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8584JPXMarket closedOpens 9:00am JST

JACCS Co., Ltd.

¥3,750.00Last updated
+¥45.00 (1.21%)Past day
Timezone

JACCS Co., Ltd. (JPX: 8584) is trading at ¥3,750.00, about ₹2,284 at today's JPY/INR rate, as of 25 Sep 2026, 2:30 AM ET, up 1.21% today. Indian residents can buy JACCS from India on Paasa under the RBI's Liberalised Remittance Scheme.

Quote

Open:¥3,695.00
Previous close:¥3,705.00
Volume:134.30K

Today's low

¥3,690.00

Today's high

¥3,755.00

52 week low

¥3,330.00

52 week high

¥4,465.00

8584 opened at ¥3,695.00, closed previously at ¥3,705.00, and has traded between ¥3,330.00 and ¥4,465.00 over the past 52 weeks.

About

JACCS Co., Ltd. operates as a leading consumer finance corporation with a presence across Japan and international markets. The company provides a diverse range of financial services, including flexible payment and installment options for significant purchases such as home improvements, luxury watches and jewelry, motorcycles, consumer electronics, and traditional Japanese apparel. Furthermore, JACCS extends credit facilities for crucial life events and necessities, encompassing education, weddings, and healthcare treatments, in addition to offering vehicle acquisition loans and automotive leasing. Its comprehensive portfolio also includes the issuance of credit cards, rental guarantee services, and various supporting financial operations. These auxiliary services cover debt recovery, reimbursement processing, loan underwriting, and acting as an agent for both life and property insurance. JACCS also handles shared services management, real estate leasing, general equipment leasing, automated auction sales, and a full spectrum of claims-related activities, from management and collection to acquisition and administrative oversight, alongside deferred payment solutions. Established in Tokyo in 1954 as Depart Sinyohanbai Co., Ltd., the company adopted its current name, JACCS Co., Ltd., in April 1976.

Country
JP
CEO
Ryo Murakami
Exchange listed on
JPX
Industry
Financial - Credit Services
Base currency
JPY
Full Time Employees
5,532
Sector
Financial Services
IPO date
01/01/2001

Key statistics

Avg. volume

134.83K

Market cap

¥167.91B

P/E Ratio

10.35

Price-to-sales ratio

0.92

Enterprise value

¥2.96T

Free cash flow yield

0.00%

Debt-to-equity ratio

9.71

Return on equity

5.10%

ROIC

0.48%

Beta

0.23

Dividend yield

5.33%

Last dividend

¥200.00

Financial overview

Revenue

¥186.70B

Earnings per share

¥380.25

Free cash flow

¥12.10B

Net profit margin

8.26%

Gross margin

85.51%

EBITDA

¥31.95B

Revenue growth

-2.13%

Similar securities

This is not an investment recommendation

How to buy JACCS from India

Indian residents can buy JACCS shares through Paasa in four steps. Funds leave India under the RBI's Liberalised Remittance Scheme and the shares are held in your own name with Interactive Brokers.

  1. Open a Paasa account

    Complete digital KYC with your PAN, Aadhaar and address proof. Your brokerage account is opened in your own name with Interactive Brokers.

  2. Add funds under LRS

    Transfer INR from your Indian bank account. Your bank reports the remittance under the RBI's Liberalised Remittance Scheme and converts it to US dollars and then to JPY.

  3. Search for JACCS and place an order

    Find JACCS by name or by its ticker, 8584, and choose an order type. The Tokyo Stock Exchange typically trades in units of 100 shares. JACCS trades 5:30 am – 12:00 pm IST; orders can only execute during that window.

  4. Track holdings and download tax reports

    Follow your JACCS position in JPY and INR, and use Paasa's capital-gains and dividend statements when you file your Indian return.

Read the full guide: how to invest in JACCS from India

Trading and taxes when buying JACCS from India

Trading and limits

Trading hours
9:00 am – 3:30 pm JST
LRS limit
$250,000Per financial year, under the RBI's Liberalised Remittance Scheme.

