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Community Bancorp

$41.33Last updated
-$0.10 (0.23%)Past day
Timezone

Community Bancorp (NASDAQ: CMTV) is trading at $41.33, about ₹3,970 at today's USD/INR rate, as of 29 Sep 2026, 4:00 PM ET, down 0.23% today. Indian residents can buy Community Bancorp from India on Paasa under the RBI's Liberalised Remittance Scheme.

Quote

Open:$41.74
Previous close:$41.42
Volume:33.40K

Today's low

$40.65

Today's high

$41.74

52 week low

$22.40

52 week high

$43.76

CMTV opened at $41.74, closed previously at $41.42, and has traded between $22.40 and $43.76 over the past 52 weeks.

About

Community Bancorp serves as the parent entity for Community National Bank, offering a broad spectrum of retail banking solutions. These services cater to the financial requirements of individual consumers, businesses, non-profit organizations, and local government bodies. For personal banking, the institution provides checking and savings accounts, convenient ATM and debit/credit card access, night deposit boxes, and contemporary online, mobile, and telephone banking platforms. Business clients benefit from diverse credit facilities, such as financing for commercial real estate, equipment, inventory, and accounts receivable, in addition to letters of credit. Their business offerings also include various checking and deposit accounts, sophisticated cash management services, repurchase agreements, ACH and wire transfer capabilities, and remote deposit capture. The bank specializes in commercial real estate lending, extending credit to commercial developers and investors, residential builders, and community development entities. This encompasses funding for land acquisition, construction ventures, development of residential or commercial properties for investment, real estate-secured financing for existing businesses, and support for emerging startups and small enterprises. Residential customers can secure both fixed and adjustable-rate mortgages, as well as home equity loans. Furthermore, the company provides retail credit for personal expenses, automobiles, and recreational vehicles. For state and local governments, educational institutions, charities, membership organizations, and other non-profit associations, Community Bancorp delivers customized municipal and institutional banking products, including deposit accounts, tax-exempt loans, lines of credit, term loans, and collateralized secured deposit services. The company's operations are centered around its main office in Derby, Vermont, supported by eleven additional branch locations strategically situated across northeastern and central Vermont. Established in 1851, Community Bancorp's corporate headquarters are located in Derby, Vermont.

Country
US
CEO
Christopher L. Caldwell
Exchange listed on
NASDAQ
Industry
Banks - Regional
Base currency
USD
Full Time Employees
125
Sector
Financial Services
IPO date
02/02/1999

Key statistics

Avg. volume

41.16K

Market cap

$231.06M

P/E Ratio

12.56

Price-to-sales ratio

3.39

Enterprise value

$218.02M

Free cash flow yield

10.94%

Debt-to-equity ratio

0.49

Return on equity

14.93%

ROIC

7.82%

Beta

0.38

Dividend yield

3.02%

Last dividend

$1.25

Financial overview

Revenue

$68.79M

Earnings per share

$3.01

Free cash flow

$15.26M

Net profit margin

27.05%

Gross margin

68.87%

EBITDA

$21.45M

Revenue growth

15.41%

Similar securities

This is not an investment recommendation

How to buy Community Bancorp from India

Indian residents can buy Community Bancorp shares through Paasa in four steps. Funds leave India under the RBI's Liberalised Remittance Scheme and the shares are held in your own name with Interactive Brokers.

  1. Open a Paasa account

    Complete digital KYC with your PAN, Aadhaar and address proof. Your brokerage account is opened in your own name with Interactive Brokers.

  2. Add funds under LRS

    Transfer INR from your Indian bank account. Your bank reports the remittance under the RBI's Liberalised Remittance Scheme and converts it to US dollars.

  3. Search for Community Bancorp and place an order

    Find Community Bancorp by name or by its ticker, CMTV, and choose an order type. You can buy by amount or by quantity — fractional shares mean there is no minimum trade size. Community Bancorp trades 7:00 pm – 1:30 am IST; orders can only execute during that window.

  4. Track holdings and download tax reports

    Follow your Community Bancorp position in USD and INR, and use Paasa's capital-gains and dividend statements when you file your Indian return.

Read the full guide: how to invest in Community Bancorp from India

Trading and taxes when buying Community Bancorp from India

Trading and limits

Trading hours
9:30 am – 4:00 pm ET
LRS limit
$250,000Per financial year, under the RBI's Liberalised Remittance Scheme.

