Qfin Holdings, Inc.
Qfin Holdings, Inc. (NASDAQ: QFIN) is trading at $6.92, about ₹665 at today's USD/INR rate, as of 29 Sep 2026, 10:36 AM ET, down 1.83% today. Indian residents can buy Qfin from India on Paasa under the RBI's Liberalised Remittance Scheme.
Quote
Today's low
$6.80
Today's high
$7.02
52 week low
$6.80
52 week high
$31.08
QFIN opened at $7.02, closed previously at $7.05, and has traded between $6.80 and $31.08 over the past 52 weeks.
About
Qifu Technology, Inc. (QFIN), known as 360 DigiTech, Inc. until its rebranding in March 2023, is a credit technology firm based in the People's Republic of China. Through its 360 Jietiao platform, the company facilitates credit-driven services by connecting borrowers with financial institutions. Its comprehensive offerings cover the entire lending lifecycle, including identifying and acquiring customers, performing initial and advanced credit screenings, conducting sophisticated risk assessments, evaluating creditworthiness, matching funds, and providing ongoing post-facilitation support. Additionally, Qifu Technology furnishes its financial partners with platform services, utilizing an intelligent credit engine, referral systems, and risk management software-as-a-service (SaaS) to streamline loan origination and subsequent management. The company specializes in various loan types, such as e-commerce, enterprise, and invoice loans, catering particularly to the needs of small and micro-enterprise owners. Serving a broad clientele that includes financial institutions, individual consumers, and SMEs, Qifu Technology was founded in 2016 and maintains its headquarters in Shanghai, China.
Key statistics
Avg. volume
1.95M
Market cap
$901.02M
P/E Ratio
0.97
Price-to-sales ratio
0.38
Enterprise value
CN¥1.30B
Free cash flow yield
94.20%
Debt-to-equity ratio
0.12
Return on equity
15.36%
ROIC
6.86%
Beta
0.57
Dividend yield
17.92%
Last dividend
$1.54
Financial overview
Revenue
CN¥16.08B
Earnings per share
CN¥44.96
Free cash flow
CN¥10.84B
Net profit margin
23.26%
Gross margin
60.77%
EBITDA
CN¥7.44B
Revenue growth
-6.31%
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This is not an investment recommendation
How to buy Qfin from India
Indian residents can buy Qfin shares through Paasa in four steps. Funds leave India under the RBI's Liberalised Remittance Scheme and the shares are held in your own name with Interactive Brokers.
Open a Paasa account
Complete digital KYC with your PAN, Aadhaar and address proof. Your brokerage account is opened in your own name with Interactive Brokers.
Add funds under LRS
Transfer INR from your Indian bank account. Your bank reports the remittance under the RBI's Liberalised Remittance Scheme and converts it to US dollars.
Search for Qfin and place an order
Find Qfin by name or by its ticker, QFIN, and choose an order type. You can buy by amount or by quantity — fractional shares mean there is no minimum trade size. Qfin trades 7:00 pm – 1:30 am IST; orders can only execute during that window.
Track holdings and download tax reports
Follow your Qfin position in USD and INR, and use Paasa's capital-gains and dividend statements when you file your Indian return.
Read the full guide: how to invest in Qfin from India
Trading and taxes when buying Qfin from India
Trading and limits
- Trading hours
- 9:30 am – 4:00 pm ET
- LRS limit
- $250,000Per financial year, under the RBI's Liberalised Remittance Scheme.
Tax for Indian residents
- TCS on remittance
- 20%Collected by your bank on LRS remittances above ₹10 lakh in a financial year. The TCS is adjustable against your income-tax liability.Adjusting TCS against your tax
- Capital gains in India
- 12.5% or slab rateGains on shares held for more than 24 months are long-term and taxed at 12.5%. Gains on shares held for 24 months or less are short-term and taxed at your income-tax slab rate.Capital gains explained
- Dividends
- Slab rateDividends are taxed at your slab rate in India. Qfin’s current yield is 17.92%.Dividend tax explained
Custody. Shares are held in your own name at Interactive Brokers LLC and are SIPC-insured up to $500,000 in total, including $250,000 for cash.
FAQs
Can Indian residents buy Qfin stock?
Yes. Qfin (QFIN) has been listed on NASDAQ since 2018, in the Financial - Credit Services industry, and Indian residents can buy it through Paasa. You fund the account from your Indian bank under the RBI's Liberalised Remittance Scheme and the money is converted to US dollars. Shares are held in your own name at Interactive Brokers LLC and are SIPC-insured up to $500,000 in total, including $250,000 for cash.
How much does one Qfin share cost in rupees?
One Qfin share is $6.92 — about ₹665 at a USD/INR rate of 96.07 on 28 Sep 2026. Both the Qfin price and the rupee rate move during the day, so the rupee cost changes with them.
What are the LRS and TCS rules for buying Qfin from India?
Remit up to $250,000 per financial year under the RBI's Liberalised Remittance Scheme (LRS). Banks collect 20% tax at source on LRS remittances above ₹10 lakh in a financial year; the TCS is adjustable against your income-tax liability. FX and the LRS declaration are handled by your bank when you fund your account.
Can I buy whole shares of Qfin?
Yes. One Qfin share is $6.92, and you can buy as many whole shares as you like. You can also buy by amount rather than by quantity: there is no minimum trade size, and Paasa supports fractional investing in Qfin.
How are gains on Qfin shares taxed in India?
The US does not levy capital gains tax on shares for Indian residents, so the tax is an India-side one. Gains on shares held for more than 24 months are long-term and taxed at 12.5%. Gains on shares held for 24 months or less are short-term and taxed at your income-tax slab rate. The gain is computed in rupees using the USD/INR rate on the purchase and the sale date, so the rupee move counts alongside the Qfin price. Paasa issues a capital-gains statement for your return.
Does Qfin pay a dividend, and how is it taxed in India?
Yes. Qfin pays a dividend and the current yield is 17.92%; the last declared dividend was $1.54 per share, about ₹147.95. Dividends are taxed at your slab rate in India. Paasa's dividend report lists the gross dividend and any tax withheld for each payment.
When can I trade Qfin from India?
NASDAQ trades 7:00 pm – 1:30 am IST in Indian time, so the close lands after midnight. The window shifts to 8:00 pm – 2:30 am IST when the US is on standard time. Orders can only execute during that window.
Is Qfin a United States company, and does that change how it is taxed?
Qfin trades on NASDAQ in US dollars, but the company is domiciled in China. Qfin trades as an American Depositary Receipt rather than an ordinary share. Some non-US companies list in the US through American Depositary Receipts, which can carry dividend withholding at the company's home-country rate. Your India-side capital-gains treatment is the same either way.
Do I have to declare Qfin shares in my Indian tax return?
Yes. Foreign shares held on 31 March must be reported in Schedule FA of your Indian income-tax return. Paasa gives you a Schedule FA-ready statement listing your Qfin holding, its cost and its closing value.
How do I sell Qfin and bring the money back to India?
You sell during market hours (7:00 pm – 1:30 am IST) and the proceeds settle in USD in your Paasa account. From there you can hold the balance, reinvest, or repatriate. Funds can be withdrawn in any currency to any bank account in your own name. Whether the sale is short- or long-term is decided by the 24-month holding period.