Bar Harbor Bankshares
Bar Harbor Bankshares (AMEX: BHB) is trading at $39.21, about ₹3,767 at today's USD/INR rate, as of 28 Sep 2026, 4:00 PM ET, up 0.64% today. Indian residents can buy Bar Harbor Bankshares from India on Paasa under the RBI's Liberalised Remittance Scheme.
Quote
Today's low
$38.78
Today's high
$39.50
52 week low
$28.11
52 week high
$41.12
BHB opened at $38.91, closed previously at $38.96, and has traded between $28.11 and $41.12 over the past 52 weeks.
About
Bar Harbor Bankshares acts as the parent organization for Bar Harbor Bank & Trust, which delivers a full spectrum of banking services covering commercial, retail, lending, and wealth management. The bank offers a variety of deposit products, including both interest-bearing and non-interest-bearing checking accounts, savings accounts, money market accounts, time deposits, and certificates of deposit (CDs). Its lending activities cover multiple areas: commercial real estate, providing financing for multi-family dwellings, construction projects, land development, and other business properties; commercial and industrial loans extended to agricultural and various commercial entities, including those with tax-exempt status; residential real estate loans, primarily in the form of mortgages for 1-4 unit homes; and consumer loans, which include home equity loans and lines of credit, auto loans, and other installment financing. Beyond core banking, Bar Harbor Bank & Trust supplies life insurance, annuity, and retirement planning products, alongside general financial planning advice. It also assists clients with third-party investment and insurance solutions. Furthermore, the institution's wealth management division offers trust and estate administration, extensive wealth advisory, and investment management services designed for individuals, businesses, non-profit organizations, and local municipalities. These specialized services encompass 401K plan administration, detailed financial, estate, and charitable planning, family office support, municipal advisory, and tax services. The bank operates through a network of 53 branches situated across Maine, New Hampshire, and Vermont. Founded in 1887, its main office is located in Bar Harbor, Maine.
Key statistics
Avg. volume
111.32K
Market cap
$656.46M
P/E Ratio
13.20
Price-to-sales ratio
2.87
Enterprise value
$891.35M
Free cash flow yield
8.82%
Debt-to-equity ratio
0.51
Return on equity
9.22%
ROIC
-1.40%
Beta
0.59
Dividend yield
3.37%
Last dividend
$1.32
Financial overview
Revenue
$243.34M
Earnings per share
$2.32
Free cash flow
$43.47M
Net profit margin
21.61%
Gross margin
65.32%
EBITDA
$52.02M
Revenue growth
8.42%
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This is not an investment recommendation
How to buy Bar Harbor Bankshares from India
Indian residents can buy Bar Harbor Bankshares shares through Paasa in four steps. Funds leave India under the RBI's Liberalised Remittance Scheme and the shares are held in your own name with Interactive Brokers.
Open a Paasa account
Complete digital KYC with your PAN, Aadhaar and address proof. Your brokerage account is opened in your own name with Interactive Brokers.
Add funds under LRS
Transfer INR from your Indian bank account. Your bank reports the remittance under the RBI's Liberalised Remittance Scheme and converts it to US dollars.
Search for Bar Harbor Bankshares and place an order
Find Bar Harbor Bankshares by name or by its ticker, BHB, and choose an order type. You can buy by amount or by quantity — fractional shares mean there is no minimum trade size. Bar Harbor Bankshares trades 7:00 pm – 1:30 am IST; orders can only execute during that window.
Track holdings and download tax reports
Follow your Bar Harbor Bankshares position in USD and INR, and use Paasa's capital-gains and dividend statements when you file your Indian return.
Read the full guide: how to invest in Bar Harbor Bankshares from India
Trading and taxes when buying Bar Harbor Bankshares from India
Trading and limits
- Trading hours
- 9:30 am – 4:00 pm ET
- LRS limit
- $250,000Per financial year, under the RBI's Liberalised Remittance Scheme.
