New York Stock Exchange · Financial Services
Invest in Credicorp stock from India
Indian and foreign residents can buy Credicorp (BAP) shares directly through Paasa.
By Paasa · Updated
Credicorp at a glance
- Price
- $384.03-$1.92 (0.50%)
- Market cap
- $30.51B
- Day range
- $383.76 – $390.22
- P/E
- 14.28
- Dividend yield
- 3.81%
- Volume
- 348.87K
- 1 month
- +4.24%
- 6 months
- +19.10%
- YTD
- +33.81%
- 1 year
- +43.58%
- 5 years
- +246.16%
Credicorp statements, FY2021–FY2025
| Fiscal year | 2025 | 2024 | 2023 | 2022 | 2021 |
|---|---|---|---|---|---|
| Revenue | PEN 28.9B | PEN 27.0B | PEN 25.4B | PEN 20.6B | PEN 19.2B |
| Gross profit | PEN 21.3B | PEN 17.3B | PEN 15.7B | PEN 14.8B | PEN 15.4B |
| Operating income | PEN 9.9B | PEN 7.8B | PEN 6.8B | PEN 6.9B | PEN 5.3B |
| Net income | PEN 6.9B | PEN 5.5B | PEN 4.9B | PEN 4.6B | PEN 3.6B |
| Earnings per share | PEN 87.25 | PEN 69.09 | PEN 61.08 | PEN 58.26 | PEN 45.09 |
| EBITDA | PEN 10.8B | PEN 8.5B | PEN 7.5B | PEN 7.5B | PEN 6.0B |
| Total assets | PEN 267.3B | PEN 256.1B | PEN 238.8B | PEN 235.4B | PEN 243.4B |
| Total debt | PEN 34.5B | PEN 37.5B | PEN 37.6B | PEN 39.5B | PEN 47.7B |
| Cash and short-term investments | PEN 44.5B | PEN 81.7B | PEN 67.3B | PEN 64.2B | PEN 74.4B |
| Shareholders' equity | PEN 36.6B | PEN 34.3B | PEN 32.5B | PEN 29.0B | PEN 26.3B |
| Operating cash flow | PEN 8.1B | PEN 14.5B | PEN 4.1B | −PEN 1.2B | PEN 4.0B |
| Free cash flow | PEN 7.7B | PEN 13.4B | PEN 2.9B | −PEN 2.0B | PEN 3.3B |
| Capital expenditure | −PEN 315.9M | −PEN 1.1B | −PEN 1.2B | −PEN 896.4M | −PEN 640.0M |
Fiscal years as reported, the latest ending 31 Dec 2025. Figures in PEN; a dash means the provider reported nothing for that line.
Peer comparison
| Company | Ticker | Price | Market cap |
|---|---|---|---|
| Banco Santander (Brasil) | BSBR | $5.68 | $42.53B |
| Banco Bradesco | BBDO | $3.06 | $33.33B |
| Grupo Cibest | CIB | $93.77 | $22.25B |
| Banco de Chile | BCH | $40.25 | $20.33B |
| Banco Santander-Chile | BSAC | $33.61 | $15.83B |
| BOK Financial | BOKF | $128.62 | $7.81B |
| Grupo Aval Acciones y Valores | AVAL | $4.87 | $5.78B |
| First Financial Bankshares | FFIN | $31.73 | $4.55B |
Peers as grouped by the data provider. This is not an investment recommendation.
Analyst price targets
- Low
- $350.00
- High
- $480.00
- Median
- $473.00
- Consensus
- $434.33
Ratings: 9 buy · 6 hold · 0 sell. Consensus: Buy.
Published sell-side 12-month targets in USD, aggregated by the data provider. They are not Paasa's view and not a forecast.
How to invest in Credicorp from India
Step 1
Open your Paasa account
KYC takes a few minutes: PAN, Aadhaar and address proof. Your brokerage account is opened in your own name with Interactive Brokers.
Step 2
Add funds from your Indian bank account
Remit up to $250,000 a year under the RBI's Liberalised Remittance Scheme. Your bank converts the rupees to US dollars at its rate on the day you remit.
Step 3
Search BAP and buy
Find Credicorp by name or by its ticker, BAP, and place your order. Fractional shares are available and there is no minimum trade size, so you can buy by amount instead of whole shares.
Why invest in Credicorp from India
What Credicorp does
Credicorp Ltd., together with its subsidiaries, provides various banking services and products in Peru, Bermuda, Colombia, Bolivia, Panama, Chile, the United States, the Cayman Islands, and Mexico. It operates through Universal Banking; Insurance, Medical Services, and Pensions; Microfinance; and Investment Management and Advisory segments. Credicorp operates in the Banks - Diversified industry within the Financial Services sector.
Hold a dollar asset
Credicorp shares are priced in US dollars, so a weaker rupee adds to what they're worth in rupees. The rupee depreciated over 85% against the dollar between 2010 and 2025.
Buy a fraction of a share
Buy by amount, not by share, and get the matching fraction of one Credicorp share. There is no minimum trade size.
Paasa handles the paperwork
Investing abroad brings paperwork with it: remittance filings, capital gains reporting, foreign asset disclosure. Paasa prepares all of it for you. Your India-ready tax reports arrive at year end, ready to file.
Frequently asked questions
Can I buy Credicorp stock from India?
Yes. Indian residents and NRIs can buy Credicorp (BAP) shares directly through Paasa. Credicorp is listed on the New York Stock Exchange, in the Banks - Diversified industry. Your money leaves India under the RBI's Liberalised Remittance Scheme and the shares are held in your own name at Interactive Brokers.
Do I need to buy a full Credicorp share?
No. You can buy part of one Credicorp share and add to your position over time. A whole share is $384.03, but there is no minimum trade size, so you choose the amount.
How are Credicorp dividends taxed for Indian investors?
Credicorp trades on the New York Stock Exchange but is domiciled in Peru, so any withholding on its dividends follows that country's rules rather than those of the US. Some non-US companies list in the US through American Depositary Receipts, which can carry dividend withholding at the company's home-country rate. Dividends are taxed at your slab rate in India. Paasa's dividend report shows the gross amount and any tax withheld for each payment.
What tax do I pay in India when I sell Credicorp shares?
The US does not levy capital gains tax on shares for Indian residents. In India, gains on shares held for more than 24 months are long-term and taxed at 12.5%, and gains on shares held for 24 months or less are short-term and taxed at your income-tax slab rate. Both are worked out in rupees at the USD/INR rate on the day you bought and the day you sold, so the currency move is part of the gain. Paasa's capital-gains statement gives you the figures for your return.