Private Bancorp of America, Inc.
Private Bancorp of America, Inc. (NASDAQ: PBAM) is trading at $86.25, about ₹8,270 at today's USD/INR rate, as of 25 Sep 2026, 4:00 PM ET, up 0.54% today. Indian residents can buy Private Bancorp of America from India on Paasa under the RBI's Liberalised Remittance Scheme.
Quote
Today's low
$85.80
Today's high
$86.75
52 week low
$54.45
52 week high
$92.09
PBAM opened at $86.52, closed previously at $85.79, and has traded between $54.45 and $92.09 over the past 52 weeks.
About
Private Bancorp of America, Inc., acting as the parent company for CalPrivate Bank, offers a comprehensive range of financial products and services tailored for both individual and business customers throughout California. For personal banking needs, the institution provides various deposit accounts, including checking, savings, money market, certificate of deposit, and retirement options. It also extends personal credit lines and term loans. Additional conveniences for individual clients include direct deposit, online banking, ATM and debit card access, credit cards, overdraft protection linked to savings or credit lines, secure safe deposit boxes, and Certificate of Deposit Account Registry Service (CDARS). Its business banking offerings encompass essential checking, savings, and sweep accounts, augmented by numerous corporate solutions. These include advanced treasury management, merchant card services, bill payment, positive pay fraud detection, e-statements, remote deposit capture, wire transfers, electronic payment and collection systems, electronic check acceptance, account reconciliation, cash vault services, and both gift and business credit cards, alongside extensive funds management. The company further provides diverse loan products, such as financing for commercial real estate, Small Business Administration (SBA) initiatives, construction ventures, equipment purchases, and business expansion. Working capital lines of credit and letters of credit are also available. Operational branches are situated in key Californian locations: La Jolla, San Diego, Coronado, Newport Beach, Beverly Hills, El Segundo, Temecula, Mission Valley, and Redlands. Private Bancorp of America, Inc. was founded in 2006 and its corporate headquarters are located in La Jolla, California.
Key statistics
Avg. volume
43.34K
Market cap
$493.84M
P/E Ratio
11.07
Price-to-sales ratio
2.81
Enterprise value
$241.74M
Free cash flow yield
5.33%
Debt-to-equity ratio
0.09
Return on equity
16.56%
ROIC
1.65%
Beta
0.07
Dividend yield
0.00%
Last dividend
$0.00
Financial overview
Revenue
$172.31M
Earnings per share
$7.03
Free cash flow
$43.38M
Net profit margin
25.49%
Gross margin
72.33%
EBITDA
$58.94M
Revenue growth
-35.09%
How to buy Private Bancorp of America from India
Indian residents can buy Private Bancorp of America shares through Paasa in four steps. Funds leave India under the RBI's Liberalised Remittance Scheme and the shares are held in your own name with Interactive Brokers.
Open a Paasa account
Complete digital KYC with your PAN, Aadhaar and address proof. Your brokerage account is opened in your own name with Interactive Brokers.
Add funds under LRS
Transfer INR from your Indian bank account. Your bank reports the remittance under the RBI's Liberalised Remittance Scheme and converts it to US dollars.
Search for Private Bancorp of America and place an order
Find Private Bancorp of America by name or by its ticker, PBAM, and choose an order type. You can buy by amount or by quantity — fractional shares mean there is no minimum trade size. Private Bancorp of America trades 7:00 pm – 1:30 am IST; orders can only execute during that window.
Track holdings and download tax reports
Follow your Private Bancorp of America position in USD and INR. Private Bancorp of America pays no dividend today, so your filing is the capital-gains statement plus the Schedule FA holding line.
Read the full guide: how to invest in Private Bancorp of America from India
Trading and taxes when buying Private Bancorp of America from India
Trading and limits
- Trading hours
- 9:30 am – 4:00 pm ET
- LRS limit
- $250,000Per financial year, under the RBI's Liberalised Remittance Scheme.
