Oak Valley Bancorp
Oak Valley Bancorp (NASDAQ: OVLY) is trading at $34.28, about ₹3,288 at today's USD/INR rate, as of 28 Sep 2026, 4:00 PM ET, up 0.32% today. Indian residents can buy Oak Valley Bancorp from India on Paasa under the RBI's Liberalised Remittance Scheme.
Quote
Today's low
$33.72
Today's high
$34.45
52 week low
$25.41
52 week high
$35.97
OVLY opened at $33.88, closed previously at $34.17, and has traded between $25.41 and $35.97 over the past 52 weeks.
About
Oak Valley Bancorp, functioning as the parent entity for Oak Valley Community Bank, offers a comprehensive range of commercial banking services. These services are provided to both individual clients and small to mid-sized businesses, primarily operating within California's Central Valley and Eastern Sierras regions. The institution's financial products encompass various deposit options, including checking, savings, money market, health savings accounts (HSAs), individual retirement accounts (IRAs), and certificates of deposit (CDs). For its lending activities, the bank extends financing for commercial real estate, general business operations, trade activities, and also facilitates Small Business Administration (SBA) loans. On the consumer side, loan offerings include vehicle financing, home mortgages, revolving lines of credit, and diverse personal loan solutions. Beyond these core services, the company provides a suite of conveniences such as online and mobile banking, remote deposit capture, merchant services, night depository facilities, extended operating hours, wire transfers, and note collection, complemented by automated teller machines. As of December 31, 2021, Oak Valley Bancorp's operational footprint included seventeen full-service branch offices across various Californian cities, specifically Oakdale, Sonora, Bridgeport, Bishop, Mammoth Lakes, Modesto, Manteca, Patterson, Turlock, Tracy, Ripon, Stockton, Escalon, and Sacramento. Founded in 1990, the company's corporate headquarters are situated in Oakdale, California.
Key statistics
Avg. volume
41.13K
Market cap
$288.41M
P/E Ratio
12.07
Price-to-sales ratio
3.31
Enterprise value
$143.63M
Free cash flow yield
8.88%
Debt-to-equity ratio
0.00
Return on equity
11.31%
ROIC
9.85%
Beta
0.21
Dividend yield
2.19%
Last dividend
$0.75
Financial overview
Revenue
$81.73M
Earnings per share
$2.90
Free cash flow
$24.56M
Net profit margin
26.91%
Gross margin
94.71%
EBITDA
$31.79M
Revenue growth
-8.63%
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This is not an investment recommendation
How to buy Oak Valley Bancorp from India
Indian residents can buy Oak Valley Bancorp shares through Paasa in four steps. Funds leave India under the RBI's Liberalised Remittance Scheme and the shares are held in your own name with Interactive Brokers.
Open a Paasa account
Complete digital KYC with your PAN, Aadhaar and address proof. Your brokerage account is opened in your own name with Interactive Brokers.
Add funds under LRS
Transfer INR from your Indian bank account. Your bank reports the remittance under the RBI's Liberalised Remittance Scheme and converts it to US dollars.
Search for Oak Valley Bancorp and place an order
Find Oak Valley Bancorp by name or by its ticker, OVLY, and choose an order type. You can buy by amount or by quantity — fractional shares mean there is no minimum trade size. Oak Valley Bancorp trades 7:00 pm – 1:30 am IST; orders can only execute during that window.
Track holdings and download tax reports
Follow your Oak Valley Bancorp position in USD and INR, and use Paasa's capital-gains and dividend statements when you file your Indian return.
Read the full guide: how to invest in Oak Valley Bancorp from India
Trading and taxes when buying Oak Valley Bancorp from India
Trading and limits
- Trading hours
- 9:30 am – 4:00 pm ET
- LRS limit
- $250,000Per financial year, under the RBI's Liberalised Remittance Scheme.
