Lloyds Banking Group plc
Lloyds Banking Group plc (NYSE: LYG) is trading at $5.63, about ₹540 at today's USD/INR rate, as of 30 Sep 2026, 4:00 PM ET, down 1.05% today. Indian residents can buy Lloyds Banking from India on Paasa under the RBI's Liberalised Remittance Scheme.
Quote
Today's low
$5.63
Today's high
$5.69
52 week low
$4.42
52 week high
$6.34
LYG opened at $5.65, closed previously at $5.69, and has traded between $4.42 and $6.34 over the past 52 weeks.
About
Operating primarily within the United Kingdom, Lloyds Banking Group plc and its various subsidiaries deliver an extensive array of banking and financial products and services. The group's operations are divided into three core segments: Retail, Commercial Banking, and Insurance & Wealth. The Retail division serves individual consumers and small businesses with essential financial tools like checking and savings accounts, mortgages, auto financing, unsecured personal loans, leasing arrangements, and credit cards. Through its Commercial Banking arm, the group provides lending, transactional banking, working capital solutions, risk management advice, and debt financing services, catering to small and medium-sized enterprises, large corporations, and financial institutions. The Insurance & Wealth segment focuses on offering diverse insurance products, investment opportunities, and comprehensive wealth management services. Additionally, the company provides modern digital banking solutions. Its offerings are accessible through prominent brands including Lloyds Bank, Halifax, Bank of Scotland, and Scottish Widows. Established in 1695, Lloyds Banking Group plc is headquartered in London, United Kingdom.
Key statistics
Avg. volume
17.98M
Market cap
$81.71B
P/E Ratio
13.26
Price-to-sales ratio
3.19
Enterprise value
£97.28B
Free cash flow yield
-1.06%
Debt-to-equity ratio
2.18
Return on equity
9.77%
ROIC
1.10%
Beta
0.90
Dividend yield
3.75%
Last dividend
$0.08
Financial overview
Revenue
£65.00B
Earnings per share
£0.27
Free cash flow
-£625.00M
Net profit margin
26.73%
Gross margin
99.09%
EBITDA
£6.66B
Revenue growth
72.81%
Similar securities
This is not an investment recommendation
How to buy Lloyds Banking from India
Indian residents can buy Lloyds Banking shares through Paasa in four steps. Funds leave India under the RBI's Liberalised Remittance Scheme and the shares are held in your own name with Interactive Brokers.
Open a Paasa account
Complete digital KYC with your PAN, Aadhaar and address proof. Your brokerage account is opened in your own name with Interactive Brokers.
Add funds under LRS
Transfer INR from your Indian bank account. Your bank reports the remittance under the RBI's Liberalised Remittance Scheme and converts it to US dollars.
Search for Lloyds Banking and place an order
Find Lloyds Banking by name or by its ticker, LYG, and choose an order type. You can buy by amount or by quantity — fractional shares mean there is no minimum trade size. Lloyds Banking trades 7:00 pm – 1:30 am IST; orders can only execute during that window.
Track holdings and download tax reports
Follow your Lloyds Banking position in USD and INR, and use Paasa's capital-gains and dividend statements when you file your Indian return.
Read the full guide: how to invest in Lloyds Banking from India
Trading and taxes when buying Lloyds Banking from India
Trading and limits
- Trading hours
- 9:30 am – 4:00 pm ET
- LRS limit
- $250,000Per financial year, under the RBI's Liberalised Remittance Scheme.
Tax for Indian residents
- TCS on remittance
- 20%Collected by your bank on LRS remittances above ₹10 lakh in a financial year. The TCS is adjustable against your income-tax liability.Adjusting TCS against your tax
- Capital gains in India
- 12.5% or slab rateGains on shares held for more than 24 months are long-term and taxed at 12.5%. Gains on shares held for 24 months or less are short-term and taxed at your income-tax slab rate.Capital gains explained
- Dividends
- Slab rateDividends are taxed at your slab rate in India. Lloyds Banking’s current yield is 3.75%.Dividend tax explained
Custody. Shares are held in your own name at Interactive Brokers LLC and are SIPC-insured up to $500,000 in total, including $250,000 for cash.
FAQs
Can Indian residents buy Lloyds Banking stock?
Yes. Lloyds Banking (LYG) has been listed on the New York Stock Exchange since 2001, in the Banks - Regional industry, and Indian residents can buy it through Paasa. You fund the account from your Indian bank under the RBI's Liberalised Remittance Scheme and the money is converted to US dollars. Shares are held in your own name at Interactive Brokers LLC and are SIPC-insured up to $500,000 in total, including $250,000 for cash.
How much does one Lloyds Banking share cost in rupees?
One Lloyds Banking share is $5.63 — about ₹540 at a USD/INR rate of 96.00 on 30 Sep 2026. Both the Lloyds Banking price and the rupee rate move during the day, so the rupee cost changes with them.
What are the LRS and TCS rules for buying Lloyds Banking from India?
Remit up to $250,000 per financial year under the RBI's Liberalised Remittance Scheme (LRS). Banks collect 20% tax at source on LRS remittances above ₹10 lakh in a financial year; the TCS is adjustable against your income-tax liability. FX and the LRS declaration are handled by your bank when you fund your account.
Can I buy whole shares of Lloyds Banking?
Yes. One Lloyds Banking share is $5.63, and you can buy as many whole shares as you like. You can also buy by amount rather than by quantity: there is no minimum trade size, and Paasa supports fractional investing in Lloyds Banking.
How are gains on Lloyds Banking shares taxed in India?
The US does not levy capital gains tax on shares for Indian residents, so the tax is an India-side one. Gains on shares held for more than 24 months are long-term and taxed at 12.5%. Gains on shares held for 24 months or less are short-term and taxed at your income-tax slab rate. The gain is computed in rupees using the USD/INR rate on the purchase and the sale date, so the rupee move counts alongside the Lloyds Banking price. Paasa issues a capital-gains statement for your return.
Does Lloyds Banking pay a dividend, and how is it taxed in India?
Yes. Lloyds Banking pays a dividend and the current yield is 3.75%; the last declared dividend was $0.08 per share, about ₹8.06. Dividends are taxed at your slab rate in India. Paasa's dividend report lists the gross dividend and any tax withheld for each payment.
When can I trade Lloyds Banking from India?
The New York Stock Exchange trades 7:00 pm – 1:30 am IST in Indian time, so the close lands after midnight. The window shifts to 8:00 pm – 2:30 am IST when the US is on standard time. Orders can only execute during that window.
Is Lloyds Banking a United States company, and does that change how it is taxed?
Lloyds Banking trades on the New York Stock Exchange in US dollars, but the company is domiciled in United Kingdom. Lloyds Banking trades as an American Depositary Receipt rather than an ordinary share. Some non-US companies list in the US through American Depositary Receipts, which can carry dividend withholding at the company's home-country rate. Your India-side capital-gains treatment is the same either way.
Do I have to declare Lloyds Banking shares in my Indian tax return?
Yes. Foreign shares held on 31 March must be reported in Schedule FA of your Indian income-tax return. Paasa gives you a Schedule FA-ready statement listing your Lloyds Banking holding, its cost and its closing value.
How do I sell Lloyds Banking and bring the money back to India?
You sell during market hours (7:00 pm – 1:30 am IST) and the proceeds settle in USD in your Paasa account. From there you can hold the balance, reinvest, or repatriate. Funds can be withdrawn in any currency to any bank account in your own name. Whether the sale is short- or long-term is decided by the 24-month holding period.