First Financial Bancorp.
First Financial Bancorp. (NASDAQ: FFBC) is trading at $32.40, about ₹3,108 at today's USD/INR rate, as of 25 Sep 2026, 4:00 PM ET, up 2.69% today. Indian residents can buy First Financial Bancorp. from India on Paasa under the RBI's Liberalised Remittance Scheme.
Quote
Today's low
$32.07
Today's high
$32.69
52 week low
$23.06
52 week high
$36.25
FFBC opened at $32.15, closed previously at $31.55, and has traded between $23.06 and $36.25 over the past 52 weeks.
About
First Financial Bancorp. operates as the bank holding company for First Financial Bank that provides commercial banking and banking-related services to individuals and businesses in Ohio, Indiana, Kentucky, and Illinois. The company offers checking and savings accounts; and accepts various deposit products, such as interest-bearing and non-interest-bearing accounts, time deposits, and cash management services for retail and commercial customers. It also provides real estate loans secured by residential property, such as one to four family residential housing units or commercial property comprising owner-occupied and/or investor income producing real estate consisting of apartments, shopping centers, and office buildings; commercial and industrial loans for various purposes, including inventory, receivables, and equipment, as well as equipment and leasehold improvement financing for franchisees; consumer loans, such as new and used vehicle loans, second mortgages on residential real estate and unsecured loans; and home equity lines of credit. In addition, the company offers secured commercial financing services to the insurance industry, registered investment advisors, certified public accountants, indirect auto finance companies, and restaurant franchisees. Further, it provides a range of trust and wealth management services, lease and equipment financing services, currency payments, foreign exchange hedging, commodities hedging, and other advisory products. First Financial Bancorp. was founded in 1863 and is headquartered in Cincinnati, Ohio.
Key statistics
Avg. volume
961.58K
Market cap
$3.40B
P/E Ratio
11.29
Price-to-sales ratio
2.55
Enterprise value
$3.57B
Free cash flow yield
22.62%
Debt-to-equity ratio
0.32
Return on equity
10.07%
ROIC
7.49%
Beta
0.92
Dividend yield
3.12%
Last dividend
$1.01
Financial overview
Revenue
$1.26B
Earnings per share
$2.69
Free cash flow
$317.10M
Net profit margin
21.41%
Gross margin
69.76%
EBITDA
$343.36M
Revenue growth
2.75%
Similar securities
This is not an investment recommendation
How to buy First Financial Bancorp. from India
Indian residents can buy First Financial Bancorp. shares through Paasa in four steps. Funds leave India under the RBI's Liberalised Remittance Scheme and the shares are held in your own name with Interactive Brokers.
Open a Paasa account
Complete digital KYC with your PAN, Aadhaar and address proof. Your brokerage account is opened in your own name with Interactive Brokers.
Add funds under LRS
Transfer INR from your Indian bank account. Your bank reports the remittance under the RBI's Liberalised Remittance Scheme and converts it to US dollars.
Search for First Financial Bancorp. and place an order
Find First Financial Bancorp. by name or by its ticker, FFBC, and choose an order type. You can buy by amount or by quantity — fractional shares mean there is no minimum trade size. First Financial Bancorp. trades 7:00 pm – 1:30 am IST; orders can only execute during that window.
Track holdings and download tax reports
Follow your First Financial Bancorp. position in USD and INR, and use Paasa's capital-gains and dividend statements when you file your Indian return.
Read the full guide: how to invest in First Financial Bancorp. from India
Trading and taxes when buying First Financial Bancorp. from India
Trading and limits
- Trading hours
- 9:30 am – 4:00 pm ET
- LRS limit
- $250,000Per financial year, under the RBI's Liberalised Remittance Scheme.
