Joint Stock Company Kaspi.kz
Joint Stock Company Kaspi.kz (FWB: KKS) is trading at €83.40, about ₹9,115 at today's EUR/INR rate, as of 29 Sep 2026, 1:55 PM ET, down 0.71% today. Indian residents can buy Joint Stock Company Kaspi.kz from India on Paasa under the RBI's Liberalised Remittance Scheme.
Quote
Today's low
€83.40
Today's high
€83.60
52 week low
€59.00
52 week high
€94.60
KKS opened at €83.60, closed previously at €84.00, and has traded between €59.00 and €94.60 over the past 52 weeks.
About
Joint Stock Company Kaspi.kz (KKS.F), along with its various subsidiaries, offers a comprehensive range of financial services, primarily delivered via its digital mobile application throughout the Republic of Kazakhstan. The company organizes its extensive operations across three principal platforms: Payments, Marketplace, and Fintech. The Payments Platform serves as a vital connector between individual consumers and businesses (merchants), facilitating effortless cashless and digital financial transactions. This segment also provides the core technological framework necessary for making and receiving payments for goods and services, in addition to enabling money transfers and withdrawals. The Marketplace Platform creates a link between merchants and consumers, thereby helping businesses significantly boost their sales while allowing customers to explore and purchase a wide variety of products and services from numerous sellers. The Fintech Platform empowers users to efficiently manage their personal finances online and access diverse consumer finance and deposit products, predominantly through the specialized Kaspi.kz Super App. Beyond these foundational platforms, Kaspi.kz is also actively involved in various sectors including e-commerce, banking, insurance, and asset management. Its portfolio further extends to real estate, online travel services, and general payment processing solutions. Founded in 2008, the company maintains its headquarters in Almaty, Kazakhstan.
Key statistics
Avg. volume
43.00
Market cap
€15.85B
P/E Ratio
7.63
Price-to-sales ratio
1.83
Enterprise value
KZT 8.15T
Free cash flow yield
12.00%
Debt-to-equity ratio
0.46
Return on equity
41.33%
ROIC
11.26%
Beta
0.09
Dividend yield
6.00%
Last dividend
€3.01
Financial overview
Revenue
KZT 3.93T
Earnings per share
KZT 5,464.85
Free cash flow
KZT 1.44T
Net profit margin
23.96%
Gross margin
70.50%
EBITDA
KZT 1.30T
Revenue growth
56.09%
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This is not an investment recommendation
How to buy Joint Stock Company Kaspi.kz from India
Indian residents can buy Joint Stock Company Kaspi.kz shares through Paasa in four steps. Funds leave India under the RBI's Liberalised Remittance Scheme and the shares are held in your own name with Interactive Brokers.
Open a Paasa account
Complete digital KYC with your PAN, Aadhaar and address proof. Your brokerage account is opened in your own name with Interactive Brokers.
Add funds under LRS
Transfer INR from your Indian bank account. Your bank reports the remittance under the RBI's Liberalised Remittance Scheme and converts it to US dollars and then to EUR.
Search for Joint Stock Company Kaspi.kz and place an order
Find Joint Stock Company Kaspi.kz by name or by its ticker, KKS, and choose an order type. Joint Stock Company Kaspi.kz trades 11:30 am – 11:30 pm IST; orders can only execute during that window.
Track holdings and download tax reports
Follow your Joint Stock Company Kaspi.kz position in EUR and INR, and use Paasa's capital-gains and dividend statements when you file your Indian return.
Read the full guide: how to invest in Joint Stock Company Kaspi.kz from India
Trading and taxes when buying Joint Stock Company Kaspi.kz from India
Trading and limits
- Trading hours
- 8:00 am – 8:00 pm CET
- LRS limit
- $250,000Per financial year, under the RBI's Liberalised Remittance Scheme.
