SIX Swiss Exchange · Financial Services
Invest in Cembra Money Bank stock from India
Indian and foreign residents can buy Cembra Money Bank (CMBN) shares directly through Paasa.
By Paasa · Updated
Cembra Money Bank at a glance
- Price
- CHF 86.15-CHF 0.45 (0.52%)
- Market cap
- CHF 2.52B
- Day range
- CHF 86.10 – CHF 87.35
- P/E
- 13.81
- Dividend yield
- 6.50%
- Volume
- 58.52K
- 1 month
- -3.47%
- 6 months
- -11.64%
- YTD
- -13.29%
- 1 year
- -5.80%
- 5 years
- +36.96%
Cembra Money Bank statements, FY2021–FY2025
| Fiscal year | 2025 | 2024 | 2023 | 2022 | 2021 |
|---|---|---|---|---|---|
| Revenue | CHF 635.1M | CHF 550.5M | CHF 458.8M | CHF 538.3M | CHF 513.1M |
| Gross profit | CHF 468.6M | CHF 550.5M | CHF 590.6M | CHF 538.3M | CHF 513.1M |
| Operating income | CHF 223.4M | CHF 285.9M | CHF 196.2M | CHF 210.5M | CHF 200.5M |
| Net income | CHF 180.0M | CHF 170.4M | CHF 158.0M | CHF 169.3M | CHF 161.5M |
| Earnings per share | CHF 6.13 | CHF 5.81 | CHF 5.39 | CHF 5.77 | CHF 5.50 |
| EBITDA | CHF 241.8M | CHF 238.6M | CHF 223.7M | CHF 236.4M | CHF 225.5M |
| Total assets | CHF 7.9B | CHF 7.9B | CHF 8.1B | CHF 7.7B | CHF 7.1B |
| Total debt | CHF 2.8B | CHF 2.9B | CHF 3.1B | CHF 2.6B | CHF 2.5B |
| Cash and short-term investments | CHF 781.0M | CHF 793.2M | CHF 922.0M | CHF 632.6M | CHF 544.8M |
| Shareholders' equity | CHF 1.3B | CHF 1.3B | CHF 1.2B | CHF 1.3B | CHF 1.2B |
| Operating cash flow | CHF 219.4M | CHF 260.6M | CHF 188.5M | CHF 243.4M | CHF 174.6M |
| Free cash flow | CHF 207.4M | CHF 250.3M | CHF 179.6M | CHF 231.6M | CHF 164.6M |
| Capital expenditure | −CHF 12.0M | −CHF 10.3M | −CHF 9.0M | −CHF 11.8M | −CHF 10.0M |
Fiscal years as reported, the latest ending 31 Dec 2025. Figures in CHF; a dash means the provider reported nothing for that line.
Peer comparison
| Company | Ticker | Price | Market cap |
|---|---|---|---|
| Luzerner Kantonalbank | LUKN.SW | CHF 121.60 | CHF 6.02B |
| Vontobel | VONN.SW | CHF 91.70 | CHF 5.16B |
| St. Galler Kantonalbank | SGKN.SW | CHF 703.00 | CHF 4.20B |
| Berner Kantonalbank | BEKN.SW | CHF 406.00 | CHF 3.76B |
| Liechtensteinische Landesbank | LLBN.SW | CHF 113.20 | CHF 3.44B |
| Zuger Kantonalbank | ZUGER.SW | CHF 11,050.00 | CHF 3.18B |
| Walliser Kantonalbank | WKBN.SW | CHF 166.00 | CHF 2.61B |
| Valiant | VATN.SW | CHF 153.00 | CHF 2.41B |
Peers as grouped by the data provider. This is not an investment recommendation.
How to invest in Cembra Money Bank from India
Step 1
Open your Paasa account
KYC takes a few minutes: PAN, Aadhaar and address proof. Your brokerage account is opened in your own name with Interactive Brokers.
Step 2
Add funds from your Indian bank account
Remit up to $250,000 a year under the RBI's Liberalised Remittance Scheme. Your bank converts the rupees to US dollars at its rate on the day you remit, and Interactive Brokers converts the dollars to CHF when you buy.
Step 3
Search CMBN and buy
Find Cembra Money Bank by name or by its ticker, CMBN, and place your order.
Why invest in Cembra Money Bank from India
What Cembra Money Bank does
Cembra Money Bank AG provides consumer finance products and services in Switzerland. The company offers savings and deposit products; cash and personal loans, and auto loans and leasing products; credit card and invoice financing receivables; leasing services for new and used vehicles, including cars, light commercial vehicles, motorcycles, and caravans, as well as corporate leasing services; and investment securities comprising debt securities. Cembra Money Bank operates in the Banks - Regional industry within the Financial Services sector.
Paasa handles the paperwork
Investing abroad brings paperwork with it: remittance filings, capital gains reporting, foreign asset disclosure. Paasa prepares all of it for you. Your India-ready tax reports arrive at year end, ready to file.
Frequently asked questions
Can I buy Cembra Money Bank stock from India?
Yes. Indian residents and NRIs can buy Cembra Money Bank (CMBN) shares directly through Paasa. Cembra Money Bank is listed on the SIX Swiss Exchange, in the Banks - Regional industry. Your money leaves India under the RBI's Liberalised Remittance Scheme and the shares are held in your own name at Interactive Brokers.
What tax do I pay in India when I sell Cembra Money Bank shares?
In India, gains on shares held for more than 24 months are long-term and taxed at 12.5%, and gains on shares held for 24 months or less are short-term and taxed at your income-tax slab rate. Both are worked out in rupees at the CHF/INR rate on the day you bought and the day you sold, so the currency move is part of the gain. Paasa's capital-gains statement gives you the figures for your return.