Humana Inc.
Humana Inc. (NYSE: HUM) is trading at $398.13, about ₹38,189 at today's USD/INR rate, as of 25 Sep 2026, 3:59 PM ET, up 4.68% today. Indian residents can buy Humana from India on Paasa under the RBI's Liberalised Remittance Scheme.
Quote
Today's low
$386.71
Today's high
$413.57
52 week low
$163.11
52 week high
$428.88
HUM opened at $390.07, closed previously at $380.32, and has traded between $163.11 and $428.88 over the past 52 weeks.
About
Humana Inc., a prominent health and well-being enterprise, operates across the United States through its various subsidiary companies. Its operational structure is divided into three main segments: Retail, Group and Specialty, and Healthcare Services. The firm provides a wide array of medical and supplementary insurance plans directly to individual consumers. Furthermore, Humana collaborates with government entities; it holds a contract with the Centers for Medicare and Medicaid Services (CMS) to manage the Limited Income Newly Eligible Transition (LI NET) prescription drug program. The company also secures agreements with numerous states to deliver Medicaid, dual-eligible, and long-term care support benefits. For employer groups and individuals, Humana furnishes fully insured commercial medical and specialized health coverage, which encompasses dental, vision, and other ancillary health benefits. They additionally offer administrative services only (ASO) solutions and extend support to military personnel through contracts like the TRICARE T2017 East Region. Beyond insurance products, the company delivers comprehensive healthcare services directly. These include pharmacy management, provider network services, and a suite of home-based solutions such as home health care, serving both its own health plan enrollees and external clients. By the close of 2021 (December 31), Humana's reach extended to approximately 17 million individuals enrolled in its medical benefit plans and an additional 5 million utilizing its specialized product offerings. Established in 1961, Humana Inc. maintains its corporate headquarters in Louisville, Kentucky.
Key statistics
Avg. volume
1.28M
Market cap
$47.81B
P/E Ratio
37.38
Price-to-sales ratio
0.33
Enterprise value
$55.16B
Free cash flow yield
-0.93%
Debt-to-equity ratio
0.74
Return on equity
6.91%
ROIC
4.52%
Beta
0.74
Dividend yield
0.89%
Last dividend
$3.54
Financial overview
Revenue
$129.66B
Earnings per share
$9.87
Free cash flow
$375.00M
Net profit margin
0.88%
Gross margin
13.65%
EBITDA
$2.91B
Revenue growth
10.06%
Similar securities
This is not an investment recommendation
How to buy Humana from India
Indian residents can buy Humana shares through Paasa in four steps. Funds leave India under the RBI's Liberalised Remittance Scheme and the shares are held in your own name with Interactive Brokers.
Open a Paasa account
Complete digital KYC with your PAN, Aadhaar and address proof. Your brokerage account is opened in your own name with Interactive Brokers.
Add funds under LRS
Transfer INR from your Indian bank account. Your bank reports the remittance under the RBI's Liberalised Remittance Scheme and converts it to US dollars.
Search for Humana and place an order
Find Humana by name or by its ticker, HUM, and choose an order type. You can buy by amount or by quantity — fractional shares mean there is no minimum trade size. Humana trades 7:00 pm – 1:30 am IST; orders can only execute during that window.
Track holdings and download tax reports
Follow your Humana position in USD and INR, and use Paasa's capital-gains and dividend statements when you file your Indian return.
Read the full guide: how to invest in Humana from India
Trading and taxes when buying Humana from India
Trading and limits
- Trading hours
- 9:30 am – 4:00 pm ET
- LRS limit
- $250,000Per financial year, under the RBI's Liberalised Remittance Scheme.