Tax for Indian residents
- TCS on remittance
- 20%Collected by your bank on LRS remittances above ₹10 lakh in a financial year. The TCS is adjustable against your income-tax liability.Adjusting TCS against your tax
- Capital gains in India
- 12.5% or slab rateGains on shares held for more than 24 months are long-term and taxed at 12.5%. Gains on shares held for 24 months or less are short-term and taxed at your income-tax slab rate.Capital gains explained
- Dividends
- Slab rateDividends are taxed at your slab rate in India. Joint Stock Company Kaspi.kz’s current yield is 6.00%.Dividend tax explained
Custody. Shares are held in your own name at Interactive Brokers, segregated from Paasa's own assets.
FAQs
Can Indian residents buy Joint Stock Company Kaspi.kz stock?
Yes. Joint Stock Company Kaspi.kz (KKS) has been listed on the Frankfurt Stock Exchange since 2020, in the Software - Infrastructure industry, and Indian residents can buy it through Paasa. You fund the account from your Indian bank under the RBI's Liberalised Remittance Scheme and the money is converted to US dollars and then to EUR. Shares are held in your own name at Interactive Brokers, segregated from Paasa's own assets.
How much does one Joint Stock Company Kaspi.kz share cost in rupees?
One Joint Stock Company Kaspi.kz share is €83.40 — about ₹9,115 at an EUR/INR rate of 109.29 on 28 Sep 2026. Both the Joint Stock Company Kaspi.kz price and the rupee rate move during the day, so the rupee cost changes with them.
What are the LRS and TCS rules for buying Joint Stock Company Kaspi.kz from India?
Remit up to $250,000 per financial year under the RBI's Liberalised Remittance Scheme (LRS). Banks collect 20% tax at source on LRS remittances above ₹10 lakh in a financial year; the TCS is adjustable against your income-tax liability. FX and the LRS declaration are handled by your bank when you fund your account.
How are gains on Joint Stock Company Kaspi.kz shares taxed in India?
Gains on shares held for more than 24 months are long-term and taxed at 12.5%. Gains on shares held for 24 months or less are short-term and taxed at your income-tax slab rate. The gain is computed in rupees using the EUR/INR rate on the purchase and the sale date, so the rupee move counts alongside the Joint Stock Company Kaspi.kz price. Paasa issues a capital-gains statement for your return.
Does Joint Stock Company Kaspi.kz pay a dividend, and how is it taxed in India?
Yes. Joint Stock Company Kaspi.kz pays a dividend and the current yield is 6.00%; the last declared dividend was €3.01 per share, about ₹329.28. Dividends are taxed at your slab rate in India. Paasa's dividend report lists the gross dividend and any tax withheld for each payment.
When can I trade Joint Stock Company Kaspi.kz from India?
The Frankfurt Stock Exchange trades 11:30 am – 11:30 pm IST in Indian time. The window shifts to 12:30 pm – 12:30 am IST when Germany is on standard time. Orders can only execute during that window.
Is Joint Stock Company Kaspi.kz a Germany company, and does that change how it is taxed?
Joint Stock Company Kaspi.kz trades on the Frankfurt Stock Exchange in EUR, but the company is domiciled in Kazakhstan. Joint Stock Company Kaspi.kz trades as an ordinary share listed directly in Germany, not a depositary receipt. Your India-side capital-gains treatment is the same either way.
Do I have to declare Joint Stock Company Kaspi.kz shares in my Indian tax return?
Yes. Foreign shares held on 31 March must be reported in Schedule FA of your Indian income-tax return. Paasa gives you a Schedule FA-ready statement listing your Joint Stock Company Kaspi.kz holding, its cost and its closing value.
How do I sell Joint Stock Company Kaspi.kz and bring the money back to India?
You sell during market hours (11:30 am – 11:30 pm IST) and the proceeds settle in EUR in your Paasa account. From there you can hold the balance, reinvest, or repatriate. Funds can be withdrawn in any currency to any bank account in your own name. Whether the sale is short- or long-term is decided by the 24-month holding period.
Does the rupee rate affect what I make on Joint Stock Company Kaspi.kz?
Yes. Joint Stock Company Kaspi.kz is priced in EUR, so your rupee outcome combines the EUR move with the EUR/INR move between the day you remit and the day you convert back. Both directions are reflected in the capital-gains statement Paasa issues.