Catalyst Bancorp, Inc.
Catalyst Bancorp, Inc. (NASDAQ: CLST) is trading at $17.86, about ₹1,715 at today's USD/INR rate, as of 25 Sep 2026, 10:22 AM ET, down 0.22% today. Indian residents can buy Catalyst Bancorp from India on Paasa under the RBI's Liberalised Remittance Scheme.
Quote
Today's low
$17.86
Today's high
$18.00
52 week low
$13.15
52 week high
$20.50
CLST opened at $17.86, closed previously at $17.90, and has traded between $13.15 and $20.50 over the past 52 weeks.
About
Catalyst Bancorp, Inc. functions as the parent entity for St. Landry Homestead Federal Savings Bank, providing a comprehensive suite of financial products and services across the Acadiana region in south-central Louisiana. The institution offers diverse deposit options for its clientele, encompassing savings accounts, checking and negotiable order of withdrawal (NOW) accounts, money market accounts, and certificates of deposit. Additionally, it originates various types of loans, including mortgages for one-to-four-family homes, commercial real estate and multi-family residential financing, construction and land development loans, commercial and industrial loans, and consumer loans. Beyond its core banking activities, the company allocates capital into a broad spectrum of securities. These investments include mortgage-backed instruments, obligations issued by the U.S. Treasury, securities from various federal agencies and state/municipal governments, certificates of deposit placed with federally insured financial institutions, and federal funds. Catalyst Bancorp maintains a physical presence through six full-service branches located in Carencro, Eunice, Lafayette, Opelousas, and Port Barre. The company, which traces its origins back to 1922, is headquartered in Opelousas, Louisiana.
Key statistics
Avg. volume
2.94K
Market cap
$72.37M
P/E Ratio
31.33
Price-to-sales ratio
4.65
Enterprise value
$77.18M
Free cash flow yield
4.48%
Debt-to-equity ratio
0.12
Return on equity
2.47%
ROIC
2.17%
Beta
0.11
Dividend yield
0.00%
Last dividend
$0.00
Financial overview
Revenue
$15.34M
Earnings per share
$0.56
Free cash flow
$3.10M
Net profit margin
13.02%
Gross margin
74.25%
EBITDA
$2.93M
Revenue growth
55.33%
Similar securities
This is not an investment recommendation
How to buy Catalyst Bancorp from India
Indian residents can buy Catalyst Bancorp shares through Paasa in four steps. Funds leave India under the RBI's Liberalised Remittance Scheme and the shares are held in your own name with Interactive Brokers.
Open a Paasa account
Complete digital KYC with your PAN, Aadhaar and address proof. Your brokerage account is opened in your own name with Interactive Brokers.
Add funds under LRS
Transfer INR from your Indian bank account. Your bank reports the remittance under the RBI's Liberalised Remittance Scheme and converts it to US dollars.
Search for Catalyst Bancorp and place an order
Find Catalyst Bancorp by name or by its ticker, CLST, and choose an order type. You can buy by amount or by quantity — fractional shares mean there is no minimum trade size. Catalyst Bancorp trades 7:00 pm – 1:30 am IST; orders can only execute during that window.
Track holdings and download tax reports
Follow your Catalyst Bancorp position in USD and INR. Catalyst Bancorp pays no dividend today, so your filing is the capital-gains statement plus the Schedule FA holding line.
Read the full guide: how to invest in Catalyst Bancorp from India
Trading and taxes when buying Catalyst Bancorp from India
Trading and limits
- Trading hours
- 9:30 am – 4:00 pm ET
- LRS limit
- $250,000Per financial year, under the RBI's Liberalised Remittance Scheme.
