Cembra Money Bank AG
Cembra Money Bank AG (SIX: CMBN) is trading at CHF 86.25, about ₹9,981 at today's CHF/INR rate, as of 28 Sep 2026, 11:30 AM ET, down 0.92% today. Indian residents can buy Cembra Money Bank from India on Paasa under the RBI's Liberalised Remittance Scheme.
Quote
Today's low
CHF 86.25
Today's high
CHF 87.75
52 week low
CHF 84.50
52 week high
CHF 105.50
CMBN opened at CHF 87.50, closed previously at CHF 87.05, and has traded between CHF 84.50 and CHF 105.50 over the past 52 weeks.
About
Cembra Money Bank AG provides consumer finance products and services in Switzerland. The company offers savings and deposit products; cash and personal loans, and auto loans and leasing products; credit card and invoice financing receivables; leasing services for new and used vehicles, including cars, light commercial vehicles, motorcycles, and caravans, as well as corporate leasing services; and investment securities comprising debt securities. It also provides financial protection products for involuntary unemployment, accident, illness, or disability; travel, cyber, and card protection insurance products; car insurance products; investment products; and credit cards, mobile payment, and online banking services. The company serves private and self-employed individuals, and small enterprises. It operates through a network of branches and online distribution channels; and credit card partners, independent intermediaries, and car dealers. The company was formerly known as GE Money Bank Aktiengesellschaft and changed its name to Cembra Money Bank AG in October 2013. Cembra Money Bank AG was founded in 1912 and is headquartered in Zurich, Switzerland.
Key statistics
Avg. volume
67.46K
Market cap
CHF 2.52B
P/E Ratio
13.82
Price-to-sales ratio
4.02
Enterprise value
CHF 4.75B
Free cash flow yield
10.33%
Debt-to-equity ratio
2.14
Return on equity
14.13%
ROIC
2.38%
Beta
0.18
Dividend yield
6.49%
Last dividend
CHF 5.60
Financial overview
Revenue
CHF 635.10M
Earnings per share
CHF 6.13
Free cash flow
CHF 207.41M
Net profit margin
29.46%
Gross margin
73.81%
EBITDA
CHF 241.85M
Revenue growth
15.38%
Similar securities
This is not an investment recommendation
How to buy Cembra Money Bank from India
Indian residents can buy Cembra Money Bank shares through Paasa in four steps. Funds leave India under the RBI's Liberalised Remittance Scheme and the shares are held in your own name with Interactive Brokers.
Open a Paasa account
Complete digital KYC with your PAN, Aadhaar and address proof. Your brokerage account is opened in your own name with Interactive Brokers.
Add funds under LRS
Transfer INR from your Indian bank account. Your bank reports the remittance under the RBI's Liberalised Remittance Scheme and converts it to US dollars and then to CHF.
Search for Cembra Money Bank and place an order
Find Cembra Money Bank by name or by its ticker, CMBN, and choose an order type. Cembra Money Bank trades 12:30 pm – 9:00 pm IST; orders can only execute during that window.
Track holdings and download tax reports
Follow your Cembra Money Bank position in CHF and INR, and use Paasa's capital-gains and dividend statements when you file your Indian return.
Read the full guide: how to invest in Cembra Money Bank from India
Trading and taxes when buying Cembra Money Bank from India
Trading and limits
- Trading hours
- 9:00 am – 5:30 pm CET
- LRS limit
- $250,000Per financial year, under the RBI's Liberalised Remittance Scheme.
Tax for Indian residents
- TCS on remittance
- 20%Collected by your bank on LRS remittances above ₹10 lakh in a financial year. The TCS is adjustable against your income-tax liability.Adjusting TCS against your tax
- Capital gains in India
- 12.5% or slab rateGains on shares held for more than 24 months are long-term and taxed at 12.5%. Gains on shares held for 24 months or less are short-term and taxed at your income-tax slab rate.Capital gains explained
- Dividends
- Slab rateDividends are taxed at your slab rate in India. Cembra Money Bank’s current yield is 6.49%.Dividend tax explained
Custody. Shares are held in your own name at Interactive Brokers, segregated from Paasa's own assets.
FAQs
Can Indian residents buy Cembra Money Bank stock?
Yes. Cembra Money Bank (CMBN) has been listed on the SIX Swiss Exchange since 2013, in the Banks - Regional industry, and Indian residents can buy it through Paasa. You fund the account from your Indian bank under the RBI's Liberalised Remittance Scheme and the money is converted to US dollars and then to CHF. Shares are held in your own name at Interactive Brokers, segregated from Paasa's own assets.
How much does one Cembra Money Bank share cost in rupees?
One Cembra Money Bank share is CHF 86.25 — about ₹9,981 at a CHF/INR rate of 115.72 on 27 Sep 2026. Both the Cembra Money Bank price and the rupee rate move during the day, so the rupee cost changes with them.
What are the LRS and TCS rules for buying Cembra Money Bank from India?
Remit up to $250,000 per financial year under the RBI's Liberalised Remittance Scheme (LRS). Banks collect 20% tax at source on LRS remittances above ₹10 lakh in a financial year; the TCS is adjustable against your income-tax liability. FX and the LRS declaration are handled by your bank when you fund your account.
How are gains on Cembra Money Bank shares taxed in India?
Gains on shares held for more than 24 months are long-term and taxed at 12.5%. Gains on shares held for 24 months or less are short-term and taxed at your income-tax slab rate. The gain is computed in rupees using the CHF/INR rate on the purchase and the sale date, so the rupee move counts alongside the Cembra Money Bank price. Paasa issues a capital-gains statement for your return.
Does Cembra Money Bank pay a dividend, and how is it taxed in India?
Yes. Cembra Money Bank pays a dividend and the current yield is 6.49%; the last declared dividend was CHF 5.60 per share, about ₹648.02. Dividends are taxed at your slab rate in India. Paasa's dividend report lists the gross dividend and any tax withheld for each payment.
When can I trade Cembra Money Bank from India?
The SIX Swiss Exchange trades 12:30 pm – 9:00 pm IST in Indian time. The window shifts to 1:30 pm – 10:00 pm IST when Switzerland is on standard time. Orders can only execute during that window.
Do I have to declare Cembra Money Bank shares in my Indian tax return?
Yes. Foreign shares held on 31 March must be reported in Schedule FA of your Indian income-tax return. Paasa gives you a Schedule FA-ready statement listing your Cembra Money Bank holding, its cost and its closing value.
How do I sell Cembra Money Bank and bring the money back to India?
You sell during market hours (12:30 pm – 9:00 pm IST) and the proceeds settle in CHF in your Paasa account. From there you can hold the balance, reinvest, or repatriate. Funds can be withdrawn in any currency to any bank account in your own name. Whether the sale is short- or long-term is decided by the 24-month holding period.
Does the rupee rate affect what I make on Cembra Money Bank?
Yes. Cembra Money Bank is priced in CHF, so your rupee outcome combines the CHF move with the CHF/INR move between the day you remit and the day you convert back. Both directions are reflected in the capital-gains statement Paasa issues.