The Hartford Insurance Group, Inc.
The Hartford Insurance Group, Inc. (NYSE: HIG) is trading at $125.85, about ₹12,089 at today's USD/INR rate, as of 29 Sep 2026, 4:00 PM ET, down 0.15% today. Indian residents can buy The Hartford Insurance from India on Paasa under the RBI's Liberalised Remittance Scheme.
Quote
Today's low
$124.67
Today's high
$126.47
52 week low
$120.33
52 week high
$146.07
HIG opened at $125.09, closed previously at $126.04, and has traded between $120.33 and $146.07 over the past 52 weeks.
About
The Hartford Insurance Group, Inc., together with its subsidiaries, provides insurance and financial services to individual and business customers in the United States, the United Kingdom, and internationally. It operates through Business Insurance, Personal Insurance, Property & Casualty Other Operations, Employee Benefits and Hartford Funds. The company offers insurance coverage, including workers’ compensation, property, automobile, general and professional liability, package business, umbrella, fidelity and surety, marine, livestock, accident, health, and reinsurance through regional offices, branches, sales and policyholder service centers, independent retail agents and brokers, wholesale agents, and reinsurance brokers. The company also provides automobiles, homeowners, and personal umbrella coverages. The Property & Casualty Other Operations segment offers coverage for asbestos and environmental exposures. In addition, it provides group life, disability, and other group coverages to members of employer groups, associations, and affinity groups through direct insurance policies; reinsurance to other insurance companies; employer paid and voluntary product coverages; disability underwriting, administration, and claims processing to self-funded employer plans; leave management solution; distributes its group insurance products and services through brokers, consultants, third-party administrators, trade associations, and private exchanges. Further, the company offers managed mutual funds across various asset classes; and exchange-traded funds through broker-dealer organizations, independent financial advisers, defined contribution plans, financial consultants, bank trust, and registered investment advisers, as well as investment management, distribution, and administrative services, such as product design, implementation, and oversight. The company was founded in 1810 and is headquartered in Hartford, Connecticut.
Key statistics
Avg. volume
1.69M
Market cap
$34.50B
P/E Ratio
8.06
Price-to-sales ratio
1.19
Enterprise value
$43.15B
Free cash flow yield
14.78%
Debt-to-equity ratio
0.22
Return on equity
20.21%
ROIC
28.21%
Beta
0.45
Dividend yield
1.91%
Last dividend
$2.40
Financial overview
Revenue
$28.26B
Earnings per share
$13.51
Free cash flow
$5.75B
Net profit margin
15.03%
Gross margin
43.95%
EBITDA
$5.36B
Revenue growth
7.10%
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This is not an investment recommendation
How to buy The Hartford Insurance from India
Indian residents can buy The Hartford Insurance shares through Paasa in four steps. Funds leave India under the RBI's Liberalised Remittance Scheme and the shares are held in your own name with Interactive Brokers.
Open a Paasa account
Complete digital KYC with your PAN, Aadhaar and address proof. Your brokerage account is opened in your own name with Interactive Brokers.
Add funds under LRS
Transfer INR from your Indian bank account. Your bank reports the remittance under the RBI's Liberalised Remittance Scheme and converts it to US dollars.
Search for The Hartford Insurance and place an order
Find The Hartford Insurance by name or by its ticker, HIG, and choose an order type. You can buy by amount or by quantity — fractional shares mean there is no minimum trade size. The Hartford Insurance trades 7:00 pm – 1:30 am IST; orders can only execute during that window.
Track holdings and download tax reports
Follow your The Hartford Insurance position in USD and INR, and use Paasa's capital-gains and dividend statements when you file your Indian return.
Read the full guide: how to invest in The Hartford Insurance from India
Trading and taxes when buying The Hartford Insurance from India
Trading and limits
- Trading hours
- 9:30 am – 4:00 pm ET
- LRS limit
- $250,000Per financial year, under the RBI's Liberalised Remittance Scheme.