Tax for Indian residents
- TCS on remittance
- 20%Collected by your bank on LRS remittances above ₹10 lakh in a financial year. The TCS is adjustable against your income-tax liability.Adjusting TCS against your tax
- Capital gains in India
- 12.5% or slab rateGains on shares held for more than 24 months are long-term and taxed at 12.5%. Gains on shares held for 24 months or less are short-term and taxed at your income-tax slab rate.Capital gains explained
- Dividends
- NonePrivate Bancorp of America does not currently pay a dividend. If it starts, dividends are taxed at your slab rate in India.Dividend tax explained
- US estate tax
- May applyUS-situs assets such as US-listed shares can be exposed to US estate tax for non-US persons.US estate tax calculator
Custody. Shares are held in your own name at Interactive Brokers LLC and are SIPC-insured up to $500,000 in total, including $250,000 for cash.
FAQs
Can Indian residents buy Private Bancorp of America stock?
Yes. Private Bancorp of America (PBAM) has been listed on NASDAQ since 2012, in the Banks - Regional industry, and Indian residents can buy it through Paasa. You fund the account from your Indian bank under the RBI's Liberalised Remittance Scheme and the money is converted to US dollars. Shares are held in your own name at Interactive Brokers LLC and are SIPC-insured up to $500,000 in total, including $250,000 for cash.
How much does one Private Bancorp of America share cost in rupees?
One Private Bancorp of America share is $86.25 — about ₹8,270 at a USD/INR rate of 95.88 on 26 Sep 2026. Both the Private Bancorp of America price and the rupee rate move during the day, so the rupee cost changes with them.
What are the LRS and TCS rules for buying Private Bancorp of America from India?
Remit up to $250,000 per financial year under the RBI's Liberalised Remittance Scheme (LRS). Banks collect 20% tax at source on LRS remittances above ₹10 lakh in a financial year; the TCS is adjustable against your income-tax liability. FX and the LRS declaration are handled by your bank when you fund your account.
Can I buy whole shares of Private Bancorp of America?
Yes. One Private Bancorp of America share is $86.25, and you can buy as many whole shares as you like. You can also buy by amount rather than by quantity: there is no minimum trade size, and Paasa supports fractional investing in Private Bancorp of America.
How are gains on Private Bancorp of America shares taxed in India?
The US does not levy capital gains tax on shares for Indian residents, so the tax is an India-side one. Gains on shares held for more than 24 months are long-term and taxed at 12.5%. Gains on shares held for 24 months or less are short-term and taxed at your income-tax slab rate. The gain is computed in rupees using the USD/INR rate on the purchase and the sale date, so the rupee move counts alongside the Private Bancorp of America price. Paasa issues a capital-gains statement for your return.
Does Private Bancorp of America pay a dividend?
No. Private Bancorp of America does not currently pay a dividend, so holding it produces no dividend income to declare in India. If it starts paying one, the Indian treatment is the usual one — dividends are taxed at your slab rate in India — and Paasa's dividend report would show the gross amount and any tax withheld.
When can I trade Private Bancorp of America from India?
NASDAQ trades 7:00 pm – 1:30 am IST in Indian time, so the close lands after midnight. The window shifts to 8:00 pm – 2:30 am IST when the US is on standard time. Orders can only execute during that window.
Is there estate or inheritance tax on Private Bancorp of America shares held from India?
US-situs assets such as US-listed shares can be exposed to US estate tax for non-US persons. It applies to your overall holdings in that jurisdiction rather than to any one position. Paasa's US estate tax calculator shows the exposure for a given portfolio value.
Do I have to declare Private Bancorp of America shares in my Indian tax return?
Yes. Foreign shares held on 31 March must be reported in Schedule FA of your Indian income-tax return. Paasa gives you a Schedule FA-ready statement listing your Private Bancorp of America holding, its cost and its closing value.
How do I sell Private Bancorp of America and bring the money back to India?
You sell during market hours (7:00 pm – 1:30 am IST) and the proceeds settle in USD in your Paasa account. From there you can hold the balance, reinvest, or repatriate. Funds can be withdrawn in any currency to any bank account in your own name. Whether the sale is short- or long-term is decided by the 24-month holding period.