B+S Banksysteme AG
B+S Banksysteme AG (XETRA: DTD2) is trading at €1.94, about ₹211 at today's EUR/INR rate, as of 29 Sep 2026, 7:35 AM ET, up 3.20% today. Indian residents can buy B+S Banksysteme from India on Paasa under the RBI's Liberalised Remittance Scheme.
Quote
Today's low
€1.88
Today's high
€1.94
52 week low
€1.74
52 week high
€2.40
DTD2 opened at €1.88, closed previously at €1.88, and has traded between €1.74 and €2.40 over the past 52 weeks.
About
B+S Banksysteme AG develops and distributes specialized software solutions for banks and various financial service providers. Their extensive product portfolio covers crucial areas like payment processing, comprehensive management of documentary transactions (such as import/export letters of credit, debt collection, and diverse guarantees), efficient account and currency administration, treasury operations, and robust risk management frameworks. A notable offering is DDBAC, a banking interface designed to streamline operations by enabling the retrieval of bank data, analysis of transaction histories, initiation of transfers, verification of account details, and the aggregation of multiple bank accounts. The company also furnishes solutions for precious metal trading, a range of e-banking services, and advanced banking APIs. Beyond core software development, B+S Banksysteme AG provides application sales, ongoing maintenance, Software-as-a-Service (SaaS) offerings, and data center services. Their diverse client base includes private, savings, and online banks, in addition to industrial sector companies. Founded in 1982, the firm is headquartered in Munich, Germany.
Key statistics
Avg. volume
2.95K
Market cap
€12.02M
P/E Ratio
8.41
Price-to-sales ratio
0.91
Enterprise value
€14.07M
Free cash flow yield
21.15%
Debt-to-equity ratio
0.27
Return on equity
8.98%
ROIC
7.25%
Beta
0.26
Dividend yield
0.00%
Last dividend
€0.00
Financial overview
Revenue
€12.60M
Earnings per share
€0.23
Free cash flow
€3.04M
Net profit margin
11.01%
Gross margin
28.56%
EBITDA
€2.91M
Revenue growth
-0.92%
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This is not an investment recommendation
How to buy B+S Banksysteme from India
Indian residents can buy B+S Banksysteme shares through Paasa in four steps. Funds leave India under the RBI's Liberalised Remittance Scheme and the shares are held in your own name with Interactive Brokers.
Open a Paasa account
Complete digital KYC with your PAN, Aadhaar and address proof. Your brokerage account is opened in your own name with Interactive Brokers.
Add funds under LRS
Transfer INR from your Indian bank account. Your bank reports the remittance under the RBI's Liberalised Remittance Scheme and converts it to US dollars and then to EUR.
Search for B+S Banksysteme and place an order
Find B+S Banksysteme by name or by its ticker, DTD2, and choose an order type. B+S Banksysteme trades 12:30 pm – 9:00 pm IST; orders can only execute during that window.
Track holdings and download tax reports
Follow your B+S Banksysteme position in EUR and INR. B+S Banksysteme pays no dividend today, so your filing is the capital-gains statement plus the Schedule FA holding line.
Read the full guide: how to invest in B+S Banksysteme from India
Trading and taxes when buying B+S Banksysteme from India
Trading and limits
- Trading hours
- 9:00 am – 5:30 pm CET
- LRS limit
- $250,000Per financial year, under the RBI's Liberalised Remittance Scheme.
Tax for Indian residents
- TCS on remittance
- 20%Collected by your bank on LRS remittances above ₹10 lakh in a financial year. The TCS is adjustable against your income-tax liability.Adjusting TCS against your tax
- Capital gains in India
- 12.5% or slab rateGains on shares held for more than 24 months are long-term and taxed at 12.5%. Gains on shares held for 24 months or less are short-term and taxed at your income-tax slab rate.Capital gains explained
- Dividends
- NoneB+S Banksysteme does not currently pay a dividend. If it starts, dividends are taxed at your slab rate in India.Dividend tax explained
Custody. Shares are held in your own name at Interactive Brokers, segregated from Paasa's own assets.
FAQs
Can Indian residents buy B+S Banksysteme stock?
Yes. B+S Banksysteme (DTD2) has been listed on XETRA since 2003, in the Software - Application industry, and Indian residents can buy it through Paasa. You fund the account from your Indian bank under the RBI's Liberalised Remittance Scheme and the money is converted to US dollars and then to EUR. Shares are held in your own name at Interactive Brokers, segregated from Paasa's own assets.
How much does one B+S Banksysteme share cost in rupees?
One B+S Banksysteme share is €1.94 — about ₹211 at an EUR/INR rate of 109.29 on 28 Sep 2026. Both the B+S Banksysteme price and the rupee rate move during the day, so the rupee cost changes with them.
What are the LRS and TCS rules for buying B+S Banksysteme from India?
Remit up to $250,000 per financial year under the RBI's Liberalised Remittance Scheme (LRS). Banks collect 20% tax at source on LRS remittances above ₹10 lakh in a financial year; the TCS is adjustable against your income-tax liability. FX and the LRS declaration are handled by your bank when you fund your account.
How are gains on B+S Banksysteme shares taxed in India?
Gains on shares held for more than 24 months are long-term and taxed at 12.5%. Gains on shares held for 24 months or less are short-term and taxed at your income-tax slab rate. The gain is computed in rupees using the EUR/INR rate on the purchase and the sale date, so the rupee move counts alongside the B+S Banksysteme price. Paasa issues a capital-gains statement for your return.
Does B+S Banksysteme pay a dividend?
No. B+S Banksysteme does not currently pay a dividend, so holding it produces no dividend income to declare in India. If it starts paying one, the Indian treatment is the usual one — dividends are taxed at your slab rate in India — and Paasa's dividend report would show the gross amount and any tax withheld.
When can I trade B+S Banksysteme from India?
XETRA trades 12:30 pm – 9:00 pm IST in Indian time. The window shifts to 1:30 pm – 10:00 pm IST when Germany is on standard time. Orders can only execute during that window.
Do I have to declare B+S Banksysteme shares in my Indian tax return?
Yes. Foreign shares held on 31 March must be reported in Schedule FA of your Indian income-tax return. Paasa gives you a Schedule FA-ready statement listing your B+S Banksysteme holding, its cost and its closing value.
How do I sell B+S Banksysteme and bring the money back to India?
You sell during market hours (12:30 pm – 9:00 pm IST) and the proceeds settle in EUR in your Paasa account. From there you can hold the balance, reinvest, or repatriate. Funds can be withdrawn in any currency to any bank account in your own name. Whether the sale is short- or long-term is decided by the 24-month holding period.
Does the rupee rate affect what I make on B+S Banksysteme?
Yes. B+S Banksysteme is priced in EUR, so your rupee outcome combines the EUR move with the EUR/INR move between the day you remit and the day you convert back. Both directions are reflected in the capital-gains statement Paasa issues.