New York Stock Exchange · Financial Services
Invest in Intercorp Financial Services stock from India
Indian and foreign residents can buy Intercorp Financial Services (IFS) shares directly through Paasa.
By Paasa · Updated
Intercorp Financial Services at a glance
- Price
- $55.86+$0.41 (0.74%)
- Market cap
- $6.20B
- Day range
- $55.43 – $55.96
- P/E
- 10.13
- Dividend yield
- 3.22%
- Volume
- 58.06K
- 1 month
- +2.36%
- 6 months
- +15.72%
- YTD
- +31.87%
- 1 year
- +39.16%
- 5 years
- +143.29%
Intercorp Financial Services statements, FY2021–FY2025
| Fiscal year | 2025 | 2024 | 2023 | 2022 | 2021 |
|---|---|---|---|---|---|
| Revenue | PEN 9.2B | PEN 8.9B | PEN 8.8B | PEN 7.4B | PEN 6.3B |
| Gross profit | PEN 6.0B | PEN 4.8B | PEN 4.3B | PEN 5.1B | PEN 4.9B |
| Operating income | PEN 2.3B | PEN 1.6B | PEN 1.3B | PEN 2.2B | PEN 2.4B |
| Net income | PEN 1.8B | PEN 1.3B | PEN 1.1B | PEN 1.7B | PEN 1.8B |
| Earnings per share | PEN 16.31 | PEN 11.38 | PEN 9.33 | PEN 14.39 | PEN 15.51 |
| EBITDA | PEN 2.7B | PEN 2.1B | PEN 1.7B | PEN 2.5B | PEN 2.7B |
| Total assets | PEN 99.1B | PEN 95.5B | PEN 89.6B | PEN 87.5B | PEN 90.0B |
| Total debt | PEN 12.8B | PEN 11.8B | PEN 10.9B | PEN 10.5B | PEN 10.2B |
| Cash and short-term investments | PEN 12.1B | PEN 33.4B | PEN 31.3B | PEN 30.6B | PEN 35.7B |
| Shareholders' equity | PEN 12.3B | PEN 10.9B | PEN 10.0B | PEN 9.4B | PEN 8.7B |
| Operating cash flow | PEN 1.8B | −PEN 1.8B | PEN 2.9B | −PEN 1.0B | PEN 1.3B |
| Free cash flow | PEN 1.3B | −PEN 1.9B | PEN 2.4B | −PEN 1.4B | PEN 1.1B |
| Capital expenditure | −PEN 523.4M | −PEN 104.7M | −PEN 428.0M | −PEN 362.3M | −PEN 257.8M |
Fiscal years as reported, the latest ending 31 Dec 2025. Figures in PEN; a dash means the provider reported nothing for that line.
Peer comparison
| Company | Ticker | Price | Market cap |
|---|---|---|---|
| Webster Financial | WBS | $77.57 | $12.57B |
| United Bankshares | UBSI | $47.09 | $6.49B |
| Hancock Whitney | HWC | $73.99 | $6.00B |
| Grupo Aval Acciones y Valores | AVAL | $4.97 | $5.90B |
| Glacier Bancorp | GBCI | $45.02 | $5.86B |
| Ameris Bancorp | ABCB | $82.70 | $5.57B |
| Atlantic Union Bankshares | AUB | $38.88 | $5.52B |
| Bank OZK | OZK | $46.95 | $5.13B |
Peers as grouped by the data provider. This is not an investment recommendation.
Analyst price targets
- Low
- $29.00
- High
- $32.00
- Median
- $30.50
- Consensus
- $30.50
Ratings: 2 buy · 2 hold · 0 sell. Consensus: Buy.
Published sell-side 12-month targets in USD, aggregated by the data provider. They are not Paasa's view and not a forecast.
How to invest in Intercorp Financial Services from India
Step 1
Open your Paasa account
KYC takes a few minutes: PAN, Aadhaar and address proof. Your brokerage account is opened in your own name with Interactive Brokers.
Step 2
Add funds from your Indian bank account
Remit up to $250,000 a year under the RBI's Liberalised Remittance Scheme. Your bank converts the rupees to US dollars at its rate on the day you remit.
Step 3
Search IFS and buy
Find Intercorp Financial Services by name or by its ticker, IFS, and place your order. Fractional shares are available and there is no minimum trade size, so you can buy by amount instead of whole shares.
Why invest in Intercorp Financial Services from India
What Intercorp Financial Services does
Intercorp Financial Services Inc. (IFS) is a Peruvian entity providing a wide array of financial solutions, encompassing banking, insurance, and wealth management, to both individual and corporate clients throughout Peru. The company operates through three primary divisions: Banking, Insurance, and Wealth Management. Intercorp Financial Services operates in the Banks - Regional industry within the Financial Services sector.
Hold a dollar asset
Intercorp Financial Services shares are priced in US dollars, so a weaker rupee adds to what they're worth in rupees. The rupee depreciated over 85% against the dollar between 2010 and 2025.
Buy a fraction of a share
Buy by amount, not by share, and get the matching fraction of one Intercorp Financial Services share. There is no minimum trade size.
Paasa handles the paperwork
Investing abroad brings paperwork with it: remittance filings, capital gains reporting, foreign asset disclosure. Paasa prepares all of it for you. Your India-ready tax reports arrive at year end, ready to file.
Frequently asked questions
Can I buy Intercorp Financial Services stock from India?
Yes. Indian residents and NRIs can buy Intercorp Financial Services (IFS) shares directly through Paasa. Intercorp Financial Services is listed on the New York Stock Exchange, in the Banks - Regional industry. Your money leaves India under the RBI's Liberalised Remittance Scheme and the shares are held in your own name at Interactive Brokers.
Do I need to buy a full Intercorp Financial Services share?
No. You can buy part of one Intercorp Financial Services share and add to your position over time. One share is $55.86, and you can buy whole shares or any fraction; there is no minimum trade size.
How are Intercorp Financial Services dividends taxed for Indian investors?
Intercorp Financial Services trades on the New York Stock Exchange but is domiciled in Peru, so any withholding on its dividends follows that country's rules rather than those of the US. Some non-US companies list in the US through American Depositary Receipts, which can carry dividend withholding at the company's home-country rate. Dividends are taxed at your slab rate in India. Paasa's dividend report shows the gross amount and any tax withheld for each payment.
What tax do I pay in India when I sell Intercorp Financial Services shares?
The US does not levy capital gains tax on shares for Indian residents. In India, gains on shares held for more than 24 months are long-term and taxed at 12.5%, and gains on shares held for 24 months or less are short-term and taxed at your income-tax slab rate. Both are worked out in rupees at the USD/INR rate on the day you bought and the day you sold, so the currency move is part of the gain. Paasa's capital-gains statement gives you the figures for your return.