Sagicor Financial Company Ltd.
Sagicor Financial Company Ltd. (TSX: SFC) is trading at CA$8.42, about ₹570 at today's CAD/INR rate, as of 29 Sep 2026, 4:00 PM ET, down 0.94% today. Indian residents can buy Sagicor Financial from India on Paasa under the RBI's Liberalised Remittance Scheme.
Quote
Today's low
CA$8.40
Today's high
CA$8.57
52 week low
CA$7.80
52 week high
CA$10.53
SFC opened at CA$8.53, closed previously at CA$8.50, and has traded between CA$7.80 and CA$10.53 over the past 52 weeks.
About
Sagicor Financial Co. Ltd. is a financial and insurance company, which engages in the provision of financial services in the Caribbean. It operates through the following segments: Sagicor Canada, Sagicor Life USA, Sagicor Jamaica, Sagicor Life, and Head Office and Other. The Sagicor Canada segment is involved in the individual life insurance, annuities, segregated funds, and accident and sickness insurance business throughout Canada. The Sagicor Life USA segment focuses on life insurance and annuity business in certain states of the USA. The Sagicor Jamaica segment consists of life, health, annuity, property and casualty insurance, pension administration services, banking and financial services, and real estate investment services in Jamaica, The Cayman Islands, Panamá, Costa Rica, and USA. The Sagicor Life segment refers to life, health, annuity, property and casualty insurance, and pension administration services in Barbados, Eastern Caribbean, Dutch Caribbean, Bahamas, Belize, and Trinidad and Tobago. The Head Office and Other segment includes technology, risk management, human resources, corporate development and capital markets, finance, and other support groups. The company was founded by Vincent John Hemmer, Azim Jamal, Anthony Lacavera, Lee Lau, Nadir H. Mohamed, Joseph M. Natale, Helmut Swarovski, and Donald J. Walker on February 8, 2017 and is headquartered in Wildey, Barbados.
Key statistics
Avg. volume
77.03K
Market cap
CA$1.15B
P/E Ratio
6.90
Price-to-sales ratio
0.25
Enterprise value
$2.22B
Free cash flow yield
161.63%
Debt-to-equity ratio
1.04
Return on equity
6.58%
ROIC
0.47%
Beta
-0.02
Dividend yield
4.83%
Last dividend
CA$0.41
Financial overview
Revenue
$3.06B
Earnings per share
$0.50
Free cash flow
$1.51B
Net profit margin
3.64%
Gross margin
65.49%
EBITDA
$427.73M
Revenue growth
104.45%
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This is not an investment recommendation
How to buy Sagicor Financial from India
Indian residents can buy Sagicor Financial shares through Paasa in four steps. Funds leave India under the RBI's Liberalised Remittance Scheme and the shares are held in your own name with Interactive Brokers.
Open a Paasa account
Complete digital KYC with your PAN, Aadhaar and address proof. Your brokerage account is opened in your own name with Interactive Brokers.
Add funds under LRS
Transfer INR from your Indian bank account. Your bank reports the remittance under the RBI's Liberalised Remittance Scheme and converts it to US dollars and then to CAD.
Search for Sagicor Financial and place an order
Find Sagicor Financial by name or by its ticker, SFC, and choose an order type. Sagicor Financial trades 7:00 pm – 1:30 am IST; orders can only execute during that window.
Track holdings and download tax reports
Follow your Sagicor Financial position in CAD and INR, and use Paasa's capital-gains and dividend statements when you file your Indian return.
Read the full guide: how to invest in Sagicor Financial from India
Trading and taxes when buying Sagicor Financial from India
Trading and limits
- Trading hours
- 9:30 am – 4:00 pm ET
- LRS limit
- $250,000Per financial year, under the RBI's Liberalised Remittance Scheme.
Tax for Indian residents
- TCS on remittance
- 20%Collected by your bank on LRS remittances above ₹10 lakh in a financial year. The TCS is adjustable against your income-tax liability.Adjusting TCS against your tax
- Capital gains in India
- 12.5% or slab rateGains on shares held for more than 24 months are long-term and taxed at 12.5%. Gains on shares held for 24 months or less are short-term and taxed at your income-tax slab rate.Capital gains explained
- Dividends
- Slab rateDividends are taxed at your slab rate in India. Sagicor Financial’s current yield is 4.83%.Dividend tax explained
Custody. Shares are held in your own name at Interactive Brokers, segregated from Paasa's own assets.
FAQs
Can Indian residents buy Sagicor Financial stock?
Yes. Sagicor Financial (SFC) has been listed on the Toronto Stock Exchange since 2019, in the Insurance - Diversified industry, and Indian residents can buy it through Paasa. You fund the account from your Indian bank under the RBI's Liberalised Remittance Scheme and the money is converted to US dollars and then to CAD. Shares are held in your own name at Interactive Brokers, segregated from Paasa's own assets.
How much does one Sagicor Financial share cost in rupees?
One Sagicor Financial share is CA$8.42 — about ₹570 at a CAD/INR rate of 67.65 on 29 Sep 2026. Both the Sagicor Financial price and the rupee rate move during the day, so the rupee cost changes with them.
What are the LRS and TCS rules for buying Sagicor Financial from India?
Remit up to $250,000 per financial year under the RBI's Liberalised Remittance Scheme (LRS). Banks collect 20% tax at source on LRS remittances above ₹10 lakh in a financial year; the TCS is adjustable against your income-tax liability. FX and the LRS declaration are handled by your bank when you fund your account.
How are gains on Sagicor Financial shares taxed in India?
Gains on shares held for more than 24 months are long-term and taxed at 12.5%. Gains on shares held for 24 months or less are short-term and taxed at your income-tax slab rate. The gain is computed in rupees using the CAD/INR rate on the purchase and the sale date, so the rupee move counts alongside the Sagicor Financial price. Paasa issues a capital-gains statement for your return.
Does Sagicor Financial pay a dividend, and how is it taxed in India?
Yes. Sagicor Financial pays a dividend and the current yield is 4.83%; the last declared dividend was CA$0.41 per share, about ₹27.53. Dividends are taxed at your slab rate in India. Paasa's dividend report lists the gross dividend and any tax withheld for each payment.
When can I trade Sagicor Financial from India?
The Toronto Stock Exchange trades 7:00 pm – 1:30 am IST in Indian time, so the close lands after midnight. The window shifts to 8:00 pm – 2:30 am IST when Canada is on standard time. Orders can only execute during that window.
Is Sagicor Financial a Canada company, and does that change how it is taxed?
Sagicor Financial trades on the Toronto Stock Exchange in CAD, but the company is domiciled in Barbados. Sagicor Financial trades as an ordinary share listed directly in Canada, not a depositary receipt. Your India-side capital-gains treatment is the same either way.
Do I have to declare Sagicor Financial shares in my Indian tax return?
Yes. Foreign shares held on 31 March must be reported in Schedule FA of your Indian income-tax return. Paasa gives you a Schedule FA-ready statement listing your Sagicor Financial holding, its cost and its closing value.
How do I sell Sagicor Financial and bring the money back to India?
You sell during market hours (7:00 pm – 1:30 am IST) and the proceeds settle in CAD in your Paasa account. From there you can hold the balance, reinvest, or repatriate. Funds can be withdrawn in any currency to any bank account in your own name. Whether the sale is short- or long-term is decided by the 24-month holding period.
Does the rupee rate affect what I make on Sagicor Financial?
Yes. Sagicor Financial is priced in CAD, so your rupee outcome combines the CAD move with the CAD/INR move between the day you remit and the day you convert back. Both directions are reflected in the capital-gains statement Paasa issues.