Wüstenrot & Württembergische AG
Wüstenrot & Württembergische AG (XETRA: WUW) is trading at €13.60, about ₹1,486 at today's EUR/INR rate, as of 28 Sep 2026, 11:35 AM ET, down 1.31% today. Indian residents can buy Wüstenrot & Württembergische from India on Paasa under the RBI's Liberalised Remittance Scheme.
Quote
Today's low
€13.56
Today's high
€13.90
52 week low
€13.38
52 week high
€16.76
WUW opened at €13.68, closed previously at €13.78, and has traded between €13.38 and €16.76 over the past 52 weeks.
About
Wüstenrot & Württembergische AG (W&W), along with its affiliated companies, offers a range of insurance and financial services across Germany, the Czech Republic, and other global markets. Its operations are categorized into four principal divisions: Housing, Life and Health Insurance, Property/Casualty Insurance, and the 'All Other' segment. The Housing division focuses on providing savings and banking solutions, predominantly to individual clients, including home loan savings schemes, interim financing, and home mortgages. In the Life and Health Insurance sector, the company delivers various policies for both private individuals and organizations. These encompass traditional and investment-linked life and annuity plans, term life coverage, Riester and basic pension schemes (both conventional and unit-linked), and protection against occupational disability. Additionally, it provides comprehensive and supplementary private health coverage, alongside long-term care insurance. The Property/Casualty Insurance division offers a broad spectrum of protection for both personal and business clients. Its offerings include general liability, accident, automobile, home contents, property damage (for residential buildings), legal protection, shipping, and technical equipment insurance. The 'All Other' segment encompasses asset management and real estate development activities, in addition to promoting its housing-related savings and banking products. Product and service distribution is managed through a diverse network, utilizing external partners, independent brokers, an in-house mobile sales team, and digital platforms. Established in 1828, W&W maintains its corporate headquarters in Stuttgart, Germany.
Key statistics
Avg. volume
21.16K
Market cap
€1.27B
P/E Ratio
9.44
Price-to-sales ratio
0.22
Enterprise value
€9.49B
Free cash flow yield
41.41%
Debt-to-equity ratio
1.92
Return on equity
2.73%
ROIC
5.94%
Beta
0.71
Dividend yield
4.78%
Last dividend
€0.65
Financial overview
Revenue
€5.77B
Earnings per share
€1.29
Free cash flow
-€1.95B
Net profit margin
2.33%
Gross margin
100.00%
EBITDA
€400.00M
Revenue growth
-6.18%
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This is not an investment recommendation
How to buy Wüstenrot & Württembergische from India
Indian residents can buy Wüstenrot & Württembergische shares through Paasa in four steps. Funds leave India under the RBI's Liberalised Remittance Scheme and the shares are held in your own name with Interactive Brokers.
Open a Paasa account
Complete digital KYC with your PAN, Aadhaar and address proof. Your brokerage account is opened in your own name with Interactive Brokers.
Add funds under LRS
Transfer INR from your Indian bank account. Your bank reports the remittance under the RBI's Liberalised Remittance Scheme and converts it to US dollars and then to EUR.
Search for Wüstenrot & Württembergische and place an order
Find Wüstenrot & Württembergische by name or by its ticker, WUW, and choose an order type. Wüstenrot & Württembergische trades 12:30 pm – 9:00 pm IST; orders can only execute during that window.
Track holdings and download tax reports
Follow your Wüstenrot & Württembergische position in EUR and INR, and use Paasa's capital-gains and dividend statements when you file your Indian return.
Read the full guide: how to invest in Wüstenrot & Württembergische from India
Trading and taxes when buying Wüstenrot & Württembergische from India
Trading and limits
- Trading hours
- 9:00 am – 5:30 pm CET
- LRS limit
- $250,000Per financial year, under the RBI's Liberalised Remittance Scheme.
Tax for Indian residents
- TCS on remittance
- 20%Collected by your bank on LRS remittances above ₹10 lakh in a financial year. The TCS is adjustable against your income-tax liability.Adjusting TCS against your tax
- Capital gains in India
- 12.5% or slab rateGains on shares held for more than 24 months are long-term and taxed at 12.5%. Gains on shares held for 24 months or less are short-term and taxed at your income-tax slab rate.Capital gains explained
- Dividends
- Slab rateDividends are taxed at your slab rate in India. Wüstenrot & Württembergische’s current yield is 4.78%.Dividend tax explained
Custody. Shares are held in your own name at Interactive Brokers, segregated from Paasa's own assets.
FAQs
Can Indian residents buy Wüstenrot & Württembergische stock?
Yes. Wüstenrot & Württembergische (WUW) has been listed on XETRA since 1999, in the Insurance - Life industry, and Indian residents can buy it through Paasa. You fund the account from your Indian bank under the RBI's Liberalised Remittance Scheme and the money is converted to US dollars and then to EUR. Shares are held in your own name at Interactive Brokers, segregated from Paasa's own assets.
How much does one Wüstenrot & Württembergische share cost in rupees?
One Wüstenrot & Württembergische share is €13.60 — about ₹1,486 at an EUR/INR rate of 109.26 on 27 Sep 2026. Both the Wüstenrot & Württembergische price and the rupee rate move during the day, so the rupee cost changes with them.
What are the LRS and TCS rules for buying Wüstenrot & Württembergische from India?
Remit up to $250,000 per financial year under the RBI's Liberalised Remittance Scheme (LRS). Banks collect 20% tax at source on LRS remittances above ₹10 lakh in a financial year; the TCS is adjustable against your income-tax liability. FX and the LRS declaration are handled by your bank when you fund your account.
How are gains on Wüstenrot & Württembergische shares taxed in India?
Gains on shares held for more than 24 months are long-term and taxed at 12.5%. Gains on shares held for 24 months or less are short-term and taxed at your income-tax slab rate. The gain is computed in rupees using the EUR/INR rate on the purchase and the sale date, so the rupee move counts alongside the Wüstenrot & Württembergische price. Paasa issues a capital-gains statement for your return.
Does Wüstenrot & Württembergische pay a dividend, and how is it taxed in India?
Yes. Wüstenrot & Württembergische pays a dividend and the current yield is 4.78%; the last declared dividend was €0.65 per share, about ₹71.02. Dividends are taxed at your slab rate in India. Paasa's dividend report lists the gross dividend and any tax withheld for each payment.
When can I trade Wüstenrot & Württembergische from India?
XETRA trades 12:30 pm – 9:00 pm IST in Indian time. The window shifts to 1:30 pm – 10:00 pm IST when Germany is on standard time. Orders can only execute during that window.
Do I have to declare Wüstenrot & Württembergische shares in my Indian tax return?
Yes. Foreign shares held on 31 March must be reported in Schedule FA of your Indian income-tax return. Paasa gives you a Schedule FA-ready statement listing your Wüstenrot & Württembergische holding, its cost and its closing value.
How do I sell Wüstenrot & Württembergische and bring the money back to India?
You sell during market hours (12:30 pm – 9:00 pm IST) and the proceeds settle in EUR in your Paasa account. From there you can hold the balance, reinvest, or repatriate. Funds can be withdrawn in any currency to any bank account in your own name. Whether the sale is short- or long-term is decided by the 24-month holding period.
Does the rupee rate affect what I make on Wüstenrot & Württembergische?
Yes. Wüstenrot & Württembergische is priced in EUR, so your rupee outcome combines the EUR move with the EUR/INR move between the day you remit and the day you convert back. Both directions are reflected in the capital-gains statement Paasa issues.