Yuanbao Inc. American Depositary Shares
Yuanbao Inc. American Depositary Shares (NASDAQ: YB) is trading at $12.44, about ₹1,195 at today's USD/INR rate, as of 30 Sep 2026, 4:00 PM ET, up 2.98% today. Indian residents can buy Yuanbao Inc. American Depositary Shares from India on Paasa under the RBI's Liberalised Remittance Scheme.
Quote
Today's low
$11.56
Today's high
$12.50
52 week low
$11.56
52 week high
$24.40
YB opened at $11.90, closed previously at $12.08, and has traded between $11.56 and $24.40 over the past 52 weeks.
About
Yuanbao Inc., operating through its subsidiaries, manages an online platform for insurance distribution and various related services throughout the People's Republic of China. The company offers a diverse portfolio of insurance policies, including medical, critical illness, and life coverage. Beyond its core insurance offerings, it also provides specialized system services, which encompass precise marketing strategies and advanced analytics capabilities. Yuanbao Inc. was founded in 2019 and maintains its corporate headquarters in Beijing, China.
Key statistics
Avg. volume
37.13K
Market cap
$95.56M
P/E Ratio
0.55
Price-to-sales ratio
0.13
Enterprise value
CN¥4.25B
Free cash flow yield
28.91%
Debt-to-equity ratio
0.00
Return on equity
38.01%
ROIC
34.17%
Beta
0.54
Dividend yield
10.13%
Last dividend
$1.26
Financial overview
Revenue
CN¥4.37B
Earnings per share
CN¥55.73
Free cash flow
CN¥1.48B
Net profit margin
30.02%
Gross margin
95.49%
EBITDA
CN¥1.34B
Revenue growth
33.14%
Similar securities
This is not an investment recommendation
How to buy Yuanbao Inc. American Depositary Shares from India
Indian residents can buy Yuanbao Inc. American Depositary Shares shares through Paasa in four steps. Funds leave India under the RBI's Liberalised Remittance Scheme and the shares are held in your own name with Interactive Brokers.
Open a Paasa account
Complete digital KYC with your PAN, Aadhaar and address proof. Your brokerage account is opened in your own name with Interactive Brokers.
Add funds under LRS
Transfer INR from your Indian bank account. Your bank reports the remittance under the RBI's Liberalised Remittance Scheme and converts it to US dollars.
Search for Yuanbao Inc. American Depositary Shares and place an order
Find Yuanbao Inc. American Depositary Shares by name or by its ticker, YB, and choose an order type. You can buy by amount or by quantity — fractional shares mean there is no minimum trade size. Yuanbao Inc. American Depositary Shares trades 7:00 pm – 1:30 am IST; orders can only execute during that window.
Track holdings and download tax reports
Follow your Yuanbao Inc. American Depositary Shares position in USD and INR, and use Paasa's capital-gains and dividend statements when you file your Indian return.
Trading and taxes when buying Yuanbao Inc. American Depositary Shares from India
Trading and limits
- Trading hours
- 9:30 am – 4:00 pm ET
- LRS limit
- $250,000Per financial year, under the RBI's Liberalised Remittance Scheme.
Tax for Indian residents
- TCS on remittance
- 20%Collected by your bank on LRS remittances above ₹10 lakh in a financial year. The TCS is adjustable against your income-tax liability.Adjusting TCS against your tax
- Capital gains in India
- 12.5% or slab rateGains on shares held for more than 24 months are long-term and taxed at 12.5%. Gains on shares held for 24 months or less are short-term and taxed at your income-tax slab rate.Capital gains explained
- Dividends
- Slab rateDividends are taxed at your slab rate in India. Yuanbao Inc. American Depositary Shares’ current yield is 10.13%.Dividend tax explained
Custody. Shares are held in your own name at Interactive Brokers LLC and are SIPC-insured up to $500,000 in total, including $250,000 for cash.
