Intercorp Financial Services Inc.
Intercorp Financial Services Inc. (NYSE: IFS) is trading at $54.32, about ₹5,218 at today's USD/INR rate, as of 30 Sep 2026, 10:48 AM ET, down 0.44% today. Indian residents can buy Intercorp Financial Services from India on Paasa under the RBI's Liberalised Remittance Scheme.
Quote
Today's low
$54.00
Today's high
$54.69
52 week low
$38.29
52 week high
$61.38
IFS opened at $54.60, closed previously at $54.56, and has traded between $38.29 and $61.38 over the past 52 weeks.
About
Intercorp Financial Services Inc. (IFS) is a Peruvian entity providing a wide array of financial solutions, encompassing banking, insurance, and wealth management, to both individual and corporate clients throughout Peru. The company operates through three primary divisions: Banking, Insurance, and Wealth Management. Its banking segment offers diverse deposit options, such as various transactional and savings accounts, investment accounts, and fixed-term instruments including certificates of deposit and compensation for service time accounts. For retail customers, IFS provides credit cards, mortgages, payroll-deduction loans, general consumer loans, as well as specialized cash, student, and collateralized cash loans. Business clients, from small to large enterprises, benefit from commercial banking services covering corporate financing, commercial real estate, vehicle and equipment loans, cash management, trade finance, and electronic factoring. Additionally, the company manages treasury and institutional banking, along with securitization services. Within its insurance operations, IFS offers annuities, conventional life insurance, and other retail insurance products. The wealth management arm delivers financial advisory services across equities, fixed income, structured products, alternative investments, and managed accounts, complemented by brokerage and investment management offerings. Founded in 1897 and headquartered in Lima, Peru, Intercorp Financial Services Inc. maintained a significant operational network as of December 31, 2021, comprising 189 financial branches and 1,581 ATMs. The company functions as a subsidiary of Intercorp Perú Ltd.
Key statistics
Avg. volume
274.99K
Market cap
$6.03B
P/E Ratio
9.87
Price-to-sales ratio
2.31
Enterprise value
PEN 16.70B
Free cash flow yield
8.22%
Debt-to-equity ratio
1.09
Return on equity
14.75%
ROIC
1.85%
Beta
0.42
Dividend yield
3.31%
Last dividend
$1.80
Financial overview
Revenue
PEN 9.24B
Earnings per share
PEN 16.31
Free cash flow
PEN 1.31B
Net profit margin
23.32%
Gross margin
64.11%
EBITDA
PEN 2.75B
Revenue growth
4.31%
Similar securities
This is not an investment recommendation
How to buy Intercorp Financial Services from India
Indian residents can buy Intercorp Financial Services shares through Paasa in four steps. Funds leave India under the RBI's Liberalised Remittance Scheme and the shares are held in your own name with Interactive Brokers.
Open a Paasa account
Complete digital KYC with your PAN, Aadhaar and address proof. Your brokerage account is opened in your own name with Interactive Brokers.
Add funds under LRS
Transfer INR from your Indian bank account. Your bank reports the remittance under the RBI's Liberalised Remittance Scheme and converts it to US dollars.
Search for Intercorp Financial Services and place an order
Find Intercorp Financial Services by name or by its ticker, IFS, and choose an order type. You can buy by amount or by quantity — fractional shares mean there is no minimum trade size. Intercorp Financial Services trades 7:00 pm – 1:30 am IST; orders can only execute during that window.
Track holdings and download tax reports
Follow your Intercorp Financial Services position in USD and INR, and use Paasa's capital-gains and dividend statements when you file your Indian return.
Read the full guide: how to invest in Intercorp Financial Services from India
Trading and taxes when buying Intercorp Financial Services from India
Trading and limits
- Trading hours
- 9:30 am – 4:00 pm ET
- LRS limit
- $250,000Per financial year, under the RBI's Liberalised Remittance Scheme.
