Virginia National Bankshares Corporation
Virginia National Bankshares Corporation (NASDAQ: VABK) is trading at $48.33, about ₹4,636 at today's USD/INR rate, as of 25 Sep 2026, 4:00 PM ET, up 2.68% today. Indian residents can buy Virginia National Bankshares from India on Paasa under the RBI's Liberalised Remittance Scheme.
Quote
Today's low
$47.00
Today's high
$49.23
52 week low
$37.31
52 week high
$50.00
VABK opened at $47.18, closed previously at $47.07, and has traded between $37.31 and $50.00 over the past 52 weeks.
About
Virginia National Bankshares Corporation operates as the parent entity for Virginia National Bank, delivering a comprehensive suite of commercial banking solutions. Its operations are structured into four distinct divisions: the primary banking segment, Sturman Wealth Advisors, VNB Trust and Estate Services, and Masonry Capital. The institution provides a diverse range of deposit products, including checking accounts, demand deposits, NOW accounts, money market savings, time deposits, certificates of deposit (CDs), and individual retirement accounts (IRAs), among other related savings options. Furthermore, it extends various lending services, such as financing for commercial and industrial ventures, real estate loans for construction and land development, commercial property loans, mortgages for 1-4 family homes, and consumer credit offerings like student loans, revolving lines of credit, and installment loans. Ancillary services include access to automated teller machines (ATMs), online banking platforms, treasury management solutions, cash handling services, and merchant and debit card processing. The company also delivers wealth management, investment advisory, brokerage, insurance, and consulting services. Its specialized offerings extend to investment management, acting as a corporate trustee, trust and estate administration, IRA administration, in-house investment management, and custodial services. Its clientele encompasses private individuals, businesses, and non-profit organizations. As of December 31, 2021, the corporation maintained a network of sixteen full-service banking branches situated in the cities of Charlottesville, Manassas, Richmond, and Winchester, alongside locations in the counties of Albemarle, Fauquier, and Prince William. Established in 1998, Virginia National Bankshares Corporation's main office is located in Charlottesville, Virginia.
Key statistics
Avg. volume
7.33K
Market cap
$262.07M
P/E Ratio
10.55
Price-to-sales ratio
2.98
Enterprise value
$255.42M
Free cash flow yield
8.84%
Debt-to-equity ratio
0.15
Return on equity
13.36%
ROIC
-1.86%
Beta
0.46
Dividend yield
2.98%
Last dividend
$1.44
Financial overview
Revenue
$83.34M
Earnings per share
$3.57
Free cash flow
$20.75M
Net profit margin
28.18%
Gross margin
72.06%
EBITDA
$28.07M
Revenue growth
0.88%
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This is not an investment recommendation
How to buy Virginia National Bankshares from India
Indian residents can buy Virginia National Bankshares shares through Paasa in four steps. Funds leave India under the RBI's Liberalised Remittance Scheme and the shares are held in your own name with Interactive Brokers.
Open a Paasa account
Complete digital KYC with your PAN, Aadhaar and address proof. Your brokerage account is opened in your own name with Interactive Brokers.
Add funds under LRS
Transfer INR from your Indian bank account. Your bank reports the remittance under the RBI's Liberalised Remittance Scheme and converts it to US dollars.
Search for Virginia National Bankshares and place an order
Find Virginia National Bankshares by name or by its ticker, VABK, and choose an order type. You can buy by amount or by quantity — fractional shares mean there is no minimum trade size. Virginia National Bankshares trades 7:00 pm – 1:30 am IST; orders can only execute during that window.
Track holdings and download tax reports
Follow your Virginia National Bankshares position in USD and INR, and use Paasa's capital-gains and dividend statements when you file your Indian return.
Read the full guide: how to invest in Virginia National Bankshares from India
Trading and taxes when buying Virginia National Bankshares from India
Trading and limits
- Trading hours
- 9:30 am – 4:00 pm ET
- LRS limit
- $250,000Per financial year, under the RBI's Liberalised Remittance Scheme.
