LexinFintech Holdings Ltd.
LexinFintech Holdings Ltd. (NASDAQ: LX) is trading at $0.75, about ₹72 at today's USD/INR rate, as of 25 Sep 2026, 3:04 PM ET, down 0.25% today. Indian residents can buy LexinFintech from India on Paasa under the RBI's Liberalised Remittance Scheme.
Quote
Today's low
$0.73
Today's high
$0.76
52 week low
$0.71
52 week high
$5.94
LX opened at $0.75, closed previously at $0.75, and has traded between $0.71 and $5.94 over the past 52 weeks.
About
LexinFintech Holdings Ltd., together with its subsidiaries, offers online direct sales and online consumer finance services in the People’s Republic of China. The company provides Fenqile, an online consumer finance platform that offers installment purchase and personal installment loans, as well as online direct sales of electronic, home appliance, and general merchandise products with installment payment terms; and Lehua Card for scenario-based lending. It also offers technology-driven platform services for financial institution customers and partners; and credit-driven platform services, including customer acquisition, initial credit screening, and loan collections, as well as guarantee and insurance services. In addition, the company provides Maiya, a buy-now and pay-later service; and Juzi Licai, an online investment platform. Further, it offers technical support and consulting, software development, financing guarantee, and financial technology services. The company was formerly known as Staging Finance Holding Ltd. and changed its name to LexinFintech Holdings Ltd. in March 2017. LexinFintech Holdings Ltd. was founded in 2013 and is headquartered in Shenzhen, the People’s Republic of China.
Key statistics
Avg. volume
3.00M
Market cap
$125.89M
P/E Ratio
0.81
Price-to-sales ratio
0.07
Enterprise value
CN¥2.14B
Free cash flow yield
0.00%
Debt-to-equity ratio
0.31
Return on equity
8.64%
ROIC
4.49%
Beta
0.84
Dividend yield
51.18%
Last dividend
$0.38
Financial overview
Revenue
CN¥12.79B
Earnings per share
CN¥9.64
Free cash flow
CN¥3.26B
Net profit margin
7.98%
Gross margin
60.64%
EBITDA
CN¥2.37B
Revenue growth
-9.94%
Similar securities
This is not an investment recommendation
How to buy LexinFintech from India
Indian residents can buy LexinFintech shares through Paasa in four steps. Funds leave India under the RBI's Liberalised Remittance Scheme and the shares are held in your own name with Interactive Brokers.
Open a Paasa account
Complete digital KYC with your PAN, Aadhaar and address proof. Your brokerage account is opened in your own name with Interactive Brokers.
Add funds under LRS
Transfer INR from your Indian bank account. Your bank reports the remittance under the RBI's Liberalised Remittance Scheme and converts it to US dollars.
Search for LexinFintech and place an order
Find LexinFintech by name or by its ticker, LX, and choose an order type. You can buy by amount or by quantity — fractional shares mean there is no minimum trade size. LexinFintech trades 7:00 pm – 1:30 am IST; orders can only execute during that window.
Track holdings and download tax reports
Follow your LexinFintech position in USD and INR, and use Paasa's capital-gains and dividend statements when you file your Indian return.
Read the full guide: how to invest in LexinFintech from India
Trading and taxes when buying LexinFintech from India
Trading and limits
- Trading hours
- 9:30 am – 4:00 pm ET
- LRS limit
- $250,000Per financial year, under the RBI's Liberalised Remittance Scheme.
Tax for Indian residents
- TCS on remittance
- 20%Collected by your bank on LRS remittances above ₹10 lakh in a financial year. The TCS is adjustable against your income-tax liability.Adjusting TCS against your tax
- Capital gains in India
- 12.5% or slab rateGains on shares held for more than 24 months are long-term and taxed at 12.5%. Gains on shares held for 24 months or less are short-term and taxed at your income-tax slab rate.Capital gains explained
- Dividends
- Slab rateDividends are taxed at your slab rate in India. LexinFintech’s current yield is 51.18%.Dividend tax explained
Custody. Shares are held in your own name at Interactive Brokers LLC and are SIPC-insured up to $500,000 in total, including $250,000 for cash.
FAQs
Can Indian residents buy LexinFintech stock?
Yes. LexinFintech (LX) has been listed on NASDAQ since 2017, in the Financial - Credit Services industry, and Indian residents can buy it through Paasa. You fund the account from your Indian bank under the RBI's Liberalised Remittance Scheme and the money is converted to US dollars. Shares are held in your own name at Interactive Brokers LLC and are SIPC-insured up to $500,000 in total, including $250,000 for cash.
How much does one LexinFintech share cost in rupees?
One LexinFintech share is $0.75 — about ₹72 at a USD/INR rate of 96.02 on 24 Sep 2026. Both the LexinFintech price and the rupee rate move during the day, so the rupee cost changes with them.
What are the LRS and TCS rules for buying LexinFintech from India?
Remit up to $250,000 per financial year under the RBI's Liberalised Remittance Scheme (LRS). Banks collect 20% tax at source on LRS remittances above ₹10 lakh in a financial year; the TCS is adjustable against your income-tax liability. FX and the LRS declaration are handled by your bank when you fund your account.
Can I buy whole shares of LexinFintech?
Yes. One LexinFintech share is $0.75, and you can buy as many whole shares as you like. You can also buy by amount rather than by quantity: there is no minimum trade size, and Paasa supports fractional investing in LexinFintech.
How are gains on LexinFintech shares taxed in India?
The US does not levy capital gains tax on shares for Indian residents, so the tax is an India-side one. Gains on shares held for more than 24 months are long-term and taxed at 12.5%. Gains on shares held for 24 months or less are short-term and taxed at your income-tax slab rate. The gain is computed in rupees using the USD/INR rate on the purchase and the sale date, so the rupee move counts alongside the LexinFintech price. Paasa issues a capital-gains statement for your return.
Does LexinFintech pay a dividend, and how is it taxed in India?
Yes. LexinFintech pays a dividend and the current yield is 51.18%; the last declared dividend was $0.38 per share, about ₹36.68. Dividends are taxed at your slab rate in India. Paasa's dividend report lists the gross dividend and any tax withheld for each payment.
When can I trade LexinFintech from India?
NASDAQ trades 7:00 pm – 1:30 am IST in Indian time, so the close lands after midnight. The window shifts to 8:00 pm – 2:30 am IST when the US is on standard time. Orders can only execute during that window.
Is LexinFintech a United States company, and does that change how it is taxed?
LexinFintech trades on NASDAQ in US dollars, but the company is domiciled in China. LexinFintech trades as an American Depositary Receipt rather than an ordinary share. Some non-US companies list in the US through American Depositary Receipts, which can carry dividend withholding at the company's home-country rate. Your India-side capital-gains treatment is the same either way.
Do I have to declare LexinFintech shares in my Indian tax return?
Yes. Foreign shares held on 31 March must be reported in Schedule FA of your Indian income-tax return. Paasa gives you a Schedule FA-ready statement listing your LexinFintech holding, its cost and its closing value.
How do I sell LexinFintech and bring the money back to India?
You sell during market hours (7:00 pm – 1:30 am IST) and the proceeds settle in USD in your Paasa account. From there you can hold the balance, reinvest, or repatriate. Funds can be withdrawn in any currency to any bank account in your own name. Whether the sale is short- or long-term is decided by the 24-month holding period.