Tax for Indian residents
- TCS on remittance
- 20%Collected by your bank on LRS remittances above ₹10 lakh in a financial year. The TCS is adjustable against your income-tax liability.Adjusting TCS against your tax
- Capital gains in India
- 12.5% or slab rateGains on shares held for more than 24 months are long-term and taxed at 12.5%. Gains on shares held for 24 months or less are short-term and taxed at your income-tax slab rate.Capital gains explained
- Dividends
- Slab rateDividends are taxed at your slab rate in India. The US withholds tax on dividends paid to Indian residents at the treaty rate; Paasa files Form W-8BEN for you, and the tax withheld can generally be claimed as a credit in India. The Hartford Insurance’s current yield is 1.91%.Dividend tax explained
- US estate tax
- May applyUS-situs assets such as US-listed shares can be exposed to US estate tax for non-US persons.US estate tax calculator
Custody. Shares are held in your own name at Interactive Brokers LLC and are SIPC-insured up to $500,000 in total, including $250,000 for cash.
FAQs
Can Indian residents buy The Hartford Insurance stock?
Yes. The Hartford Insurance (HIG) has been listed on the New York Stock Exchange since 1995, in the Insurance - Diversified industry, and Indian residents can buy it through Paasa. You fund the account from your Indian bank under the RBI's Liberalised Remittance Scheme and the money is converted to US dollars. Shares are held in your own name at Interactive Brokers LLC and are SIPC-insured up to $500,000 in total, including $250,000 for cash.
How much does one The Hartford Insurance share cost in rupees?
One The Hartford Insurance share is $125.85 — about ₹12,089 at a USD/INR rate of 96.06 on 29 Sep 2026. Both the The Hartford Insurance price and the rupee rate move during the day, so the rupee cost changes with them.
What are the LRS and TCS rules for buying The Hartford Insurance from India?
Remit up to $250,000 per financial year under the RBI's Liberalised Remittance Scheme (LRS). Banks collect 20% tax at source on LRS remittances above ₹10 lakh in a financial year; the TCS is adjustable against your income-tax liability. FX and the LRS declaration are handled by your bank when you fund your account.
Can I buy The Hartford Insurance with less than the price of one share?
Yes. A whole The Hartford Insurance share is $125.85, but there is no minimum trade size: you enter a rupee or dollar amount and receive the matching fraction.
How are gains on The Hartford Insurance shares taxed in India?
The US does not levy capital gains tax on shares for Indian residents, so the tax is an India-side one. Gains on shares held for more than 24 months are long-term and taxed at 12.5%. Gains on shares held for 24 months or less are short-term and taxed at your income-tax slab rate. The gain is computed in rupees using the USD/INR rate on the purchase and the sale date, so the rupee move counts alongside the The Hartford Insurance price. Paasa issues a capital-gains statement for your return.
Does The Hartford Insurance pay a dividend, and how is it taxed in India?
Yes. The Hartford Insurance pays a dividend and the current yield is 1.91%; the last declared dividend was $2.40 per share, about ₹230.54. Dividends are taxed at your slab rate in India. The US withholds tax on dividends paid to Indian residents at the treaty rate; Paasa files Form W-8BEN for you, and the tax withheld can generally be claimed as a credit in India. Paasa's dividend report lists the gross dividend and any tax withheld for each payment.
When can I trade The Hartford Insurance from India?
The New York Stock Exchange trades 7:00 pm – 1:30 am IST in Indian time, so the close lands after midnight. The window shifts to 8:00 pm – 2:30 am IST when the US is on standard time. Orders can only execute during that window.
Is there estate or inheritance tax on The Hartford Insurance shares held from India?
US-situs assets such as US-listed shares can be exposed to US estate tax for non-US persons. It applies to your overall holdings in that jurisdiction rather than to any one position. Paasa's US estate tax calculator shows the exposure for a given portfolio value.
Do I have to declare The Hartford Insurance shares in my Indian tax return?
Yes. Foreign shares held on 31 March must be reported in Schedule FA of your Indian income-tax return. Paasa gives you a Schedule FA-ready statement listing your The Hartford Insurance holding, its cost and its closing value.
How do I sell The Hartford Insurance and bring the money back to India?
You sell during market hours (7:00 pm – 1:30 am IST) and the proceeds settle in USD in your Paasa account. From there you can hold the balance, reinvest, or repatriate. Funds can be withdrawn in any currency to any bank account in your own name. Whether the sale is short- or long-term is decided by the 24-month holding period.