Hannover Rück SE
Hannover Rück SE (XETRA: HNR1) is trading at €258.80, about ₹28,276 at today's EUR/INR rate, as of 28 Sep 2026, 11:36 AM ET, up 0.39% today. Indian residents can buy Hannover Rück from India on Paasa under the RBI's Liberalised Remittance Scheme.
Quote
Today's low
€257.80
Today's high
€260.40
52 week low
€223.40
52 week high
€281.20
HNR1 opened at €259.80, closed previously at €257.80, and has traded between €223.40 and €281.20 over the past 52 weeks.
About
Hannover Rück SE, along with its group entities, offers a broad spectrum of reinsurance products and services worldwide. Operations are structured around two principal segments: Property & Casualty Reinsurance, and Life & Health Reinsurance. Within Property & Casualty Reinsurance, its offerings span traditional property and casualty coverage, facultative arrangements, extensive catastrophe excess-of-loss protection, custom-tailored structured reinsurance, and innovative insurance-linked securities. The company further specializes in risk solutions for agriculture, livestock, bloodstock, aviation, space, marine, and offshore energy industries, in addition to providing coverage for credit, surety, and political risks. Its Life & Health Reinsurance segment encompasses a range of products including group and individual credit life, enhanced annuities, collective life and health schemes, and Takaful reinsurance. It also engineers risk solutions addressing critical illness, disability, general health, longevity, long-term care, mortality, and morbidity. Beyond its core reinsurance activities, the firm delivers diverse financial solutions, such as financing new business ventures, monetizing embedded value, providing reserve and solvency relief, and assisting with the divestiture of non-core operations. Founded in 1966, the company maintains its headquarters in Hanover, Germany. It was formerly known as Hannover Rückversicherung AG before rebranding to Hannover Rück SE in March 2013. Hannover Rück SE functions as a subsidiary of Talanx AG.
Key statistics
Avg. volume
143.24K
Market cap
€31.21B
P/E Ratio
3.42
Price-to-sales ratio
0.37
Enterprise value
€34.28B
Free cash flow yield
15.13%
Debt-to-equity ratio
0.31
Return on equity
69.73%
ROIC
1.90%
Beta
0.13
Dividend yield
4.83%
Last dividend
€12.50
Financial overview
Revenue
€26.80B
Earnings per share
€21.89
Free cash flow
€5.69B
Net profit margin
10.67%
Gross margin
94.03%
EBITDA
€0.00
Revenue growth
909.26%
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This is not an investment recommendation
How to buy Hannover Rück from India
Indian residents can buy Hannover Rück shares through Paasa in four steps. Funds leave India under the RBI's Liberalised Remittance Scheme and the shares are held in your own name with Interactive Brokers.
Open a Paasa account
Complete digital KYC with your PAN, Aadhaar and address proof. Your brokerage account is opened in your own name with Interactive Brokers.
Add funds under LRS
Transfer INR from your Indian bank account. Your bank reports the remittance under the RBI's Liberalised Remittance Scheme and converts it to US dollars and then to EUR.
Search for Hannover Rück and place an order
Find Hannover Rück by name or by its ticker, HNR1, and choose an order type. Hannover Rück trades 12:30 pm – 9:00 pm IST; orders can only execute during that window.
Track holdings and download tax reports
Follow your Hannover Rück position in EUR and INR, and use Paasa's capital-gains and dividend statements when you file your Indian return.
Read the full guide: how to invest in Hannover Rück from India
Trading and taxes when buying Hannover Rück from India
Trading and limits
- Trading hours
- 9:00 am – 5:30 pm CET
- LRS limit
- $250,000Per financial year, under the RBI's Liberalised Remittance Scheme.
Tax for Indian residents
- TCS on remittance
- 20%Collected by your bank on LRS remittances above ₹10 lakh in a financial year. The TCS is adjustable against your income-tax liability.Adjusting TCS against your tax
- Capital gains in India
- 12.5% or slab rateGains on shares held for more than 24 months are long-term and taxed at 12.5%. Gains on shares held for 24 months or less are short-term and taxed at your income-tax slab rate.Capital gains explained
- Dividends
- Slab rateDividends are taxed at your slab rate in India. Hannover Rück’s current yield is 4.83%.Dividend tax explained
Custody. Shares are held in your own name at Interactive Brokers, segregated from Paasa's own assets.
FAQs
Can Indian residents buy Hannover Rück stock?
Yes. Hannover Rück (HNR1) has been listed on XETRA since 2000, in the Insurance - Reinsurance industry, and Indian residents can buy it through Paasa. You fund the account from your Indian bank under the RBI's Liberalised Remittance Scheme and the money is converted to US dollars and then to EUR. Shares are held in your own name at Interactive Brokers, segregated from Paasa's own assets.
How much does one Hannover Rück share cost in rupees?
One Hannover Rück share is €258.80 — about ₹28,276 at an EUR/INR rate of 109.26 on 27 Sep 2026. Both the Hannover Rück price and the rupee rate move during the day, so the rupee cost changes with them.
What are the LRS and TCS rules for buying Hannover Rück from India?
Remit up to $250,000 per financial year under the RBI's Liberalised Remittance Scheme (LRS). Banks collect 20% tax at source on LRS remittances above ₹10 lakh in a financial year; the TCS is adjustable against your income-tax liability. FX and the LRS declaration are handled by your bank when you fund your account.
How are gains on Hannover Rück shares taxed in India?
Gains on shares held for more than 24 months are long-term and taxed at 12.5%. Gains on shares held for 24 months or less are short-term and taxed at your income-tax slab rate. The gain is computed in rupees using the EUR/INR rate on the purchase and the sale date, so the rupee move counts alongside the Hannover Rück price. Paasa issues a capital-gains statement for your return.
Does Hannover Rück pay a dividend, and how is it taxed in India?
Yes. Hannover Rück pays a dividend and the current yield is 4.83%; the last declared dividend was €12.50 per share, about ₹1,365.75. Dividends are taxed at your slab rate in India. Paasa's dividend report lists the gross dividend and any tax withheld for each payment.
When can I trade Hannover Rück from India?
XETRA trades 12:30 pm – 9:00 pm IST in Indian time. The window shifts to 1:30 pm – 10:00 pm IST when Germany is on standard time. Orders can only execute during that window.
Do I have to declare Hannover Rück shares in my Indian tax return?
Yes. Foreign shares held on 31 March must be reported in Schedule FA of your Indian income-tax return. Paasa gives you a Schedule FA-ready statement listing your Hannover Rück holding, its cost and its closing value.
How do I sell Hannover Rück and bring the money back to India?
You sell during market hours (12:30 pm – 9:00 pm IST) and the proceeds settle in EUR in your Paasa account. From there you can hold the balance, reinvest, or repatriate. Funds can be withdrawn in any currency to any bank account in your own name. Whether the sale is short- or long-term is decided by the 24-month holding period.
Does the rupee rate affect what I make on Hannover Rück?
Yes. Hannover Rück is priced in EUR, so your rupee outcome combines the EUR move with the EUR/INR move between the day you remit and the day you convert back. Both directions are reflected in the capital-gains statement Paasa issues.