FAQs
Can Indian residents buy Yuanbao Inc. American Depositary Shares stock?
Yes. Yuanbao Inc. American Depositary Shares (YB) has been listed on NASDAQ since 2025, in the Information Technology Services industry, and Indian residents can buy it through Paasa. You fund the account from your Indian bank under the RBI's Liberalised Remittance Scheme and the money is converted to US dollars. Shares are held in your own name at Interactive Brokers LLC and are SIPC-insured up to $500,000 in total, including $250,000 for cash.
How much does one Yuanbao Inc. American Depositary Shares share cost in rupees?
One Yuanbao Inc. American Depositary Shares share is $12.44 — about ₹1,195 at a USD/INR rate of 96.06 on 29 Sep 2026. Both the Yuanbao Inc. American Depositary Shares price and the rupee rate move during the day, so the rupee cost changes with them.
What are the LRS and TCS rules for buying Yuanbao Inc. American Depositary Shares from India?
Remit up to $250,000 per financial year under the RBI's Liberalised Remittance Scheme (LRS). Banks collect 20% tax at source on LRS remittances above ₹10 lakh in a financial year; the TCS is adjustable against your income-tax liability. FX and the LRS declaration are handled by your bank when you fund your account.
Can I buy whole shares of Yuanbao Inc. American Depositary Shares?
Yes. One Yuanbao Inc. American Depositary Shares share is $12.44, and you can buy as many whole shares as you like. You can also buy by amount rather than by quantity: there is no minimum trade size, and Paasa supports fractional investing in Yuanbao Inc. American Depositary Shares.
How are gains on Yuanbao Inc. American Depositary Shares shares taxed in India?
The US does not levy capital gains tax on shares for Indian residents, so the tax is an India-side one. Gains on shares held for more than 24 months are long-term and taxed at 12.5%. Gains on shares held for 24 months or less are short-term and taxed at your income-tax slab rate. The gain is computed in rupees using the USD/INR rate on the purchase and the sale date, so the rupee move counts alongside the Yuanbao Inc. American Depositary Shares price. Paasa issues a capital-gains statement for your return.
Does Yuanbao Inc. American Depositary Shares pay a dividend, and how is it taxed in India?
Yes. Yuanbao Inc. American Depositary Shares pays a dividend and the current yield is 10.13%; the last declared dividend was $1.26 per share, about ₹121.04. Dividends are taxed at your slab rate in India. Paasa's dividend report lists the gross dividend and any tax withheld for each payment.
When can I trade Yuanbao Inc. American Depositary Shares from India?
NASDAQ trades 7:00 pm – 1:30 am IST in Indian time, so the close lands after midnight. The window shifts to 8:00 pm – 2:30 am IST when the US is on standard time. Orders can only execute during that window.
Is Yuanbao Inc. American Depositary Shares a United States company, and does that change how it is taxed?
Yuanbao Inc. American Depositary Shares trades on NASDAQ in US dollars, but the company is domiciled in China. Yuanbao Inc. American Depositary Shares trades as an American Depositary Receipt rather than an ordinary share. Some non-US companies list in the US through American Depositary Receipts, which can carry dividend withholding at the company's home-country rate. Your India-side capital-gains treatment is the same either way.
Do I have to declare Yuanbao Inc. American Depositary Shares shares in my Indian tax return?
Yes. Foreign shares held on 31 March must be reported in Schedule FA of your Indian income-tax return. Paasa gives you a Schedule FA-ready statement listing your Yuanbao Inc. American Depositary Shares holding, its cost and its closing value.
How do I sell Yuanbao Inc. American Depositary Shares and bring the money back to India?
You sell during market hours (7:00 pm – 1:30 am IST) and the proceeds settle in USD in your Paasa account. From there you can hold the balance, reinvest, or repatriate. Funds can be withdrawn in any currency to any bank account in your own name. Whether the sale is short- or long-term is decided by the 24-month holding period.