Tax for Indian residents
- TCS on remittance
- 20%Collected by your bank on LRS remittances above ₹10 lakh in a financial year. The TCS is adjustable against your income-tax liability.Adjusting TCS against your tax
- Capital gains in India
- 12.5% or slab rateGains on shares held for more than 24 months are long-term and taxed at 12.5%. Gains on shares held for 24 months or less are short-term and taxed at your income-tax slab rate.Capital gains explained
- Dividends
- Slab rateDividends are taxed at your slab rate in India. The US withholds tax on dividends paid to Indian residents at the treaty rate; Paasa files Form W-8BEN for you, and the tax withheld can generally be claimed as a credit in India. Virginia National Bankshares’ current yield is 2.98%.Dividend tax explained
- US estate tax
- May applyUS-situs assets such as US-listed shares can be exposed to US estate tax for non-US persons.US estate tax calculator
Custody. Shares are held in your own name at Interactive Brokers LLC and are SIPC-insured up to $500,000 in total, including $250,000 for cash.
FAQs
Can Indian residents buy Virginia National Bankshares stock?
Yes. Virginia National Bankshares (VABK) has been listed on NASDAQ since 1999, in the Banks - Regional industry, and Indian residents can buy it through Paasa. You fund the account from your Indian bank under the RBI's Liberalised Remittance Scheme and the money is converted to US dollars. Shares are held in your own name at Interactive Brokers LLC and are SIPC-insured up to $500,000 in total, including $250,000 for cash.
How much does one Virginia National Bankshares share cost in rupees?
One Virginia National Bankshares share is $48.33 — about ₹4,636 at a USD/INR rate of 95.92 on 25 Sep 2026. Both the Virginia National Bankshares price and the rupee rate move during the day, so the rupee cost changes with them.
What are the LRS and TCS rules for buying Virginia National Bankshares from India?
Remit up to $250,000 per financial year under the RBI's Liberalised Remittance Scheme (LRS). Banks collect 20% tax at source on LRS remittances above ₹10 lakh in a financial year; the TCS is adjustable against your income-tax liability. FX and the LRS declaration are handled by your bank when you fund your account.
Can I buy whole shares of Virginia National Bankshares?
Yes. One Virginia National Bankshares share is $48.33, and you can buy as many whole shares as you like. You can also buy by amount rather than by quantity: there is no minimum trade size, and Paasa supports fractional investing in Virginia National Bankshares.
How are gains on Virginia National Bankshares shares taxed in India?
The US does not levy capital gains tax on shares for Indian residents, so the tax is an India-side one. Gains on shares held for more than 24 months are long-term and taxed at 12.5%. Gains on shares held for 24 months or less are short-term and taxed at your income-tax slab rate. The gain is computed in rupees using the USD/INR rate on the purchase and the sale date, so the rupee move counts alongside the Virginia National Bankshares price. Paasa issues a capital-gains statement for your return.
Does Virginia National Bankshares pay a dividend, and how is it taxed in India?
Yes. Virginia National Bankshares pays a dividend and the current yield is 2.98%; the last declared dividend was $1.44 per share, about ₹138.12. Dividends are taxed at your slab rate in India. The US withholds tax on dividends paid to Indian residents at the treaty rate; Paasa files Form W-8BEN for you, and the tax withheld can generally be claimed as a credit in India. Paasa's dividend report lists the gross dividend and any tax withheld for each payment.
When can I trade Virginia National Bankshares from India?
NASDAQ trades 7:00 pm – 1:30 am IST in Indian time, so the close lands after midnight. The window shifts to 8:00 pm – 2:30 am IST when the US is on standard time. Orders can only execute during that window.
Is there estate or inheritance tax on Virginia National Bankshares shares held from India?
US-situs assets such as US-listed shares can be exposed to US estate tax for non-US persons. It applies to your overall holdings in that jurisdiction rather than to any one position. Paasa's US estate tax calculator shows the exposure for a given portfolio value.
Do I have to declare Virginia National Bankshares shares in my Indian tax return?
Yes. Foreign shares held on 31 March must be reported in Schedule FA of your Indian income-tax return. Paasa gives you a Schedule FA-ready statement listing your Virginia National Bankshares holding, its cost and its closing value.
How do I sell Virginia National Bankshares and bring the money back to India?
You sell during market hours (7:00 pm – 1:30 am IST) and the proceeds settle in USD in your Paasa account. From there you can hold the balance, reinvest, or repatriate. Funds can be withdrawn in any currency to any bank account in your own name. Whether the sale is short- or long-term is decided by the 24-month holding period.