Tax for Indian residents
- TCS on remittance
- 20%Collected by your bank on LRS remittances above ₹10 lakh in a financial year. The TCS is adjustable against your income-tax liability.Adjusting TCS against your tax
- Capital gains in India
- 12.5% or slab rateGains on shares held for more than 24 months are long-term and taxed at 12.5%. Gains on shares held for 24 months or less are short-term and taxed at your income-tax slab rate.Capital gains explained
- Dividends
- Slab rateDividends are taxed at your slab rate in India. Intercorp Financial Services’ current yield is 3.31%.Dividend tax explained
Custody. Shares are held in your own name at Interactive Brokers LLC and are SIPC-insured up to $500,000 in total, including $250,000 for cash.
FAQs
Can Indian residents buy Intercorp Financial Services stock?
Yes. Intercorp Financial Services (IFS) has been listed on the New York Stock Exchange since 2019, in the Banks - Regional industry, and Indian residents can buy it through Paasa. You fund the account from your Indian bank under the RBI's Liberalised Remittance Scheme and the money is converted to US dollars. Shares are held in your own name at Interactive Brokers LLC and are SIPC-insured up to $500,000 in total, including $250,000 for cash.
How much does one Intercorp Financial Services share cost in rupees?
One Intercorp Financial Services share is $54.32 — about ₹5,218 at a USD/INR rate of 96.06 on 29 Sep 2026. Both the Intercorp Financial Services price and the rupee rate move during the day, so the rupee cost changes with them.
What are the LRS and TCS rules for buying Intercorp Financial Services from India?
Remit up to $250,000 per financial year under the RBI's Liberalised Remittance Scheme (LRS). Banks collect 20% tax at source on LRS remittances above ₹10 lakh in a financial year; the TCS is adjustable against your income-tax liability. FX and the LRS declaration are handled by your bank when you fund your account.
Can I buy whole shares of Intercorp Financial Services?
Yes. One Intercorp Financial Services share is $54.32, and you can buy as many whole shares as you like. You can also buy by amount rather than by quantity: there is no minimum trade size, and Paasa supports fractional investing in Intercorp Financial Services.
How are gains on Intercorp Financial Services shares taxed in India?
The US does not levy capital gains tax on shares for Indian residents, so the tax is an India-side one. Gains on shares held for more than 24 months are long-term and taxed at 12.5%. Gains on shares held for 24 months or less are short-term and taxed at your income-tax slab rate. The gain is computed in rupees using the USD/INR rate on the purchase and the sale date, so the rupee move counts alongside the Intercorp Financial Services price. Paasa issues a capital-gains statement for your return.
Does Intercorp Financial Services pay a dividend, and how is it taxed in India?
Yes. Intercorp Financial Services pays a dividend and the current yield is 3.31%; the last declared dividend was $1.80 per share, about ₹172.91. Dividends are taxed at your slab rate in India. Paasa's dividend report lists the gross dividend and any tax withheld for each payment.
When can I trade Intercorp Financial Services from India?
The New York Stock Exchange trades 7:00 pm – 1:30 am IST in Indian time, so the close lands after midnight. The window shifts to 8:00 pm – 2:30 am IST when the US is on standard time. Orders can only execute during that window.
Is Intercorp Financial Services a United States company, and does that change how it is taxed?
Intercorp Financial Services trades on the New York Stock Exchange in US dollars, but the company is domiciled in Peru. Intercorp Financial Services trades as an ordinary share listed directly in the US, not a depositary receipt. Some non-US companies list in the US through American Depositary Receipts, which can carry dividend withholding at the company's home-country rate. Your India-side capital-gains treatment is the same either way.
Do I have to declare Intercorp Financial Services shares in my Indian tax return?
Yes. Foreign shares held on 31 March must be reported in Schedule FA of your Indian income-tax return. Paasa gives you a Schedule FA-ready statement listing your Intercorp Financial Services holding, its cost and its closing value.
How do I sell Intercorp Financial Services and bring the money back to India?
You sell during market hours (7:00 pm – 1:30 am IST) and the proceeds settle in USD in your Paasa account. From there you can hold the balance, reinvest, or repatriate. Funds can be withdrawn in any currency to any bank account in your own name. Whether the sale is short- or long-term is decided by the 24-month holding period.