UniCredit S.p.A.
UniCredit S.p.A. (XETRA: CRIN) is trading at €84.23, about ₹9,201 at today's EUR/INR rate, as of 25 Sep 2026, 7:47 AM ET, up 2.88% today. Indian residents can buy UniCredit from India on Paasa under the RBI's Liberalised Remittance Scheme.
Quote
Today's low
€83.40
Today's high
€84.23
52 week low
€57.66
52 week high
€86.42
CRIN opened at €83.40, closed previously at €81.87, and has traded between €57.66 and €86.42 over the past 52 weeks.
About
UniCredit S.p.A., headquartered in Milan, Italy, is a major financial institution employing 84,836 full-time staff. The company offers a comprehensive range of banking and financial solutions, serving families, individual consumers, and corporate clients with products such as accounts, loans, mortgages, investments, wealth management, financial advice, and insurance. Its operations are organized across seven key business lines: Commercial Banking Italy, Central and Eastern Europe (CEE), Corporate and Investment Banking (CIB), Commercial Banking Germany, Commercial Banking Austria, and Fineco. Through its network of subsidiaries, UniCredit maintains a strong market presence in its domestic country, Germany, Austria, and throughout Central and Eastern Europe.
Key statistics
Avg. volume
7.91K
Market cap
€126.20B
P/E Ratio
11.94
Price-to-sales ratio
5.38
Enterprise value
€242.30B
Free cash flow yield
0.00%
Debt-to-equity ratio
2.30
Return on equity
16.15%
ROIC
1.18%
Beta
1.06
Dividend yield
3.75%
Last dividend
€3.15
Financial overview
Revenue
€40.29B
Earnings per share
€7.11
Free cash flow
€7.26B
Net profit margin
47.35%
Gross margin
95.37%
EBITDA
€12.06B
Revenue growth
67.93%
Similar securities
This is not an investment recommendation
How to buy UniCredit from India
Indian residents can buy UniCredit shares through Paasa in four steps. Funds leave India under the RBI's Liberalised Remittance Scheme and the shares are held in your own name with Interactive Brokers.
Open a Paasa account
Complete digital KYC with your PAN, Aadhaar and address proof. Your brokerage account is opened in your own name with Interactive Brokers.
Add funds under LRS
Transfer INR from your Indian bank account. Your bank reports the remittance under the RBI's Liberalised Remittance Scheme and converts it to US dollars and then to EUR.
Search for UniCredit and place an order
Find UniCredit by name or by its ticker, CRIN, and choose an order type. UniCredit trades 12:30 pm – 9:00 pm IST; orders can only execute during that window.
Track holdings and download tax reports
Follow your UniCredit position in EUR and INR, and use Paasa's capital-gains and dividend statements when you file your Indian return.
Read the full guide: how to invest in UniCredit from India
Trading and taxes when buying UniCredit from India
Trading and limits
- Trading hours
- 9:00 am – 5:30 pm CET
- LRS limit
- $250,000Per financial year, under the RBI's Liberalised Remittance Scheme.
Tax for Indian residents
- TCS on remittance
- 20%Collected by your bank on LRS remittances above ₹10 lakh in a financial year. The TCS is adjustable against your income-tax liability.Adjusting TCS against your tax
- Capital gains in India
- 12.5% or slab rateGains on shares held for more than 24 months are long-term and taxed at 12.5%. Gains on shares held for 24 months or less are short-term and taxed at your income-tax slab rate.Capital gains explained
- Dividends
- Slab rateDividends are taxed at your slab rate in India. UniCredit’s current yield is 3.75%.Dividend tax explained
Custody. Shares are held in your own name at Interactive Brokers, segregated from Paasa's own assets.
FAQs
Can Indian residents buy UniCredit stock?
Yes. UniCredit (CRIN) has been listed on XETRA since 1998, in the Banks - Regional industry, and Indian residents can buy it through Paasa. You fund the account from your Indian bank under the RBI's Liberalised Remittance Scheme and the money is converted to US dollars and then to EUR. Shares are held in your own name at Interactive Brokers, segregated from Paasa's own assets.
How much does one UniCredit share cost in rupees?
One UniCredit share is €84.23 — about ₹9,201 at an EUR/INR rate of 109.24 on 24 Sep 2026. Both the UniCredit price and the rupee rate move during the day, so the rupee cost changes with them.
What are the LRS and TCS rules for buying UniCredit from India?
Remit up to $250,000 per financial year under the RBI's Liberalised Remittance Scheme (LRS). Banks collect 20% tax at source on LRS remittances above ₹10 lakh in a financial year; the TCS is adjustable against your income-tax liability. FX and the LRS declaration are handled by your bank when you fund your account.
How are gains on UniCredit shares taxed in India?
Gains on shares held for more than 24 months are long-term and taxed at 12.5%. Gains on shares held for 24 months or less are short-term and taxed at your income-tax slab rate. The gain is computed in rupees using the EUR/INR rate on the purchase and the sale date, so the rupee move counts alongside the UniCredit price. Paasa issues a capital-gains statement for your return.
Does UniCredit pay a dividend, and how is it taxed in India?
Yes. UniCredit pays a dividend and the current yield is 3.75%; the last declared dividend was €3.15 per share, about ₹343.99. Dividends are taxed at your slab rate in India. Paasa's dividend report lists the gross dividend and any tax withheld for each payment.
When can I trade UniCredit from India?
XETRA trades 12:30 pm – 9:00 pm IST in Indian time. The window shifts to 1:30 pm – 10:00 pm IST when Germany is on standard time. Orders can only execute during that window.
Is UniCredit a Germany company, and does that change how it is taxed?
UniCredit trades on XETRA in EUR, but the company is domiciled in Italy. UniCredit trades as an ordinary share listed directly in Germany, not a depositary receipt. Your India-side capital-gains treatment is the same either way.
Do I have to declare UniCredit shares in my Indian tax return?
Yes. Foreign shares held on 31 March must be reported in Schedule FA of your Indian income-tax return. Paasa gives you a Schedule FA-ready statement listing your UniCredit holding, its cost and its closing value.
How do I sell UniCredit and bring the money back to India?
You sell during market hours (12:30 pm – 9:00 pm IST) and the proceeds settle in EUR in your Paasa account. From there you can hold the balance, reinvest, or repatriate. Funds can be withdrawn in any currency to any bank account in your own name. Whether the sale is short- or long-term is decided by the 24-month holding period.
Does the rupee rate affect what I make on UniCredit?
Yes. UniCredit is priced in EUR, so your rupee outcome combines the EUR move with the EUR/INR move between the day you remit and the day you convert back. Both directions are reflected in the capital-gains statement Paasa issues.