UnitedHealth Group Incorporated
UnitedHealth Group Incorporated (XETRA: UNH) is trading at €326.40, about ₹35,527 at today's EUR/INR rate, as of 30 Sep 2026, 11:35 AM ET, down 0.85% today. Indian residents can buy UnitedHealth from India on Paasa under the RBI's Liberalised Remittance Scheme.
Quote
Today's low
€323.00
Today's high
€331.20
52 week low
€222.70
52 week high
€400.60
UNH opened at €330.00, closed previously at €329.20, and has traded between €222.70 and €400.60 over the past 52 weeks.
About
UnitedHealth Group Incorporated is a diversified healthcare enterprise operating across the United States. It organizes its comprehensive services into four primary divisions: UnitedHealthcare, Optum Health, Optum Insight, and Optum Rx. The UnitedHealthcare segment delivers consumer-centric health benefit plans and related services. Its clientele spans a wide range, including national, public sector, mid-sized, and small employers, as well as individuals. This division also caters specifically to adults aged 50 and above, addressing their needs for preventive, acute, and chronic disease care. Furthermore, it manages Medicaid plans, children's health insurance, and provides a range of health, dental, hospital, and clinical services. Optum Health focuses on enabling access to provider networks, offering health management solutions, direct care delivery, consumer engagement tools, and financial services. It serves individuals directly through its care systems, along with employers, payers, and governmental bodies. The Optum Insight segment supplies software solutions, information products, expert advisory consulting, and managed services outsourcing. Its clients include hospital systems, medical practitioners, health plans, government entities, and life sciences companies. Finally, Optum Rx is dedicated to providing pharmacy care services and developing related programs. This encompasses retail network agreements, home prescription delivery, specialty and compounding pharmacy services, as well as purchasing and clinical support. It also innovates programs for step therapy, formulary optimization, medication adherence, and comprehensive disease/drug therapy management. UnitedHealth Group Incorporated was established in 1977 and maintains its headquarters in Minnetonka, Minnesota.
Key statistics
Avg. volume
1.16K
Market cap
€296.42B
P/E Ratio
23.60
Price-to-sales ratio
0.74
Enterprise value
$309.58B
Free cash flow yield
6.29%
Debt-to-equity ratio
0.74
Return on equity
12.81%
ROIC
8.23%
Beta
0.62
Dividend yield
2.47%
Last dividend
€7.83
Financial overview
Revenue
$447.60B
Earnings per share
$13.23
Free cash flow
$16.08B
Net profit margin
3.14%
Gross margin
22.49%
EBITDA
$23.06B
Revenue growth
11.82%
How to buy UnitedHealth from India
Indian residents can buy UnitedHealth shares through Paasa in four steps. Funds leave India under the RBI's Liberalised Remittance Scheme and the shares are held in your own name with Interactive Brokers.
Open a Paasa account
Complete digital KYC with your PAN, Aadhaar and address proof. Your brokerage account is opened in your own name with Interactive Brokers.
Add funds under LRS
Transfer INR from your Indian bank account. Your bank reports the remittance under the RBI's Liberalised Remittance Scheme and converts it to US dollars and then to EUR.
Search for UnitedHealth and place an order
Find UnitedHealth by name or by its ticker, UNH, and choose an order type. UnitedHealth trades 12:30 pm – 9:00 pm IST; orders can only execute during that window.
Track holdings and download tax reports
Follow your UnitedHealth position in EUR and INR, and use Paasa's capital-gains and dividend statements when you file your Indian return.
Read the full guide: how to invest in UnitedHealth from India
Trading and taxes when buying UnitedHealth from India
Trading and limits
- Trading hours
- 9:00 am – 5:30 pm CET
- LRS limit
- $250,000Per financial year, under the RBI's Liberalised Remittance Scheme.
Tax for Indian residents
- TCS on remittance
- 20%Collected by your bank on LRS remittances above ₹10 lakh in a financial year. The TCS is adjustable against your income-tax liability.Adjusting TCS against your tax
- Capital gains in India
- 12.5% or slab rateGains on shares held for more than 24 months are long-term and taxed at 12.5%. Gains on shares held for 24 months or less are short-term and taxed at your income-tax slab rate.Capital gains explained
- Dividends
- Slab rateDividends are taxed at your slab rate in India. UnitedHealth’s current yield is 2.47%.Dividend tax explained
Custody. Shares are held in your own name at Interactive Brokers, segregated from Paasa's own assets.
FAQs
Can Indian residents buy UnitedHealth stock?
Yes. UnitedHealth (UNH) has been listed on XETRA since 2007, in the Medical - Healthcare Plans industry, and Indian residents can buy it through Paasa. You fund the account from your Indian bank under the RBI's Liberalised Remittance Scheme and the money is converted to US dollars and then to EUR. Shares are held in your own name at Interactive Brokers, segregated from Paasa's own assets.
How much does one UnitedHealth share cost in rupees?
One UnitedHealth share is €326.40 — about ₹35,527 at an EUR/INR rate of 108.84 on 30 Sep 2026. Both the UnitedHealth price and the rupee rate move during the day, so the rupee cost changes with them.
What are the LRS and TCS rules for buying UnitedHealth from India?
Remit up to $250,000 per financial year under the RBI's Liberalised Remittance Scheme (LRS). Banks collect 20% tax at source on LRS remittances above ₹10 lakh in a financial year; the TCS is adjustable against your income-tax liability. FX and the LRS declaration are handled by your bank when you fund your account.
How are gains on UnitedHealth shares taxed in India?
Gains on shares held for more than 24 months are long-term and taxed at 12.5%. Gains on shares held for 24 months or less are short-term and taxed at your income-tax slab rate. The gain is computed in rupees using the EUR/INR rate on the purchase and the sale date, so the rupee move counts alongside the UnitedHealth price. Paasa issues a capital-gains statement for your return.
Does UnitedHealth pay a dividend, and how is it taxed in India?
Yes. UnitedHealth pays a dividend and the current yield is 2.47%; the last declared dividend was €7.83 per share, about ₹851.84. Dividends are taxed at your slab rate in India. Paasa's dividend report lists the gross dividend and any tax withheld for each payment.
When can I trade UnitedHealth from India?
XETRA trades 12:30 pm – 9:00 pm IST in Indian time. The window shifts to 1:30 pm – 10:00 pm IST when Germany is on standard time. Orders can only execute during that window.
Is UnitedHealth a Germany company, and does that change how it is taxed?
UnitedHealth trades on XETRA in EUR, but the company is domiciled in United States. UnitedHealth trades as an ordinary share listed directly in Germany, not a depositary receipt. Your India-side capital-gains treatment is the same either way.
Do I have to declare UnitedHealth shares in my Indian tax return?
Yes. Foreign shares held on 31 March must be reported in Schedule FA of your Indian income-tax return. Paasa gives you a Schedule FA-ready statement listing your UnitedHealth holding, its cost and its closing value.
How do I sell UnitedHealth and bring the money back to India?
You sell during market hours (12:30 pm – 9:00 pm IST) and the proceeds settle in EUR in your Paasa account. From there you can hold the balance, reinvest, or repatriate. Funds can be withdrawn in any currency to any bank account in your own name. Whether the sale is short- or long-term is decided by the 24-month holding period.
Does the rupee rate affect what I make on UnitedHealth?
Yes. UnitedHealth is priced in EUR, so your rupee outcome combines the EUR move with the EUR/INR move between the day you remit and the day you convert back. Both directions are reflected in the capital-gains statement Paasa issues.