Western Union Company
Western Union Company (FWB: W3U) is trading at €5.23, about ₹570 at today's EUR/INR rate, as of 30 Sep 2026, 2:00 AM ET, down 2.20% today. Indian residents can buy Western Union from India on Paasa under the RBI's Liberalised Remittance Scheme.
Quote
Today's low
€5.23
Today's high
€5.23
52 week low
€5.23
52 week high
€8.71
W3U opened at €5.23, closed previously at €5.35, and has traded between €5.23 and €8.71 over the past 52 weeks.
About
The Western Union Co. is a holding company, which engages in the provision of money transfer and payment services. It operates through the following segments: Consumer Money Transfer, Business Solutions, and Consumer Services. The Consumer Money Transfer segment facilitates money transfers, which are primarily sent from retail agent locations worldwide or through websites and mobile devices. The Business Solutions segment focuses on the payment and foreign exchange solutions, primarily cross-border, cross-currency transactions, for small and medium size enterprises and other organizations and individuals. The Consumer Services segment includes the company’s bill payment services which facilitate payments for consumers, businesses, and other organizations, as well as the company’s money order services, retail foreign exchange services, prepaid cards, lending partnerships, and digital wallets. The company was founded in 1851 and is headquartered in Denver, CO.
Key statistics
Avg. volume
3.16K
Market cap
€1.63B
P/E Ratio
4.72
Price-to-sales ratio
0.46
Enterprise value
$4.43B
Free cash flow yield
19.71%
Debt-to-equity ratio
2.95
Return on equity
52.16%
ROIC
7.54%
Beta
0.50
Dividend yield
15.93%
Last dividend
€0.81
Financial overview
Revenue
$4.04B
Earnings per share
$1.53
Free cash flow
$505.23M
Net profit margin
9.80%
Gross margin
32.97%
EBITDA
$934.36M
Revenue growth
-4.00%
How to buy Western Union from India
Indian residents can buy Western Union shares through Paasa in four steps. Funds leave India under the RBI's Liberalised Remittance Scheme and the shares are held in your own name with Interactive Brokers.
Open a Paasa account
Complete digital KYC with your PAN, Aadhaar and address proof. Your brokerage account is opened in your own name with Interactive Brokers.
Add funds under LRS
Transfer INR from your Indian bank account. Your bank reports the remittance under the RBI's Liberalised Remittance Scheme and converts it to US dollars and then to EUR.
Search for Western Union and place an order
Find Western Union by name or by its ticker, W3U, and choose an order type. Western Union trades 11:30 am – 11:30 pm IST; orders can only execute during that window.
Track holdings and download tax reports
Follow your Western Union position in EUR and INR, and use Paasa's capital-gains and dividend statements when you file your Indian return.
Read the full guide: how to invest in Western Union from India
Trading and taxes when buying Western Union from India
Trading and limits
- Trading hours
- 8:00 am – 8:00 pm CET
- LRS limit
- $250,000Per financial year, under the RBI's Liberalised Remittance Scheme.
Tax for Indian residents
- TCS on remittance
- 20%Collected by your bank on LRS remittances above ₹10 lakh in a financial year. The TCS is adjustable against your income-tax liability.Adjusting TCS against your tax
- Capital gains in India
- 12.5% or slab rateGains on shares held for more than 24 months are long-term and taxed at 12.5%. Gains on shares held for 24 months or less are short-term and taxed at your income-tax slab rate.Capital gains explained
- Dividends
- Slab rateDividends are taxed at your slab rate in India. Western Union’s current yield is 15.93%.Dividend tax explained
Custody. Shares are held in your own name at Interactive Brokers, segregated from Paasa's own assets.
FAQs
Can Indian residents buy Western Union stock?
Yes. Western Union (W3U) has been listed on the Frankfurt Stock Exchange since 2008, in the Financial - Credit Services industry, and Indian residents can buy it through Paasa. You fund the account from your Indian bank under the RBI's Liberalised Remittance Scheme and the money is converted to US dollars and then to EUR. Shares are held in your own name at Interactive Brokers, segregated from Paasa's own assets.
How much does one Western Union share cost in rupees?
One Western Union share is €5.23 — about ₹570 at an EUR/INR rate of 108.84 on 30 Sep 2026. Both the Western Union price and the rupee rate move during the day, so the rupee cost changes with them.
What are the LRS and TCS rules for buying Western Union from India?
Remit up to $250,000 per financial year under the RBI's Liberalised Remittance Scheme (LRS). Banks collect 20% tax at source on LRS remittances above ₹10 lakh in a financial year; the TCS is adjustable against your income-tax liability. FX and the LRS declaration are handled by your bank when you fund your account.
How are gains on Western Union shares taxed in India?
Gains on shares held for more than 24 months are long-term and taxed at 12.5%. Gains on shares held for 24 months or less are short-term and taxed at your income-tax slab rate. The gain is computed in rupees using the EUR/INR rate on the purchase and the sale date, so the rupee move counts alongside the Western Union price. Paasa issues a capital-gains statement for your return.
Does Western Union pay a dividend, and how is it taxed in India?
Yes. Western Union pays a dividend and the current yield is 15.93%; the last declared dividend was €0.81 per share, about ₹88.48. Dividends are taxed at your slab rate in India. Paasa's dividend report lists the gross dividend and any tax withheld for each payment.
When can I trade Western Union from India?
The Frankfurt Stock Exchange trades 11:30 am – 11:30 pm IST in Indian time. The window shifts to 12:30 pm – 12:30 am IST when Germany is on standard time. Orders can only execute during that window.
Is Western Union a Germany company, and does that change how it is taxed?
Western Union trades on the Frankfurt Stock Exchange in EUR, but the company is domiciled in United States. Western Union trades as an ordinary share listed directly in Germany, not a depositary receipt. Your India-side capital-gains treatment is the same either way.
Do I have to declare Western Union shares in my Indian tax return?
Yes. Foreign shares held on 31 March must be reported in Schedule FA of your Indian income-tax return. Paasa gives you a Schedule FA-ready statement listing your Western Union holding, its cost and its closing value.
How do I sell Western Union and bring the money back to India?
You sell during market hours (11:30 am – 11:30 pm IST) and the proceeds settle in EUR in your Paasa account. From there you can hold the balance, reinvest, or repatriate. Funds can be withdrawn in any currency to any bank account in your own name. Whether the sale is short- or long-term is decided by the 24-month holding period.
Does the rupee rate affect what I make on Western Union?
Yes. Western Union is priced in EUR, so your rupee outcome combines the EUR move with the EUR/INR move between the day you remit and the day you convert back. Both directions are reflected in the capital-gains statement Paasa issues.