Tax for Indian residents
- TCS on remittance
- 20%Collected by your bank on LRS remittances above ₹10 lakh in a financial year. The TCS is adjustable against your income-tax liability.Adjusting TCS against your tax
- Capital gains in India
- 12.5% or slab rateGains on shares held for more than 24 months are long-term and taxed at 12.5%. Gains on shares held for 24 months or less are short-term and taxed at your income-tax slab rate.Capital gains explained
- Dividends
- Slab rateDividends are taxed at your slab rate in India. The US withholds tax on dividends paid to Indian residents at the treaty rate; Paasa files Form W-8BEN for you, and the tax withheld can generally be claimed as a credit in India. Oak Valley Bancorp’s current yield is 2.19%.Dividend tax explained
- US estate tax
- May applyUS-situs assets such as US-listed shares can be exposed to US estate tax for non-US persons.US estate tax calculator
Custody. Shares are held in your own name at Interactive Brokers LLC and are SIPC-insured up to $500,000 in total, including $250,000 for cash.
FAQs
Can Indian residents buy Oak Valley Bancorp stock?
Yes. Oak Valley Bancorp (OVLY) has been listed on NASDAQ since 2003, in the Banks - Regional industry, and Indian residents can buy it through Paasa. You fund the account from your Indian bank under the RBI's Liberalised Remittance Scheme and the money is converted to US dollars. Shares are held in your own name at Interactive Brokers LLC and are SIPC-insured up to $500,000 in total, including $250,000 for cash.
How much does one Oak Valley Bancorp share cost in rupees?
One Oak Valley Bancorp share is $34.28 — about ₹3,288 at a USD/INR rate of 95.93 on 27 Sep 2026. Both the Oak Valley Bancorp price and the rupee rate move during the day, so the rupee cost changes with them.
What are the LRS and TCS rules for buying Oak Valley Bancorp from India?
Remit up to $250,000 per financial year under the RBI's Liberalised Remittance Scheme (LRS). Banks collect 20% tax at source on LRS remittances above ₹10 lakh in a financial year; the TCS is adjustable against your income-tax liability. FX and the LRS declaration are handled by your bank when you fund your account.
Can I buy whole shares of Oak Valley Bancorp?
Yes. One Oak Valley Bancorp share is $34.28, and you can buy as many whole shares as you like. You can also buy by amount rather than by quantity: there is no minimum trade size, and Paasa supports fractional investing in Oak Valley Bancorp.
How are gains on Oak Valley Bancorp shares taxed in India?
The US does not levy capital gains tax on shares for Indian residents, so the tax is an India-side one. Gains on shares held for more than 24 months are long-term and taxed at 12.5%. Gains on shares held for 24 months or less are short-term and taxed at your income-tax slab rate. The gain is computed in rupees using the USD/INR rate on the purchase and the sale date, so the rupee move counts alongside the Oak Valley Bancorp price. Paasa issues a capital-gains statement for your return.
Does Oak Valley Bancorp pay a dividend, and how is it taxed in India?
Yes. Oak Valley Bancorp pays a dividend and the current yield is 2.19%; the last declared dividend was $0.75 per share, about ₹71.95. Dividends are taxed at your slab rate in India. The US withholds tax on dividends paid to Indian residents at the treaty rate; Paasa files Form W-8BEN for you, and the tax withheld can generally be claimed as a credit in India. Paasa's dividend report lists the gross dividend and any tax withheld for each payment.
When can I trade Oak Valley Bancorp from India?
NASDAQ trades 7:00 pm – 1:30 am IST in Indian time, so the close lands after midnight. The window shifts to 8:00 pm – 2:30 am IST when the US is on standard time. Orders can only execute during that window.
Is there estate or inheritance tax on Oak Valley Bancorp shares held from India?
US-situs assets such as US-listed shares can be exposed to US estate tax for non-US persons. It applies to your overall holdings in that jurisdiction rather than to any one position. Paasa's US estate tax calculator shows the exposure for a given portfolio value.
Do I have to declare Oak Valley Bancorp shares in my Indian tax return?
Yes. Foreign shares held on 31 March must be reported in Schedule FA of your Indian income-tax return. Paasa gives you a Schedule FA-ready statement listing your Oak Valley Bancorp holding, its cost and its closing value.
How do I sell Oak Valley Bancorp and bring the money back to India?
You sell during market hours (7:00 pm – 1:30 am IST) and the proceeds settle in USD in your Paasa account. From there you can hold the balance, reinvest, or repatriate. Funds can be withdrawn in any currency to any bank account in your own name. Whether the sale is short- or long-term is decided by the 24-month holding period.