Tax for Indian residents
- TCS on remittance
- 20%Collected by your bank on LRS remittances above ₹10 lakh in a financial year. The TCS is adjustable against your income-tax liability.Adjusting TCS against your tax
- Capital gains in India
- 12.5% or slab rateGains on shares held for more than 24 months are long-term and taxed at 12.5%. Gains on shares held for 24 months or less are short-term and taxed at your income-tax slab rate.Capital gains explained
- Dividends
- Slab rateDividends are taxed at your slab rate in India. The US withholds tax on dividends paid to Indian residents at the treaty rate; Paasa files Form W-8BEN for you, and the tax withheld can generally be claimed as a credit in India. First Financial Bancorp.’s current yield is 3.12%.Dividend tax explained
- US estate tax
- May applyUS-situs assets such as US-listed shares can be exposed to US estate tax for non-US persons.US estate tax calculator
Custody. Shares are held in your own name at Interactive Brokers LLC and are SIPC-insured up to $500,000 in total, including $250,000 for cash.
FAQs
Can Indian residents buy First Financial Bancorp. stock?
Yes. First Financial Bancorp. (FFBC) has been listed on NASDAQ since 1983, in the Banks - Regional industry, and Indian residents can buy it through Paasa. You fund the account from your Indian bank under the RBI's Liberalised Remittance Scheme and the money is converted to US dollars. Shares are held in your own name at Interactive Brokers LLC and are SIPC-insured up to $500,000 in total, including $250,000 for cash.
How much does one First Financial Bancorp. share cost in rupees?
One First Financial Bancorp. share is $32.40 — about ₹3,108 at a USD/INR rate of 95.93 on 27 Sep 2026. Both the First Financial Bancorp. price and the rupee rate move during the day, so the rupee cost changes with them.
What are the LRS and TCS rules for buying First Financial Bancorp. from India?
Remit up to $250,000 per financial year under the RBI's Liberalised Remittance Scheme (LRS). Banks collect 20% tax at source on LRS remittances above ₹10 lakh in a financial year; the TCS is adjustable against your income-tax liability. FX and the LRS declaration are handled by your bank when you fund your account.
Can I buy whole shares of First Financial Bancorp.?
Yes. One First Financial Bancorp. share is $32.40, and you can buy as many whole shares as you like. You can also buy by amount rather than by quantity: there is no minimum trade size, and Paasa supports fractional investing in First Financial Bancorp..
How are gains on First Financial Bancorp. shares taxed in India?
The US does not levy capital gains tax on shares for Indian residents, so the tax is an India-side one. Gains on shares held for more than 24 months are long-term and taxed at 12.5%. Gains on shares held for 24 months or less are short-term and taxed at your income-tax slab rate. The gain is computed in rupees using the USD/INR rate on the purchase and the sale date, so the rupee move counts alongside the First Financial Bancorp. price. Paasa issues a capital-gains statement for your return.
Does First Financial Bancorp. pay a dividend, and how is it taxed in India?
Yes. First Financial Bancorp. pays a dividend and the current yield is 3.12%; the last declared dividend was $1.01 per share, about ₹96.89. Dividends are taxed at your slab rate in India. The US withholds tax on dividends paid to Indian residents at the treaty rate; Paasa files Form W-8BEN for you, and the tax withheld can generally be claimed as a credit in India. Paasa's dividend report lists the gross dividend and any tax withheld for each payment.
When can I trade First Financial Bancorp. from India?
NASDAQ trades 7:00 pm – 1:30 am IST in Indian time, so the close lands after midnight. The window shifts to 8:00 pm – 2:30 am IST when the US is on standard time. Orders can only execute during that window.
Is there estate or inheritance tax on First Financial Bancorp. shares held from India?
US-situs assets such as US-listed shares can be exposed to US estate tax for non-US persons. It applies to your overall holdings in that jurisdiction rather than to any one position. Paasa's US estate tax calculator shows the exposure for a given portfolio value.
Do I have to declare First Financial Bancorp. shares in my Indian tax return?
Yes. Foreign shares held on 31 March must be reported in Schedule FA of your Indian income-tax return. Paasa gives you a Schedule FA-ready statement listing your First Financial Bancorp. holding, its cost and its closing value.
How do I sell First Financial Bancorp. and bring the money back to India?
You sell during market hours (7:00 pm – 1:30 am IST) and the proceeds settle in USD in your Paasa account. From there you can hold the balance, reinvest, or repatriate. Funds can be withdrawn in any currency to any bank account in your own name. Whether the sale is short- or long-term is decided by the 24-month holding period.