Bank of Communications Co., Ltd.
Bank of Communications Co., Ltd. (HKSE: 3328) is trading at HK$8.20, about ₹100 at today's HKD/INR rate, as of 25 Sep 2026, 4:08 AM ET, down 1.09% today. Indian residents can buy Bank of Communications from India on Paasa under the RBI's Liberalised Remittance Scheme.
Quote
Today's low
HK$8.14
Today's high
HK$8.25
52 week low
HK$6.33
52 week high
HK$8.30
3328 opened at HK$8.20, closed previously at HK$8.29, and has traded between HK$6.33 and HK$8.30 over the past 52 weeks.
About
Bank of Communications Co., Ltd. (BoCom) operates as a commercial bank, offering a broad spectrum of financial products and services. For individual clients, BoCom delivers a suite of personal banking solutions. These include diverse deposit options such as demand, time, call, withdrawal, foreign currency, swap management, and educational accounts, alongside certificates of deposit. Customers can also access credit and debit cards, various loan products like housing and personal financing, and comprehensive wealth management services, encompassing both product offerings and expert advisory. Its corporate banking arm caters to businesses with structured time and demand deposits, and sophisticated cash management services covering accounts receivable/payable, general account administration, liquidity optimization, and investment/financing strategies. The bank also facilitates financing, settlement, and risk management solutions, alongside syndicated loans, overdraft facilities, investment banking expertise, and offshore banking services. The latter includes foreign exchange deposits and loans, inter-bank lending, international settlements, foreign exchange trading and guarantees, and business advisory. Additionally, BoCom engages in precious metal leasing and commodity trading. International banking services encompass corporate foreign exchange wealth management, import and export settlements, documentary settlements, remittances, bill services, trade finance, and further offshore banking functionalities. Furthermore, BoCom offers treasury services, asset management, trustee services, insurance, financial leasing, and debt-to-equity swap arrangements, among other specialized financial solutions. This extensive portfolio also features trust investment, fund management, securities dealing and brokerage, reinsurance, and advanced e-banking platforms. The bank maintains a significant presence with 245 branches and 3,025 additional banking outlets throughout Mainland China. Globally, it extends its reach with 22 overseas branches, 68 international banking outlets, and representative offices in 17 countries. Established in 1908, Bank of Communications Co., Ltd. is headquartered in Shanghai, People's Republic of China.
Key statistics
Avg. volume
30.90M
Market cap
HK$724.14B
P/E Ratio
7.00
Price-to-sales ratio
1.32
Enterprise value
CN¥4.59T
Free cash flow yield
-109.22%
Debt-to-equity ratio
3.86
Return on equity
8.14%
ROIC
0.60%
Beta
0.11
Dividend yield
4.29%
Last dividend
HK$0.37
Financial overview
Revenue
CN¥498.85B
Earnings per share
CN¥1.06
Free cash flow
CN¥80.60B
Net profit margin
19.21%
Gross margin
45.79%
EBITDA
CN¥120.09B
Revenue growth
140.96%
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This is not an investment recommendation
How to buy Bank of Communications from India
Indian residents can buy Bank of Communications shares through Paasa in four steps. Funds leave India under the RBI's Liberalised Remittance Scheme and the shares are held in your own name with Interactive Brokers.
Open a Paasa account
Complete digital KYC with your PAN, Aadhaar and address proof. Your brokerage account is opened in your own name with Interactive Brokers.
Add funds under LRS
Transfer INR from your Indian bank account. Your bank reports the remittance under the RBI's Liberalised Remittance Scheme and converts it to US dollars and then to HKD.
Search for Bank of Communications and place an order
Find Bank of Communications by name or by its ticker, 3328, and choose an order type. Many Hong Kong listings trade in board lots, so the smallest order is one lot rather than one share. Bank of Communications trades 7:00 am – 1:30 pm IST; orders can only execute during that window.
Track holdings and download tax reports
Follow your Bank of Communications position in HKD and INR, and use Paasa's capital-gains and dividend statements when you file your Indian return.