Tax for Indian residents
- TCS on remittance
- 20%Collected by your bank on LRS remittances above ₹10 lakh in a financial year. The TCS is adjustable against your income-tax liability.Adjusting TCS against your tax
- Capital gains in India
- 12.5% or slab rateGains on shares held for more than 24 months are long-term and taxed at 12.5%. Gains on shares held for 24 months or less are short-term and taxed at your income-tax slab rate.Capital gains explained
- Dividends
- NoneCatalyst Bancorp does not currently pay a dividend. If it starts, dividends are taxed at your slab rate in India.Dividend tax explained
- US estate tax
- May applyUS-situs assets such as US-listed shares can be exposed to US estate tax for non-US persons.US estate tax calculator
Custody. Shares are held in your own name at Interactive Brokers LLC and are SIPC-insured up to $500,000 in total, including $250,000 for cash.
FAQs
Can Indian residents buy Catalyst Bancorp stock?
Yes. Catalyst Bancorp (CLST) has been listed on NASDAQ since 2021, in the Banks - Regional industry, and Indian residents can buy it through Paasa. You fund the account from your Indian bank under the RBI's Liberalised Remittance Scheme and the money is converted to US dollars. Shares are held in your own name at Interactive Brokers LLC and are SIPC-insured up to $500,000 in total, including $250,000 for cash.
How much does one Catalyst Bancorp share cost in rupees?
One Catalyst Bancorp share is $17.86 — about ₹1,715 at a USD/INR rate of 96.02 on 24 Sep 2026. Both the Catalyst Bancorp price and the rupee rate move during the day, so the rupee cost changes with them.
What are the LRS and TCS rules for buying Catalyst Bancorp from India?
Remit up to $250,000 per financial year under the RBI's Liberalised Remittance Scheme (LRS). Banks collect 20% tax at source on LRS remittances above ₹10 lakh in a financial year; the TCS is adjustable against your income-tax liability. FX and the LRS declaration are handled by your bank when you fund your account.
Can I buy whole shares of Catalyst Bancorp?
Yes. One Catalyst Bancorp share is $17.86, and you can buy as many whole shares as you like. You can also buy by amount rather than by quantity: there is no minimum trade size, and Paasa supports fractional investing in Catalyst Bancorp.
How are gains on Catalyst Bancorp shares taxed in India?
The US does not levy capital gains tax on shares for Indian residents, so the tax is an India-side one. Gains on shares held for more than 24 months are long-term and taxed at 12.5%. Gains on shares held for 24 months or less are short-term and taxed at your income-tax slab rate. The gain is computed in rupees using the USD/INR rate on the purchase and the sale date, so the rupee move counts alongside the Catalyst Bancorp price. Paasa issues a capital-gains statement for your return.
Does Catalyst Bancorp pay a dividend?
No. Catalyst Bancorp does not currently pay a dividend, so holding it produces no dividend income to declare in India. If it starts paying one, the Indian treatment is the usual one — dividends are taxed at your slab rate in India — and Paasa's dividend report would show the gross amount and any tax withheld.
When can I trade Catalyst Bancorp from India?
NASDAQ trades 7:00 pm – 1:30 am IST in Indian time, so the close lands after midnight. The window shifts to 8:00 pm – 2:30 am IST when the US is on standard time. Orders can only execute during that window.
Is there estate or inheritance tax on Catalyst Bancorp shares held from India?
US-situs assets such as US-listed shares can be exposed to US estate tax for non-US persons. It applies to your overall holdings in that jurisdiction rather than to any one position. Paasa's US estate tax calculator shows the exposure for a given portfolio value.
Do I have to declare Catalyst Bancorp shares in my Indian tax return?
Yes. Foreign shares held on 31 March must be reported in Schedule FA of your Indian income-tax return. Paasa gives you a Schedule FA-ready statement listing your Catalyst Bancorp holding, its cost and its closing value.
How do I sell Catalyst Bancorp and bring the money back to India?
You sell during market hours (7:00 pm – 1:30 am IST) and the proceeds settle in USD in your Paasa account. From there you can hold the balance, reinvest, or repatriate. Funds can be withdrawn in any currency to any bank account in your own name. Whether the sale is short- or long-term is decided by the 24-month holding period.