Hartford Insurance Group, Inc.
Hartford Insurance Group, Inc. (XETRA: HFF) is trading at €108.00, about ₹11,755 at today's EUR/INR rate, as of 30 Sep 2026, 4:13 PM ET, down 2.54% today. Indian residents can buy Hartford Insurance from India on Paasa under the RBI's Liberalised Remittance Scheme.
Quote
Today's low
€108.00
Today's high
€112.75
52 week low
€65.50
52 week high
€127.38
HFF opened at €111.00, closed previously at €110.82, and has traded between €65.50 and €127.38 over the past 52 weeks.
About
The Hartford Insurance Group, Inc. is an insurance and financial services company. It operates through the following segments: Commercial Lines, Personal Lines, Property & Casualty Other Operations, Group Benefits, Hartford Funds, and Corporate. The Commercial Lines segment provides workers' compensation, property, automobile, liability and umbrella coverage under several different products. The Personal Lines segment offers standard automobile, homeowners, and personal umbrella coverage to individuals. The Property & Casualty Other Operations segment includes certain property and casualty operations, managed by the company, that have discontinued writing new business and substantially all of the company's asbestos and environmental exposures. The Group Benefits segment provides group life, accident, and disability coverage, as well as group retiree health and voluntary benefits. The Hartford Funds segment offers investment products for retail and retirement accounts and provides investment management and administrative services. The Corporate segment includes corporate category discontinued operations, reserves for run-off structured settlement, and terminal funding agreement liabilities, restructuring costs, and capital raising activities. The company was founded by Terry Nathaniel on May 10, 1810, and is headquartered in Hartford, CT.
Key statistics
Avg. volume
10.00
Market cap
€29.88B
P/E Ratio
7.84
Price-to-sales ratio
1.16
Enterprise value
$37.24B
Free cash flow yield
17.41%
Debt-to-equity ratio
0.22
Return on equity
20.21%
ROIC
9.67%
Beta
0.81
Dividend yield
1.96%
Last dividend
€2.06
Financial overview
Revenue
$28.26B
Earnings per share
$13.51
Free cash flow
$5.75B
Net profit margin
15.03%
Gross margin
43.95%
EBITDA
$5.25B
Revenue growth
6.40%
Similar securities
This is not an investment recommendation
How to buy Hartford Insurance from India
Indian residents can buy Hartford Insurance shares through Paasa in four steps. Funds leave India under the RBI's Liberalised Remittance Scheme and the shares are held in your own name with Interactive Brokers.
Open a Paasa account
Complete digital KYC with your PAN, Aadhaar and address proof. Your brokerage account is opened in your own name with Interactive Brokers.
Add funds under LRS
Transfer INR from your Indian bank account. Your bank reports the remittance under the RBI's Liberalised Remittance Scheme and converts it to US dollars and then to EUR.
Search for Hartford Insurance and place an order
Find Hartford Insurance by name or by its ticker, HFF, and choose an order type. Hartford Insurance trades 12:30 pm – 9:00 pm IST; orders can only execute during that window.
Track holdings and download tax reports
Follow your Hartford Insurance position in EUR and INR, and use Paasa's capital-gains and dividend statements when you file your Indian return.
Read the full guide: how to invest in Hartford Insurance from India
Trading and taxes when buying Hartford Insurance from India
Trading and limits
- Trading hours
- 9:00 am – 5:30 pm CET
- LRS limit
- $250,000Per financial year, under the RBI's Liberalised Remittance Scheme.
Tax for Indian residents
- TCS on remittance
- 20%Collected by your bank on LRS remittances above ₹10 lakh in a financial year. The TCS is adjustable against your income-tax liability.Adjusting TCS against your tax
- Capital gains in India
- 12.5% or slab rateGains on shares held for more than 24 months are long-term and taxed at 12.5%. Gains on shares held for 24 months or less are short-term and taxed at your income-tax slab rate.Capital gains explained
- Dividends
- Slab rateDividends are taxed at your slab rate in India. Hartford Insurance’s current yield is 1.96%.Dividend tax explained
Custody. Shares are held in your own name at Interactive Brokers, segregated from Paasa's own assets.
FAQs
Can Indian residents buy Hartford Insurance stock?
Yes. Hartford Insurance (HFF) has been listed on XETRA since 1999, in the Insurance - Diversified industry, and Indian residents can buy it through Paasa. You fund the account from your Indian bank under the RBI's Liberalised Remittance Scheme and the money is converted to US dollars and then to EUR. Shares are held in your own name at Interactive Brokers, segregated from Paasa's own assets.
How much does one Hartford Insurance share cost in rupees?
One Hartford Insurance share is €108.00 — about ₹11,755 at an EUR/INR rate of 108.84 on 30 Sep 2026. Both the Hartford Insurance price and the rupee rate move during the day, so the rupee cost changes with them.
What are the LRS and TCS rules for buying Hartford Insurance from India?
Remit up to $250,000 per financial year under the RBI's Liberalised Remittance Scheme (LRS). Banks collect 20% tax at source on LRS remittances above ₹10 lakh in a financial year; the TCS is adjustable against your income-tax liability. FX and the LRS declaration are handled by your bank when you fund your account.
How are gains on Hartford Insurance shares taxed in India?
Gains on shares held for more than 24 months are long-term and taxed at 12.5%. Gains on shares held for 24 months or less are short-term and taxed at your income-tax slab rate. The gain is computed in rupees using the EUR/INR rate on the purchase and the sale date, so the rupee move counts alongside the Hartford Insurance price. Paasa issues a capital-gains statement for your return.
Does Hartford Insurance pay a dividend, and how is it taxed in India?
Yes. Hartford Insurance pays a dividend and the current yield is 1.96%; the last declared dividend was €2.06 per share, about ₹224.07. Dividends are taxed at your slab rate in India. Paasa's dividend report lists the gross dividend and any tax withheld for each payment.
When can I trade Hartford Insurance from India?
XETRA trades 12:30 pm – 9:00 pm IST in Indian time. The window shifts to 1:30 pm – 10:00 pm IST when Germany is on standard time. Orders can only execute during that window.
Is Hartford Insurance a Germany company, and does that change how it is taxed?
Hartford Insurance trades on XETRA in EUR, but the company is domiciled in United States. Hartford Insurance trades as an ordinary share listed directly in Germany, not a depositary receipt. Your India-side capital-gains treatment is the same either way.
Do I have to declare Hartford Insurance shares in my Indian tax return?
Yes. Foreign shares held on 31 March must be reported in Schedule FA of your Indian income-tax return. Paasa gives you a Schedule FA-ready statement listing your Hartford Insurance holding, its cost and its closing value.
How do I sell Hartford Insurance and bring the money back to India?
You sell during market hours (12:30 pm – 9:00 pm IST) and the proceeds settle in EUR in your Paasa account. From there you can hold the balance, reinvest, or repatriate. Funds can be withdrawn in any currency to any bank account in your own name. Whether the sale is short- or long-term is decided by the 24-month holding period.
Does the rupee rate affect what I make on Hartford Insurance?
Yes. Hartford Insurance is priced in EUR, so your rupee outcome combines the EUR move with the EUR/INR move between the day you remit and the day you convert back. Both directions are reflected in the capital-gains statement Paasa issues.