Read the full guide: how to invest in Bank of Communications from India
Trading and taxes when buying Bank of Communications from India
Trading and limits
- Trading hours
- 9:30 am – 4:00 pm HKT
- LRS limit
- $250,000Per financial year, under the RBI's Liberalised Remittance Scheme.
Tax for Indian residents
- TCS on remittance
- 20%Collected by your bank on LRS remittances above ₹10 lakh in a financial year. The TCS is adjustable against your income-tax liability.Adjusting TCS against your tax
- Capital gains in India
- 12.5% or slab rateGains on shares held for more than 24 months are long-term and taxed at 12.5%. Gains on shares held for 24 months or less are short-term and taxed at your income-tax slab rate.Capital gains explained
- Dividends
- Slab rateDividends are taxed at your slab rate in India. Bank of Communications’ current yield is 4.29%.Dividend tax explained
Custody. Shares are held in your own name at Interactive Brokers, segregated from Paasa's own assets.
FAQs
Can Indian residents buy Bank of Communications stock?
Yes. Bank of Communications (3328) has been listed on the Hong Kong Stock Exchange since 2005, in the Banks - Diversified industry, and Indian residents can buy it through Paasa. You fund the account from your Indian bank under the RBI's Liberalised Remittance Scheme and the money is converted to US dollars and then to HKD. Shares are held in your own name at Interactive Brokers, segregated from Paasa's own assets.
How much does one Bank of Communications share cost in rupees?
One Bank of Communications share is HK$8.20 — about ₹100 at an HKD/INR rate of 12.23 on 26 Sep 2026. Both the Bank of Communications price and the rupee rate move during the day, so the rupee cost changes with them.
What are the LRS and TCS rules for buying Bank of Communications from India?
Remit up to $250,000 per financial year under the RBI's Liberalised Remittance Scheme (LRS). Banks collect 20% tax at source on LRS remittances above ₹10 lakh in a financial year; the TCS is adjustable against your income-tax liability. FX and the LRS declaration are handled by your bank when you fund your account.
What is the minimum I can buy of Bank of Communications?
Many Hong Kong listings trade in board lots, so the smallest order is one lot rather than one share.
How are gains on Bank of Communications shares taxed in India?
Hong Kong generally does not levy capital gains tax on non-resident individual investors for HKEX-listed stocks, so the tax is an India-side one. Gains on shares held for more than 24 months are long-term and taxed at 12.5%. Gains on shares held for 24 months or less are short-term and taxed at your income-tax slab rate. The gain is computed in rupees using the HKD/INR rate on the purchase and the sale date, so the rupee move counts alongside the Bank of Communications price. Paasa issues a capital-gains statement for your return.
Does Bank of Communications pay a dividend, and how is it taxed in India?
Yes. Bank of Communications pays a dividend and the current yield is 4.29%; the last declared dividend was HK$0.37 per share, about ₹4.49. Dividends are taxed at your slab rate in India. Paasa's dividend report lists the gross dividend and any tax withheld for each payment.
When can I trade Bank of Communications from India?
The Hong Kong Stock Exchange trades 7:00 am – 1:30 pm IST in Indian time. It also halts for lunch, 9:30 am – 10:30 am IST. Orders can only execute during that window.
Is Bank of Communications a Hong Kong SAR China company, and does that change how it is taxed?
Bank of Communications trades on the Hong Kong Stock Exchange in HKD, but the company is domiciled in China. Bank of Communications trades as an ordinary share listed directly in Hong Kong, not a depositary receipt. Your India-side capital-gains treatment is the same either way.
Do I have to declare Bank of Communications shares in my Indian tax return?
Yes. Foreign shares held on 31 March must be reported in Schedule FA of your Indian income-tax return. Paasa gives you a Schedule FA-ready statement listing your Bank of Communications holding, its cost and its closing value.
How do I sell Bank of Communications and bring the money back to India?
You sell during market hours (7:00 am – 1:30 pm IST) and the proceeds settle in HKD in your Paasa account. From there you can hold the balance, reinvest, or repatriate. Funds can be withdrawn in any currency to any bank account in your own name. Whether the sale is short- or long-term is decided by the 24-month holding period.