Synchrony Financial R
Synchrony Financial R (XETRA: SFE) is trading at €63.42, about ₹6,907 at today's EUR/INR rate, as of 30 Sep 2026, 3:04 AM ET, up 0.48% today. Indian residents can buy Synchrony Financial R from India on Paasa under the RBI's Liberalised Remittance Scheme.
Quote
Today's low
€62.97
Today's high
€63.42
52 week low
€37.58
52 week high
€76.05
SFE opened at €63.42, closed previously at €63.12, and has traded between €37.58 and €76.05 over the past 52 weeks.
About
Synchrony Financial, together with its subsidiaries, operates as a consumer financial services company in the United States. The company provides credit products, such as credit cards, commercial credit products, and consumer installment loans. It also offers private label credit cards, dual and general purpose co-branded cards, short- and long-term installment loans, and consumer banking products; and deposit products, including certificates of deposit, individual retirement accounts, money market accounts, savings accounts, and sweep and affinity deposits, as well as accepts deposits through third-party firms. In addition, the company provides debt cancellation products to its credit card customers through online and mobile channels; and healthcare payments and financing solutions under the CareCredit and Walgreens brands; payments and financing solutions in the apparel, specialty retail, outdoor, music, and luxury industries, such as American Eagle, Dick's Sporting Goods, Guitar Center, Pandora, Polaris, Suzuki, and Sweetwater. It offers its credit products through programs established with a group of national and regional retailers, local merchants, manufacturers, buying groups, industry associations, and healthcare service providers; and deposit products through various channels, such as digital and print. It serves digital, health and wellness, retail, home, auto, telecommunications, pet, outdoor, and other industries. The company was founded in 1932 and is headquartered in Stamford, Connecticut.
Key statistics
Avg. volume
1.00
Market cap
€20.64B
P/E Ratio
7.27
Price-to-sales ratio
1.23
Enterprise value
$26.77B
Free cash flow yield
37.09%
Debt-to-equity ratio
0.97
Return on equity
21.19%
ROIC
9.36%
Beta
1.31
Dividend yield
1.73%
Last dividend
€1.07
Financial overview
Revenue
$13.81B
Earnings per share
$9.38
Free cash flow
$9.85B
Net profit margin
18.56%
Gross margin
52.26%
EBITDA
$5.13B
Revenue growth
-33.46%
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This is not an investment recommendation
How to buy Synchrony Financial R from India
Indian residents can buy Synchrony Financial R shares through Paasa in four steps. Funds leave India under the RBI's Liberalised Remittance Scheme and the shares are held in your own name with Interactive Brokers.
Open a Paasa account
Complete digital KYC with your PAN, Aadhaar and address proof. Your brokerage account is opened in your own name with Interactive Brokers.
Add funds under LRS
Transfer INR from your Indian bank account. Your bank reports the remittance under the RBI's Liberalised Remittance Scheme and converts it to US dollars and then to EUR.
Search for Synchrony Financial R and place an order
Find Synchrony Financial R by name or by its ticker, SFE, and choose an order type. Synchrony Financial R trades 12:30 pm – 9:00 pm IST; orders can only execute during that window.
Track holdings and download tax reports
Follow your Synchrony Financial R position in EUR and INR, and use Paasa's capital-gains and dividend statements when you file your Indian return.
Read the full guide: how to invest in Synchrony Financial R from India
Trading and taxes when buying Synchrony Financial R from India
Trading and limits
- Trading hours
- 9:00 am – 5:30 pm CET
- LRS limit
- $250,000Per financial year, under the RBI's Liberalised Remittance Scheme.
Tax for Indian residents
- TCS on remittance
- 20%Collected by your bank on LRS remittances above ₹10 lakh in a financial year. The TCS is adjustable against your income-tax liability.Adjusting TCS against your tax
- Capital gains in India
- 12.5% or slab rateGains on shares held for more than 24 months are long-term and taxed at 12.5%. Gains on shares held for 24 months or less are short-term and taxed at your income-tax slab rate.Capital gains explained
- Dividends
- Slab rateDividends are taxed at your slab rate in India. Synchrony Financial R’s current yield is 1.73%.Dividend tax explained
Custody. Shares are held in your own name at Interactive Brokers, segregated from Paasa's own assets.
FAQs
Can Indian residents buy Synchrony Financial R stock?
Yes. Synchrony Financial R (SFE) has been listed on XETRA since 2025, in the Financial - Credit Services industry, and Indian residents can buy it through Paasa. You fund the account from your Indian bank under the RBI's Liberalised Remittance Scheme and the money is converted to US dollars and then to EUR. Shares are held in your own name at Interactive Brokers, segregated from Paasa's own assets.
How much does one Synchrony Financial R share cost in rupees?
One Synchrony Financial R share is €63.42 — about ₹6,907 at an EUR/INR rate of 108.91 on 29 Sep 2026. Both the Synchrony Financial R price and the rupee rate move during the day, so the rupee cost changes with them.
What are the LRS and TCS rules for buying Synchrony Financial R from India?
Remit up to $250,000 per financial year under the RBI's Liberalised Remittance Scheme (LRS). Banks collect 20% tax at source on LRS remittances above ₹10 lakh in a financial year; the TCS is adjustable against your income-tax liability. FX and the LRS declaration are handled by your bank when you fund your account.
How are gains on Synchrony Financial R shares taxed in India?
Gains on shares held for more than 24 months are long-term and taxed at 12.5%. Gains on shares held for 24 months or less are short-term and taxed at your income-tax slab rate. The gain is computed in rupees using the EUR/INR rate on the purchase and the sale date, so the rupee move counts alongside the Synchrony Financial R price. Paasa issues a capital-gains statement for your return.
Does Synchrony Financial R pay a dividend, and how is it taxed in India?
Yes. Synchrony Financial R pays a dividend and the current yield is 1.73%; the last declared dividend was €1.07 per share, about ₹116.64. Dividends are taxed at your slab rate in India. Paasa's dividend report lists the gross dividend and any tax withheld for each payment.
When can I trade Synchrony Financial R from India?
XETRA trades 12:30 pm – 9:00 pm IST in Indian time. The window shifts to 1:30 pm – 10:00 pm IST when Germany is on standard time. Orders can only execute during that window.
Is Synchrony Financial R a Germany company, and does that change how it is taxed?
Synchrony Financial R trades on XETRA in EUR, but the company is domiciled in United States. Synchrony Financial R trades as an ordinary share listed directly in Germany, not a depositary receipt. Your India-side capital-gains treatment is the same either way.
Do I have to declare Synchrony Financial R shares in my Indian tax return?
Yes. Foreign shares held on 31 March must be reported in Schedule FA of your Indian income-tax return. Paasa gives you a Schedule FA-ready statement listing your Synchrony Financial R holding, its cost and its closing value.
How do I sell Synchrony Financial R and bring the money back to India?
You sell during market hours (12:30 pm – 9:00 pm IST) and the proceeds settle in EUR in your Paasa account. From there you can hold the balance, reinvest, or repatriate. Funds can be withdrawn in any currency to any bank account in your own name. Whether the sale is short- or long-term is decided by the 24-month holding period.
Does the rupee rate affect what I make on Synchrony Financial R?
Yes. Synchrony Financial R is priced in EUR, so your rupee outcome combines the EUR move with the EUR/INR move between the day you remit and the day you convert back. Both directions are reflected in the capital-gains statement Paasa issues.