Tax for Indian residents
- TCS on remittance
- 20%Collected by your bank on LRS remittances above ₹10 lakh in a financial year. The TCS is adjustable against your income-tax liability.Adjusting TCS against your tax
- Capital gains in India
- 12.5% or slab rateGains on shares held for more than 24 months are long-term and taxed at 12.5%. Gains on shares held for 24 months or less are short-term and taxed at your income-tax slab rate.Capital gains explained
- Dividends
- Slab rateDividends are taxed at your slab rate in India. The US withholds tax on dividends paid to Indian residents at the treaty rate; Paasa files Form W-8BEN for you, and the tax withheld can generally be claimed as a credit in India. Bar Harbor Bankshares’ current yield is 3.37%.Dividend tax explained
- US estate tax
- May applyUS-situs assets such as US-listed shares can be exposed to US estate tax for non-US persons.US estate tax calculator
Custody. Shares are held in your own name at Interactive Brokers LLC and are SIPC-insured up to $500,000 in total, including $250,000 for cash.
FAQs
Can Indian residents buy Bar Harbor Bankshares stock?
Yes. Bar Harbor Bankshares (BHB) has been listed on NYSE American since 1997, in the Banks - Regional industry, and Indian residents can buy it through Paasa. You fund the account from your Indian bank under the RBI's Liberalised Remittance Scheme and the money is converted to US dollars. Shares are held in your own name at Interactive Brokers LLC and are SIPC-insured up to $500,000 in total, including $250,000 for cash.
How much does one Bar Harbor Bankshares share cost in rupees?
One Bar Harbor Bankshares share is $39.21 — about ₹3,767 at a USD/INR rate of 96.07 on 28 Sep 2026. Both the Bar Harbor Bankshares price and the rupee rate move during the day, so the rupee cost changes with them.
What are the LRS and TCS rules for buying Bar Harbor Bankshares from India?
Remit up to $250,000 per financial year under the RBI's Liberalised Remittance Scheme (LRS). Banks collect 20% tax at source on LRS remittances above ₹10 lakh in a financial year; the TCS is adjustable against your income-tax liability. FX and the LRS declaration are handled by your bank when you fund your account.
Can I buy whole shares of Bar Harbor Bankshares?
Yes. One Bar Harbor Bankshares share is $39.21, and you can buy as many whole shares as you like. You can also buy by amount rather than by quantity: there is no minimum trade size, and Paasa supports fractional investing in Bar Harbor Bankshares.
How are gains on Bar Harbor Bankshares shares taxed in India?
The US does not levy capital gains tax on shares for Indian residents, so the tax is an India-side one. Gains on shares held for more than 24 months are long-term and taxed at 12.5%. Gains on shares held for 24 months or less are short-term and taxed at your income-tax slab rate. The gain is computed in rupees using the USD/INR rate on the purchase and the sale date, so the rupee move counts alongside the Bar Harbor Bankshares price. Paasa issues a capital-gains statement for your return.
Does Bar Harbor Bankshares pay a dividend, and how is it taxed in India?
Yes. Bar Harbor Bankshares pays a dividend and the current yield is 3.37%; the last declared dividend was $1.32 per share, about ₹126.81. Dividends are taxed at your slab rate in India. The US withholds tax on dividends paid to Indian residents at the treaty rate; Paasa files Form W-8BEN for you, and the tax withheld can generally be claimed as a credit in India. Paasa's dividend report lists the gross dividend and any tax withheld for each payment.
When can I trade Bar Harbor Bankshares from India?
NYSE American trades 7:00 pm – 1:30 am IST in Indian time, so the close lands after midnight. The window shifts to 8:00 pm – 2:30 am IST when the US is on standard time. Orders can only execute during that window.
Is there estate or inheritance tax on Bar Harbor Bankshares shares held from India?
US-situs assets such as US-listed shares can be exposed to US estate tax for non-US persons. It applies to your overall holdings in that jurisdiction rather than to any one position. Paasa's US estate tax calculator shows the exposure for a given portfolio value.
Do I have to declare Bar Harbor Bankshares shares in my Indian tax return?
Yes. Foreign shares held on 31 March must be reported in Schedule FA of your Indian income-tax return. Paasa gives you a Schedule FA-ready statement listing your Bar Harbor Bankshares holding, its cost and its closing value.
How do I sell Bar Harbor Bankshares and bring the money back to India?
You sell during market hours (7:00 pm – 1:30 am IST) and the proceeds settle in USD in your Paasa account. From there you can hold the balance, reinvest, or repatriate. Funds can be withdrawn in any currency to any bank account in your own name. Whether the sale is short- or long-term is decided by the 24-month holding period.