's Liberalised Remittance Scheme.
Quote
Today's low
$30.24
Today's high
$30.92
52 week low
$30.12
52 week high
$44.30
RM opened at $30.42, closed previously at $30.40, and has traded between $30.12 and $44.30 over the past 52 weeks.
About
Regional Management Corp. (RMC) functions as a broad-based financial services provider, concentrating on offering consumer installment loans. Its primary focus is on serving individuals across the United States who face challenges in securing credit through conventional channels such as banks, savings institutions, and credit card companies. RMC's product portfolio includes a range of personal installment loans, varying in size, along with retail financing options designed to help customers acquire items like furniture and appliances. In addition to its lending activities, the company furnishes a variety of insurance products, which include credit life, credit accident and health, credit property, vehicle single interest, and credit involuntary unemployment coverage, as well as collateral protection and reinsurance services. The company leverages multiple avenues to originate its loans, including its network of physical branches, centrally managed direct marketing campaigns, collaborations with digital partners, retail alliances, and its dedicated consumer-facing website. As of February 24, 2022, RMC operated a substantial branch network comprising approximately 350 locations situated across 14 states. Founded in 1987, Regional Management Corp. maintains its corporate headquarters in Greer, South Carolina.
Key statistics
Avg. volume
79.67K
Market cap
$283.80M
P/E Ratio
6.19
Price-to-sales ratio
0.42
Enterprise value
$1.99B
Free cash flow yield
111.86%
Debt-to-equity ratio
4.54
Return on equity
12.49%
ROIC
4.76%
Beta
0.99
Dividend yield
3.89%
Last dividend
$1.20
Financial overview
Revenue
$645.57M
Earnings per share
$4.63
Free cash flow
$291.99M
Net profit margin
6.98%
Gross margin
75.65%
EBITDA
$92.08M
Revenue growth
9.70%
Similar securities
This is not an investment recommendation
How to buy Regional Management from India
Indian residents can buy Regional Management shares through Paasa in four steps. Funds leave India under the RBI's Liberalised Remittance Scheme and the shares are held in your own name with Interactive Brokers.
Open a Paasa account
Complete digital KYC with your PAN, Aadhaar and address proof. Your brokerage account is opened in your own name with Interactive Brokers.
Add funds under LRS
Transfer INR from your Indian bank account. Your bank reports the remittance under the RBI's Liberalised Remittance Scheme and converts it to US dollars.
Search for Regional Management and place an order
Find Regional Management by name or by its ticker, RM, and choose an order type. You can buy by amount or by quantity — fractional shares mean there is no minimum trade size. Regional Management trades 7:00 pm – 1:30 am IST; orders can only execute during that window.
Track holdings and download tax reports
Follow your Regional Management position in USD and INR, and use Paasa's capital-gains and dividend statements when you file your Indian return.
Read the full guide: how to invest in Regional Management from India
Trading and taxes when buying Regional Management from India
Trading and limits
- Trading hours
- 9:30 am – 4:00 pm ET
- LRS limit
- $250,000Per financial year, under the RBI's Liberalised Remittance Scheme.
Tax for Indian residents
- TCS on remittance
- 20%Collected by your bank on LRS remittances above ₹10 lakh in a financial year. The TCS is adjustable against your income-tax liability.Adjusting TCS against your tax
- Capital gains in India
- 12.5% or slab rateGains on shares held for more than 24 months are long-term and taxed at 12.5%. Gains on shares held for 24 months or less are short-term and taxed at your income-tax slab rate.Capital gains explained
- Dividends
- Slab rateDividends are taxed at your slab rate in India. The US withholds tax on dividends paid to Indian residents at the treaty rate; Paasa files Form W-8BEN for you, and the tax withheld can generally be claimed as a credit in India. Regional Management’s current yield is 3.89%.Dividend tax explained
- US estate tax
- May applyUS-situs assets such as US-listed shares can be exposed to US estate tax for non-US persons.US estate tax calculator
Custody. Shares are held in your own name at Interactive Brokers LLC and are SIPC-insured up to $500,000 in total, including $250,000 for cash.
FAQs
Can Indian residents buy Regional Management stock?
Yes. Regional Management (RM) has been listed on the New York Stock Exchange since 2012, in the Financial - Credit Services industry, and Indian residents can buy it through Paasa. You fund the account from your Indian bank under the RBI's Liberalised Remittance Scheme and the money is converted to US dollars. Shares are held in your own name at Interactive Brokers LLC and are SIPC-insured up to $500,000 in total, including $250,000 for cash.
How much does one Regional Management share cost in rupees?
One Regional Management share is $30.82 — about ₹2,959 at a USD/INR rate of 96.02 on 24 Sep 2026. Both the Regional Management price and the rupee rate move during the day, so the rupee cost changes with them.
What are the LRS and TCS rules for buying Regional Management from India?
Remit up to $250,000 per financial year under the RBI's Liberalised Remittance Scheme (LRS). Banks collect 20% tax at source on LRS remittances above ₹10 lakh in a financial year; the TCS is adjustable against your income-tax liability. FX and the LRS declaration are handled by your bank when you fund your account.
Can I buy whole shares of Regional Management?
Yes. One Regional Management share is $30.82, and you can buy as many whole shares as you like. You can also buy by amount rather than by quantity: there is no minimum trade size, and Paasa supports fractional investing in Regional Management.
How are gains on Regional Management shares taxed in India?
The US does not levy capital gains tax on shares for Indian residents, so the tax is an India-side one. Gains on shares held for more than 24 months are long-term and taxed at 12.5%. Gains on shares held for 24 months or less are short-term and taxed at your income-tax slab rate. The gain is computed in rupees using the USD/INR rate on the purchase and the sale date, so the rupee move counts alongside the Regional Management price. Paasa issues a capital-gains statement for your return.
Does Regional Management pay a dividend, and how is it taxed in India?
Yes. Regional Management pays a dividend and the current yield is 3.89%; the last declared dividend was $1.20 per share, about ₹115.22. Dividends are taxed at your slab rate in India. The US withholds tax on dividends paid to Indian residents at the treaty rate; Paasa files Form W-8BEN for you, and the tax withheld can generally be claimed as a credit in India. Paasa's dividend report lists the gross dividend and any tax withheld for each payment.
When can I trade Regional Management from India?
The New York Stock Exchange trades 7:00 pm – 1:30 am IST in Indian time, so the close lands after midnight. The window shifts to 8:00 pm – 2:30 am IST when the US is on standard time. Orders can only execute during that window.
Is there estate or inheritance tax on Regional Management shares held from India?
US-situs assets such as US-listed shares can be exposed to US estate tax for non-US persons. It applies to your overall holdings in that jurisdiction rather than to any one position. Paasa's US estate tax calculator shows the exposure for a given portfolio value.
Do I have to declare Regional Management shares in my Indian tax return?
Yes. Foreign shares held on 31 March must be reported in Schedule FA of your Indian income-tax return. Paasa gives you a Schedule FA-ready statement listing your Regional Management holding, its cost and its closing value.
How do I sell Regional Management and bring the money back to India?
You sell during market hours (7:00 pm – 1:30 am IST) and the proceeds settle in USD in your Paasa account. From there you can hold the balance, reinvest, or repatriate. Funds can be withdrawn in any currency to any bank account in your own name. Whether the sale is short- or long-term is decided by the 24-month holding period.