Credit Saison Co., Ltd.
Credit Saison Co., Ltd. (JPX: 8253) is trading at ¥4,650.00, about ₹2,814 at today's JPY/INR rate, as of 25 Sep 2026, 2:30 AM ET, up 1.31% today. Indian residents can buy Credit Saison from India on Paasa under the RBI's Liberalised Remittance Scheme.
Quote
Today's low
¥4,630.00
Today's high
¥4,678.00
52 week low
¥3,561.00
52 week high
¥4,940.00
8253 opened at ¥4,638.00, closed previously at ¥4,590.00, and has traded between ¥3,561.00 and ¥4,940.00 over the past 52 weeks.
About
Credit Saison Co., Ltd. is a diversified Japanese company, also operating globally, that delivers a broad spectrum of services. These encompass various financial and payment offerings, including credit cards, prepaid and debit cards, mobile-based payment systems, and loan collection. The company also extends business support and payment processing solutions to corporate clients, alongside marketing services. Its operations further include credit guarantees, diverse financing activities, and the leasing of office equipment. Additionally, Credit Saison is engaged in the real estate sector, covering property management and rental, as well as digital payment solutions and asset management. The company also develops and oversees entertainment facilities, such as amusement centers. Established in 1951, Credit Saison Co., Ltd. is headquartered in Tokyo, Japan, and was formerly known as Seibu Credit Co., Ltd. until its name change in October 1989.
Key statistics
Avg. volume
755.96K
Market cap
¥667.85B
P/E Ratio
9.77
Price-to-sales ratio
1.21
Enterprise value
¥4.23T
Free cash flow yield
0.00%
Debt-to-equity ratio
4.76
Return on equity
9.19%
ROIC
2.17%
Beta
0.48
Dividend yield
2.80%
Last dividend
¥130.00
Financial overview
Revenue
¥547.08B
Earnings per share
¥432.17
Free cash flow
-¥150.97B
Net profit margin
12.38%
Gross margin
72.21%
EBITDA
¥124.99B
Revenue growth
11.14%
Similar securities
This is not an investment recommendation
How to buy Credit Saison from India
Indian residents can buy Credit Saison shares through Paasa in four steps. Funds leave India under the RBI's Liberalised Remittance Scheme and the shares are held in your own name with Interactive Brokers.
Open a Paasa account
Complete digital KYC with your PAN, Aadhaar and address proof. Your brokerage account is opened in your own name with Interactive Brokers.
Add funds under LRS
Transfer INR from your Indian bank account. Your bank reports the remittance under the RBI's Liberalised Remittance Scheme and converts it to US dollars and then to JPY.
Search for Credit Saison and place an order
Find Credit Saison by name or by its ticker, 8253, and choose an order type. The Tokyo Stock Exchange typically trades in units of 100 shares. Credit Saison trades 5:30 am – 12:00 pm IST; orders can only execute during that window.
Track holdings and download tax reports
Follow your Credit Saison position in JPY and INR, and use Paasa's capital-gains and dividend statements when you file your Indian return.
Read the full guide: how to invest in Credit Saison from India
Trading and taxes when buying Credit Saison from India
Trading and limits
- Trading hours
- 9:00 am – 3:30 pm JST
- LRS limit
- $250,000Per financial year, under the RBI's Liberalised Remittance Scheme.
Tax for Indian residents
- TCS on remittance
- 20%Collected by your bank on LRS remittances above ₹10 lakh in a financial year. The TCS is adjustable against your income-tax liability.Adjusting TCS against your tax
- Capital gains in India
- 12.5% or slab rateGains on shares held for more than 24 months are long-term and taxed at 12.5%. Gains on shares held for 24 months or less are short-term and taxed at your income-tax slab rate.Capital gains explained
- Dividends
- Slab rateDividends are taxed at your slab rate in India. Japan withholds a preferential 10% on dividends for Indian residents under the India–Japan DTAA rather than the higher domestic rate, and the tax withheld can be claimed as a foreign tax credit in India. Credit Saison’s current yield is 2.80%.Dividend tax explained
- Estate or inheritance tax
- May applyJapan levies inheritance tax on Japan-located assets such as direct stocks, with an exemption of ¥30 million plus ¥6 million per statutory heir.Estate tax explained
Custody. Shares are held in your own name at Interactive Brokers, segregated from Paasa's own assets.
FAQs
Can Indian residents buy Credit Saison stock?
Yes. Credit Saison (8253) has been listed on the Tokyo Stock Exchange since 1963, in the Financial - Credit Services industry, and Indian residents can buy it through Paasa. You fund the account from your Indian bank under the RBI's Liberalised Remittance Scheme and the money is converted to US dollars and then to JPY. Shares are held in your own name at Interactive Brokers, segregated from Paasa's own assets.
How much does one Credit Saison share cost in rupees?
One Credit Saison share is ¥4,650.00 — about ₹2,814 at a JPY/INR rate of 0.6051 on 24 Sep 2026. Both the Credit Saison price and the rupee rate move during the day, so the rupee cost changes with them.
What are the LRS and TCS rules for buying Credit Saison from India?
Remit up to $250,000 per financial year under the RBI's Liberalised Remittance Scheme (LRS). Banks collect 20% tax at source on LRS remittances above ₹10 lakh in a financial year; the TCS is adjustable against your income-tax liability. FX and the LRS declaration are handled by your bank when you fund your account.
What is the minimum I can buy of Credit Saison?
The Tokyo Stock Exchange typically trades in units of 100 shares.
How are gains on Credit Saison shares taxed in India?
Japan generally does not levy capital gains tax on non-resident individual investors, so the tax is an India-side one. Gains on shares held for more than 24 months are long-term and taxed at 12.5%. Gains on shares held for 24 months or less are short-term and taxed at your income-tax slab rate. The gain is computed in rupees using the JPY/INR rate on the purchase and the sale date, so the rupee move counts alongside the Credit Saison price. Paasa issues a capital-gains statement for your return.
Does Credit Saison pay a dividend, and how is it taxed in India?
Yes. Credit Saison pays a dividend and the current yield is 2.80%; the last declared dividend was ¥130.00 per share, about ₹78.66. Dividends are taxed at your slab rate in India. Japan withholds a preferential 10% on dividends for Indian residents under the India–Japan DTAA rather than the higher domestic rate, and the tax withheld can be claimed as a foreign tax credit in India. Paasa's dividend report lists the gross dividend and any tax withheld for each payment.
When can I trade Credit Saison from India?
The Tokyo Stock Exchange trades 5:30 am – 12:00 pm IST in Indian time. It also halts for lunch, 8:00 am – 9:00 am IST. Orders can only execute during that window.
Is there estate or inheritance tax on Credit Saison shares held from India?
Japan levies inheritance tax on Japan-located assets such as direct stocks, with an exemption of ¥30 million plus ¥6 million per statutory heir. It applies to your overall holdings in that jurisdiction rather than to any one position.
Do I have to declare Credit Saison shares in my Indian tax return?
Yes. Foreign shares held on 31 March must be reported in Schedule FA of your Indian income-tax return. Paasa gives you a Schedule FA-ready statement listing your Credit Saison holding, its cost and its closing value.
How do I sell Credit Saison and bring the money back to India?
You sell during market hours (5:30 am – 12:00 pm IST) and the proceeds settle in JPY in your Paasa account. From there you can hold the balance, reinvest, or repatriate. Funds can be withdrawn in any currency to any bank account in your own name. Whether the sale is short- or long-term is decided by the 24-month holding period.