Tax for Indian residents

TCS on remittance
20%Collected by your bank on LRS remittances above ₹10 lakh in a financial year. The TCS is adjustable against your income-tax liability.Adjusting TCS against your tax
Capital gains in India
12.5% or slab rateGains on shares held for more than 24 months are long-term and taxed at 12.5%. Gains on shares held for 24 months or less are short-term and taxed at your income-tax slab rate.Capital gains explained
Dividends
Slab rateDividends are taxed at your slab rate in India. The US withholds tax on dividends paid to Indian residents at the treaty rate; Paasa files Form W-8BEN for you, and the tax withheld can generally be claimed as a credit in India. Community Bancorp’s current yield is 3.02%.Dividend tax explained
US estate tax
May applyUS-situs assets such as US-listed shares can be exposed to US estate tax for non-US persons.US estate tax calculator

Custody. Shares are held in your own name at Interactive Brokers LLC and are SIPC-insured up to $500,000 in total, including $250,000 for cash.

FAQs

Can Indian residents buy Community Bancorp stock?

Yes. Community Bancorp (CMTV) has been listed on NASDAQ since 1999, in the Banks - Regional industry, and Indian residents can buy it through Paasa. You fund the account from your Indian bank under the RBI's Liberalised Remittance Scheme and the money is converted to US dollars. Shares are held in your own name at Interactive Brokers LLC and are SIPC-insured up to $500,000 in total, including $250,000 for cash.

How much does one Community Bancorp share cost in rupees?

One Community Bancorp share is $41.33 — about ₹3,970 at a USD/INR rate of 96.06 on 29 Sep 2026. Both the Community Bancorp price and the rupee rate move during the day, so the rupee cost changes with them.

What are the LRS and TCS rules for buying Community Bancorp from India?

Remit up to $250,000 per financial year under the RBI's Liberalised Remittance Scheme (LRS). Banks collect 20% tax at source on LRS remittances above ₹10 lakh in a financial year; the TCS is adjustable against your income-tax liability. FX and the LRS declaration are handled by your bank when you fund your account.

Can I buy whole shares of Community Bancorp?

Yes. One Community Bancorp share is $41.33, and you can buy as many whole shares as you like. You can also buy by amount rather than by quantity: there is no minimum trade size, and Paasa supports fractional investing in Community Bancorp.

How are gains on Community Bancorp shares taxed in India?

The US does not levy capital gains tax on shares for Indian residents, so the tax is an India-side one. Gains on shares held for more than 24 months are long-term and taxed at 12.5%. Gains on shares held for 24 months or less are short-term and taxed at your income-tax slab rate. The gain is computed in rupees using the USD/INR rate on the purchase and the sale date, so the rupee move counts alongside the Community Bancorp price. Paasa issues a capital-gains statement for your return.

Does Community Bancorp pay a dividend, and how is it taxed in India?

Yes. Community Bancorp pays a dividend and the current yield is 3.02%; the last declared dividend was $1.25 per share, about ₹120.08. Dividends are taxed at your slab rate in India. The US withholds tax on dividends paid to Indian residents at the treaty rate; Paasa files Form W-8BEN for you, and the tax withheld can generally be claimed as a credit in India. Paasa's dividend report lists the gross dividend and any tax withheld for each payment.

When can I trade Community Bancorp from India?

NASDAQ trades 7:00 pm – 1:30 am IST in Indian time, so the close lands after midnight. The window shifts to 8:00 pm – 2:30 am IST when the US is on standard time. Orders can only execute during that window.

Is there estate or inheritance tax on Community Bancorp shares held from India?

US-situs assets such as US-listed shares can be exposed to US estate tax for non-US persons. It applies to your overall holdings in that jurisdiction rather than to any one position. Paasa's US estate tax calculator shows the exposure for a given portfolio value.

Do I have to declare Community Bancorp shares in my Indian tax return?

Yes. Foreign shares held on 31 March must be reported in Schedule FA of your Indian income-tax return. Paasa gives you a Schedule FA-ready statement listing your Community Bancorp holding, its cost and its closing value.

How do I sell Community Bancorp and bring the money back to India?

You sell during market hours (7:00 pm – 1:30 am IST) and the proceeds settle in USD in your Paasa account. From there you can hold the balance, reinvest, or repatriate. Funds can be withdrawn in any currency to any bank account in your own name. Whether the sale is short- or long-term is decided by the 24-month holding period.