Exzeo Group, Inc.
Exzeo Group, Inc. (NYSE: XZO) is trading at $14.94, about ₹1,433 at today's USD/INR rate, as of 28 Sep 2026, 3:50 PM ET, down 1.78% today. Indian residents can buy Exzeo from India on Paasa under the RBI's Liberalised Remittance Scheme.
Quote
Today's low
$14.69
Today's high
$15.23
52 week low
$12.36
52 week high
$24.60
XZO opened at $15.23, closed previously at $15.21, and has traded between $12.36 and $24.60 over the past 52 weeks.
About
Exzeo Group, Inc. offers complete technology and operational services tailored for insurance carriers and agents. The core of their offering is an Insurance-as-a-Service (IaaS) platform designed to streamline essential administrative and operational tasks. These capabilities encompass everything from accurate quoting and underwriting to efficient policy lifecycle management, rapid claims processing, and comprehensive data and financial reporting. The company specifically focuses on serving the property and casualty (P&C) insurance market. Founded in 2012 and based in Tampa, Florida, Exzeo Group, Inc. was formerly recognized as TypTap Insurance Group, Inc. It operates under the umbrella of its parent company, HCI Group, Inc.
Key statistics
Avg. volume
233.34K
Market cap
$1.36B
P/E Ratio
16.06
Price-to-sales ratio
6.12
Enterprise value
$1.23B
Free cash flow yield
6.00%
Debt-to-equity ratio
0.02
Return on equity
38.77%
ROIC
27.10%
Beta
0.50
Dividend yield
0.00%
Last dividend
$0.00
Financial overview
Revenue
$216.98M
Earnings per share
$0.87
Free cash flow
$97.45M
Net profit margin
39.14%
Gross margin
61.14%
EBITDA
$113.23M
Revenue growth
61.99%
How to buy Exzeo from India
Indian residents can buy Exzeo shares through Paasa in four steps. Funds leave India under the RBI's Liberalised Remittance Scheme and the shares are held in your own name with Interactive Brokers.
Open a Paasa account
Complete digital KYC with your PAN, Aadhaar and address proof. Your brokerage account is opened in your own name with Interactive Brokers.
Add funds under LRS
Transfer INR from your Indian bank account. Your bank reports the remittance under the RBI's Liberalised Remittance Scheme and converts it to US dollars.
Search for Exzeo and place an order
Find Exzeo by name or by its ticker, XZO, and choose an order type. You can buy by amount or by quantity — fractional shares mean there is no minimum trade size. Exzeo trades 7:00 pm – 1:30 am IST; orders can only execute during that window.
Track holdings and download tax reports
Follow your Exzeo position in USD and INR. Exzeo pays no dividend today, so your filing is the capital-gains statement plus the Schedule FA holding line.
Read the full guide: how to invest in Exzeo from India
Trading and taxes when buying Exzeo from India
Trading and limits
- Trading hours
- 9:30 am – 4:00 pm ET
- LRS limit
- $250,000Per financial year, under the RBI's Liberalised Remittance Scheme.
Tax for Indian residents
- TCS on remittance
- 20%Collected by your bank on LRS remittances above ₹10 lakh in a financial year. The TCS is adjustable against your income-tax liability.Adjusting TCS against your tax
- Capital gains in India
- 12.5% or slab rateGains on shares held for more than 24 months are long-term and taxed at 12.5%. Gains on shares held for 24 months or less are short-term and taxed at your income-tax slab rate.Capital gains explained
- Dividends
- NoneExzeo does not currently pay a dividend. If it starts, dividends are taxed at your slab rate in India.Dividend tax explained
- US estate tax
- May applyUS-situs assets such as US-listed shares can be exposed to US estate tax for non-US persons.US estate tax calculator
Custody. Shares are held in your own name at Interactive Brokers LLC and are SIPC-insured up to $500,000 in total, including $250,000 for cash.
FAQs
Can Indian residents buy Exzeo stock?
Yes. Exzeo (XZO) has been listed on the New York Stock Exchange since 2025, in the Insurance - Diversified industry, and Indian residents can buy it through Paasa. You fund the account from your Indian bank under the RBI's Liberalised Remittance Scheme and the money is converted to US dollars. Shares are held in your own name at Interactive Brokers LLC and are SIPC-insured up to $500,000 in total, including $250,000 for cash.
How much does one Exzeo share cost in rupees?
One Exzeo share is $14.94 — about ₹1,433 at a USD/INR rate of 95.93 on 27 Sep 2026. Both the Exzeo price and the rupee rate move during the day, so the rupee cost changes with them.
What are the LRS and TCS rules for buying Exzeo from India?
Remit up to $250,000 per financial year under the RBI's Liberalised Remittance Scheme (LRS). Banks collect 20% tax at source on LRS remittances above ₹10 lakh in a financial year; the TCS is adjustable against your income-tax liability. FX and the LRS declaration are handled by your bank when you fund your account.
Can I buy whole shares of Exzeo?
Yes. One Exzeo share is $14.94, and you can buy as many whole shares as you like. You can also buy by amount rather than by quantity: there is no minimum trade size, and Paasa supports fractional investing in Exzeo.
How are gains on Exzeo shares taxed in India?
The US does not levy capital gains tax on shares for Indian residents, so the tax is an India-side one. Gains on shares held for more than 24 months are long-term and taxed at 12.5%. Gains on shares held for 24 months or less are short-term and taxed at your income-tax slab rate. The gain is computed in rupees using the USD/INR rate on the purchase and the sale date, so the rupee move counts alongside the Exzeo price. Paasa issues a capital-gains statement for your return.
Does Exzeo pay a dividend?
No. Exzeo does not currently pay a dividend, so holding it produces no dividend income to declare in India. If it starts paying one, the Indian treatment is the usual one — dividends are taxed at your slab rate in India — and Paasa's dividend report would show the gross amount and any tax withheld.
When can I trade Exzeo from India?
The New York Stock Exchange trades 7:00 pm – 1:30 am IST in Indian time, so the close lands after midnight. The window shifts to 8:00 pm – 2:30 am IST when the US is on standard time. Orders can only execute during that window.
Is there estate or inheritance tax on Exzeo shares held from India?
US-situs assets such as US-listed shares can be exposed to US estate tax for non-US persons. It applies to your overall holdings in that jurisdiction rather than to any one position. Paasa's US estate tax calculator shows the exposure for a given portfolio value.
Do I have to declare Exzeo shares in my Indian tax return?
Yes. Foreign shares held on 31 March must be reported in Schedule FA of your Indian income-tax return. Paasa gives you a Schedule FA-ready statement listing your Exzeo holding, its cost and its closing value.
How do I sell Exzeo and bring the money back to India?
You sell during market hours (7:00 pm – 1:30 am IST) and the proceeds settle in USD in your Paasa account. From there you can hold the balance, reinvest, or repatriate. Funds can be withdrawn in any currency to any bank account in your own name. Whether the sale is short- or long-term is decided by the 24-month holding period.