Tax for Indian residents

TCS on remittance
20%Collected by your bank on LRS remittances above ₹10 lakh in a financial year. The TCS is adjustable against your income-tax liability.Adjusting TCS against your tax
Capital gains in India
12.5% or slab rateGains on shares held for more than 24 months are long-term and taxed at 12.5%. Gains on shares held for 24 months or less are short-term and taxed at your income-tax slab rate.Capital gains explained
Dividends
Slab rateDividends are taxed at your slab rate in India. Japan withholds a preferential 10% on dividends for Indian residents under the India–Japan DTAA rather than the higher domestic rate, and the tax withheld can be claimed as a foreign tax credit in India. JACCS’ current yield is 5.33%.Dividend tax explained
Estate or inheritance tax
May applyJapan levies inheritance tax on Japan-located assets such as direct stocks, with an exemption of ¥30 million plus ¥6 million per statutory heir.Estate tax explained

Custody. Shares are held in your own name at Interactive Brokers, segregated from Paasa's own assets.

FAQs

Can Indian residents buy JACCS stock?

Yes. JACCS (8584) has been listed on the Tokyo Stock Exchange since 2001, in the Financial - Credit Services industry, and Indian residents can buy it through Paasa. You fund the account from your Indian bank under the RBI's Liberalised Remittance Scheme and the money is converted to US dollars and then to JPY. Shares are held in your own name at Interactive Brokers, segregated from Paasa's own assets.

How much does one JACCS share cost in rupees?

One JACCS share is ¥3,750.00 — about ₹2,284 at a JPY/INR rate of 0.6090 on 26 Sep 2026. Both the JACCS price and the rupee rate move during the day, so the rupee cost changes with them.

What are the LRS and TCS rules for buying JACCS from India?

Remit up to $250,000 per financial year under the RBI's Liberalised Remittance Scheme (LRS). Banks collect 20% tax at source on LRS remittances above ₹10 lakh in a financial year; the TCS is adjustable against your income-tax liability. FX and the LRS declaration are handled by your bank when you fund your account.

What is the minimum I can buy of JACCS?

The Tokyo Stock Exchange typically trades in units of 100 shares.

How are gains on JACCS shares taxed in India?

Japan generally does not levy capital gains tax on non-resident individual investors, so the tax is an India-side one. Gains on shares held for more than 24 months are long-term and taxed at 12.5%. Gains on shares held for 24 months or less are short-term and taxed at your income-tax slab rate. The gain is computed in rupees using the JPY/INR rate on the purchase and the sale date, so the rupee move counts alongside the JACCS price. Paasa issues a capital-gains statement for your return.

Does JACCS pay a dividend, and how is it taxed in India?

Yes. JACCS pays a dividend and the current yield is 5.33%; the last declared dividend was ¥200.00 per share, about ₹121.79. Dividends are taxed at your slab rate in India. Japan withholds a preferential 10% on dividends for Indian residents under the India–Japan DTAA rather than the higher domestic rate, and the tax withheld can be claimed as a foreign tax credit in India. Paasa's dividend report lists the gross dividend and any tax withheld for each payment.

When can I trade JACCS from India?

The Tokyo Stock Exchange trades 5:30 am – 12:00 pm IST in Indian time. It also halts for lunch, 8:00 am – 9:00 am IST. Orders can only execute during that window.

Is there estate or inheritance tax on JACCS shares held from India?

Japan levies inheritance tax on Japan-located assets such as direct stocks, with an exemption of ¥30 million plus ¥6 million per statutory heir. It applies to your overall holdings in that jurisdiction rather than to any one position.

Do I have to declare JACCS shares in my Indian tax return?

Yes. Foreign shares held on 31 March must be reported in Schedule FA of your Indian income-tax return. Paasa gives you a Schedule FA-ready statement listing your JACCS holding, its cost and its closing value.

How do I sell JACCS and bring the money back to India?

You sell during market hours (5:30 am – 12:00 pm IST) and the proceeds settle in JPY in your Paasa account. From there you can hold the balance, reinvest, or repatriate. Funds can be withdrawn in any currency to any bank account in your own name. Whether the sale is short- or long-term is decided by the 24-month holding period.