Tax for Indian residents
- TCS on remittance
- 20%Collected by your bank on LRS remittances above ₹10 lakh in a financial year. The TCS is adjustable against your income-tax liability.Adjusting TCS against your tax
- Capital gains in India
- 12.5% or slab rateGains on shares held for more than 24 months are long-term and taxed at 12.5%. Gains on shares held for 24 months or less are short-term and taxed at your income-tax slab rate.Capital gains explained
- Dividends
- Slab rateDividends are taxed at your slab rate in India. The US withholds tax on dividends paid to Indian residents at the treaty rate; Paasa files Form W-8BEN for you, and the tax withheld can generally be claimed as a credit in India. Humana’s current yield is 0.89%.Dividend tax explained
- US estate tax
- May applyUS-situs assets such as US-listed shares can be exposed to US estate tax for non-US persons.US estate tax calculator
Custody. Shares are held in your own name at Interactive Brokers LLC and are SIPC-insured up to $500,000 in total, including $250,000 for cash.
FAQs
Can Indian residents buy Humana stock?
Yes. Humana (HUM) has been listed on the New York Stock Exchange since 1981, in the Medical - Healthcare Plans industry, and Indian residents can buy it through Paasa. You fund the account from your Indian bank under the RBI's Liberalised Remittance Scheme and the money is converted to US dollars. Shares are held in your own name at Interactive Brokers LLC and are SIPC-insured up to $500,000 in total, including $250,000 for cash.
How much does one Humana share cost in rupees?
One Humana share is $398.13 — about ₹38,189 at a USD/INR rate of 95.92 on 25 Sep 2026. Both the Humana price and the rupee rate move during the day, so the rupee cost changes with them.
What are the LRS and TCS rules for buying Humana from India?
Remit up to $250,000 per financial year under the RBI's Liberalised Remittance Scheme (LRS). Banks collect 20% tax at source on LRS remittances above ₹10 lakh in a financial year; the TCS is adjustable against your income-tax liability. FX and the LRS declaration are handled by your bank when you fund your account.
Can I buy Humana with less than the price of one share?
Yes. A whole Humana share is $398.13, but there is no minimum trade size: you enter a rupee or dollar amount and receive the matching fraction.
How are gains on Humana shares taxed in India?
The US does not levy capital gains tax on shares for Indian residents, so the tax is an India-side one. Gains on shares held for more than 24 months are long-term and taxed at 12.5%. Gains on shares held for 24 months or less are short-term and taxed at your income-tax slab rate. The gain is computed in rupees using the USD/INR rate on the purchase and the sale date, so the rupee move counts alongside the Humana price. Paasa issues a capital-gains statement for your return.
Does Humana pay a dividend, and how is it taxed in India?
Yes. Humana pays a dividend and the current yield is 0.89%; the last declared dividend was $3.54 per share, about ₹339.56. Dividends are taxed at your slab rate in India. The US withholds tax on dividends paid to Indian residents at the treaty rate; Paasa files Form W-8BEN for you, and the tax withheld can generally be claimed as a credit in India. Paasa's dividend report lists the gross dividend and any tax withheld for each payment.
When can I trade Humana from India?
The New York Stock Exchange trades 7:00 pm – 1:30 am IST in Indian time, so the close lands after midnight. The window shifts to 8:00 pm – 2:30 am IST when the US is on standard time. Orders can only execute during that window.
Is there estate or inheritance tax on Humana shares held from India?
US-situs assets such as US-listed shares can be exposed to US estate tax for non-US persons. It applies to your overall holdings in that jurisdiction rather than to any one position. Paasa's US estate tax calculator shows the exposure for a given portfolio value.
Do I have to declare Humana shares in my Indian tax return?
Yes. Foreign shares held on 31 March must be reported in Schedule FA of your Indian income-tax return. Paasa gives you a Schedule FA-ready statement listing your Humana holding, its cost and its closing value.
How do I sell Humana and bring the money back to India?
You sell during market hours (7:00 pm – 1:30 am IST) and the proceeds settle in USD in your Paasa account. From there you can hold the balance, reinvest, or repatriate. Funds can be withdrawn in any currency to any bank account in your own name. Whether the sale is short- or long-term is decided by the 24-month holding period.