Essent Group Ltd.
Essent Group Ltd. (NYSE: ESNT) is trading at $61.99, about ₹5,954 at today's USD/INR rate, as of 30 Sep 2026, 11:11 AM ET, down 1.98% today. Indian residents can buy Essent from India on Paasa under the RBI's Liberalised Remittance Scheme.
Quote
Today's low
$61.82
Today's high
$63.44
52 week low
$55.34
52 week high
$70.37
ESNT opened at $63.07, closed previously at $63.24, and has traded between $55.34 and $70.37 over the past 52 weeks.
About
Essent Group Ltd., through its subsidiaries, provides private mortgage insurance and reinsurance, and title insurance and settlement services to mortgage lenders, borrowers, and investors in the United States. It operates through two segments, Mortgage Insurance and Reinsurance. The company’s mortgage insurance products include primary, pool, and master policy. It also provides information technology maintenance and development services; customer support-related services; underwriting consulting services to third-party reinsurers; and contract underwriting services, as well as credit risk management products. In addition, the company offers title insurance and settlement services; and title insurance underwriting services. It serves the originators of residential mortgage loans, such as regulated depository institutions, mortgage banks, credit unions, and other lenders. Essent Group Ltd. was founded in 2008 and is headquartered in Hamilton, Bermuda.
Key statistics
Avg. volume
744.10K
Market cap
$5.71B
P/E Ratio
8.57
Price-to-sales ratio
4.32
Enterprise value
$6.81B
Free cash flow yield
13.19%
Debt-to-equity ratio
0.09
Return on equity
11.99%
ROIC
11.04%
Beta
0.76
Dividend yield
2.19%
Last dividend
$1.36
Financial overview
Revenue
$1.26B
Earnings per share
$6.97
Free cash flow
$848.69M
Net profit margin
51.43%
Gross margin
85.03%
EBITDA
$859.79M
Revenue growth
-0.49%
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This is not an investment recommendation
How to buy Essent from India
Indian residents can buy Essent shares through Paasa in four steps. Funds leave India under the RBI's Liberalised Remittance Scheme and the shares are held in your own name with Interactive Brokers.
Open a Paasa account
Complete digital KYC with your PAN, Aadhaar and address proof. Your brokerage account is opened in your own name with Interactive Brokers.
Add funds under LRS
Transfer INR from your Indian bank account. Your bank reports the remittance under the RBI's Liberalised Remittance Scheme and converts it to US dollars.
Search for Essent and place an order
Find Essent by name or by its ticker, ESNT, and choose an order type. You can buy by amount or by quantity — fractional shares mean there is no minimum trade size. Essent trades 7:00 pm – 1:30 am IST; orders can only execute during that window.
Track holdings and download tax reports
Follow your Essent position in USD and INR, and use Paasa's capital-gains and dividend statements when you file your Indian return.
Read the full guide: how to invest in Essent from India
Trading and taxes when buying Essent from India
Trading and limits
- Trading hours
- 9:30 am – 4:00 pm ET
- LRS limit
- $250,000Per financial year, under the RBI's Liberalised Remittance Scheme.
Tax for Indian residents
- TCS on remittance
- 20%Collected by your bank on LRS remittances above ₹10 lakh in a financial year. The TCS is adjustable against your income-tax liability.Adjusting TCS against your tax
- Capital gains in India
- 12.5% or slab rateGains on shares held for more than 24 months are long-term and taxed at 12.5%. Gains on shares held for 24 months or less are short-term and taxed at your income-tax slab rate.Capital gains explained
- Dividends
- Slab rateDividends are taxed at your slab rate in India. Essent’s current yield is 2.19%.Dividend tax explained
Custody. Shares are held in your own name at Interactive Brokers LLC and are SIPC-insured up to $500,000 in total, including $250,000 for cash.
FAQs
Can Indian residents buy Essent stock?
Yes. Essent (ESNT) has been listed on the New York Stock Exchange since 2013, in the Insurance - Specialty industry, and Indian residents can buy it through Paasa. You fund the account from your Indian bank under the RBI's Liberalised Remittance Scheme and the money is converted to US dollars. Shares are held in your own name at Interactive Brokers LLC and are SIPC-insured up to $500,000 in total, including $250,000 for cash.
How much does one Essent share cost in rupees?
One Essent share is $61.99 — about ₹5,954 at a USD/INR rate of 96.06 on 29 Sep 2026. Both the Essent price and the rupee rate move during the day, so the rupee cost changes with them.
What are the LRS and TCS rules for buying Essent from India?
Remit up to $250,000 per financial year under the RBI's Liberalised Remittance Scheme (LRS). Banks collect 20% tax at source on LRS remittances above ₹10 lakh in a financial year; the TCS is adjustable against your income-tax liability. FX and the LRS declaration are handled by your bank when you fund your account.
Can I buy whole shares of Essent?
Yes. One Essent share is $61.99, and you can buy as many whole shares as you like. You can also buy by amount rather than by quantity: there is no minimum trade size, and Paasa supports fractional investing in Essent.
How are gains on Essent shares taxed in India?
The US does not levy capital gains tax on shares for Indian residents, so the tax is an India-side one. Gains on shares held for more than 24 months are long-term and taxed at 12.5%. Gains on shares held for 24 months or less are short-term and taxed at your income-tax slab rate. The gain is computed in rupees using the USD/INR rate on the purchase and the sale date, so the rupee move counts alongside the Essent price. Paasa issues a capital-gains statement for your return.
Does Essent pay a dividend, and how is it taxed in India?
Yes. Essent pays a dividend and the current yield is 2.19%; the last declared dividend was $1.36 per share, about ₹130.64. Dividends are taxed at your slab rate in India. Paasa's dividend report lists the gross dividend and any tax withheld for each payment.
When can I trade Essent from India?
The New York Stock Exchange trades 7:00 pm – 1:30 am IST in Indian time, so the close lands after midnight. The window shifts to 8:00 pm – 2:30 am IST when the US is on standard time. Orders can only execute during that window.
Is Essent a United States company, and does that change how it is taxed?
Essent trades on the New York Stock Exchange in US dollars, but the company is domiciled in Bermuda. Essent trades as an ordinary share listed directly in the US, not a depositary receipt. Some non-US companies list in the US through American Depositary Receipts, which can carry dividend withholding at the company's home-country rate. Your India-side capital-gains treatment is the same either way.
Do I have to declare Essent shares in my Indian tax return?
Yes. Foreign shares held on 31 March must be reported in Schedule FA of your Indian income-tax return. Paasa gives you a Schedule FA-ready statement listing your Essent holding, its cost and its closing value.
How do I sell Essent and bring the money back to India?
You sell during market hours (7:00 pm – 1:30 am IST) and the proceeds settle in USD in your Paasa account. From there you can hold the balance, reinvest, or repatriate. Funds can be withdrawn in any currency to any bank account in your own name. Whether the sale is short- or long-term is decided by the 24-month holding period.