AIB Group plc
AIB Group plc (LSE: AIBG) is trading at £10.00, about ₹1,270 at today's GBP/INR rate, as of 25 Sep 2026, 11:35 AM ET. Indian residents can buy AIB from India on Paasa under the RBI's Liberalised Remittance Scheme.
Quote
Today's low
£9.96
Today's high
£10.20
52 week low
£6.40
52 week high
£10.25
AIBG opened at £10.20, closed previously at £10.00, and has traded between £6.40 and £10.25 over the past 52 weeks.
About
AIB Group plc, headquartered in Dublin, Ireland, and established in 1825, is a comprehensive financial services provider. The company delivers a wide array of banking and financial products and solutions to retail customers, businesses, and corporate entities. Its operations are structured across distinct segments: Retail Banking, Corporate Institutional & Business Banking, AIB UK, and a Group segment. The firm's offerings encompass various account types, including current and savings accounts, alongside diverse deposit options such as demand, notice, fixed-term, specialized junior/student saver accounts, and currency deposits. AIB extends an extensive range of lending products, featuring personal loans for purposes like car purchases, home improvements, and education. It also provides a broad selection of business loans, including those for farm development, startups, farm investment, future growth initiatives, and needs related to Brexit. Further loan categories include graduate, corporate, asset, energy efficiency, forestry, invoice, prompt pay, insurance premium, debt, real estate, and trade finance. Additionally, the group offers mortgages, business and farmer credit lines, government credit guarantees, overdraft facilities, and venture capital funds. Beyond traditional lending and deposits, AIB issues credit and debit cards, provides investment funds, and offers a variety of insurance policies covering life, home, car, travel, and business succession, alongside pension products. Its service portfolio is extensive, covering payment processing, merchant services, cash management, foreign exchange rate management, risk mitigation for foreign currency and interest rates, exporting assistance, international cash flow solutions, and strategies for managing interest rate fluctuations. Specific trade finance instruments available include documentary collections, import and export letters of credit, standby letters of credit, and bank guarantees. AIB Group plc maintains a substantial physical presence, operating a network of 296 locations throughout the Republic of Ireland and an additional 29 branches in the United Kingdom. The company adopted its current name, AIB Group plc, in December 2017, having previously been known as Allied Irish Banks, p.l.c.
Key statistics
Avg. volume
957.43K
Market cap
£20.94B
P/E Ratio
12.06
Price-to-sales ratio
4.22
Enterprise value
-€319.03M
Free cash flow yield
-3.29%
Debt-to-equity ratio
0.71
Return on equity
15.66%
ROIC
1.36%
Beta
0.51
Dividend yield
5.62%
Last dividend
£0.17
Financial overview
Revenue
€4.34B
Earnings per share
€0.94
Free cash flow
€3.59B
Net profit margin
37.05%
Gross margin
78.19%
EBITDA
€2.29B
Revenue growth
-10.57%
Similar securities
This is not an investment recommendation
How to buy AIB from India
Indian residents can buy AIB shares through Paasa in four steps. Funds leave India under the RBI's Liberalised Remittance Scheme and the shares are held in your own name with Interactive Brokers.
Open a Paasa account
Complete digital KYC with your PAN, Aadhaar and address proof. Your brokerage account is opened in your own name with Interactive Brokers.
Add funds under LRS
Transfer INR from your Indian bank account. Your bank reports the remittance under the RBI's Liberalised Remittance Scheme and converts it to US dollars and then to GBP.
Search for AIB and place an order
Find AIB by name or by its ticker, AIBG, and choose an order type. AIB trades 12:30 pm – 9:00 pm IST; orders can only execute during that window.
Track holdings and download tax reports
Follow your AIB position in GBP and INR, and use Paasa's capital-gains and dividend statements when you file your Indian return.
Read the full guide: how to invest in AIB from India
Trading and taxes when buying AIB from India
Trading and limits
- Trading hours
- 8:00 am – 4:30 pm UK
- LRS limit
- $250,000Per financial year, under the RBI's Liberalised Remittance Scheme.
Tax for Indian residents
- TCS on remittance
- 20%Collected by your bank on LRS remittances above ₹10 lakh in a financial year. The TCS is adjustable against your income-tax liability.Adjusting TCS against your tax
- Capital gains in India
- 12.5% or slab rateGains on shares held for more than 24 months are long-term and taxed at 12.5%. Gains on shares held for 24 months or less are short-term and taxed at your income-tax slab rate.Capital gains explained
- Dividends
- Slab rateDividends are taxed at your slab rate in India. AIB’s current yield is 5.62%.Dividend tax explained
- Transaction tax
- The UK charges 0.5% Stamp Duty Reserve Tax when buying direct company shares electronically on the LSE; ETFs and UCITS funds do not attract it.
Custody. Shares are held in your own name at Interactive Brokers, segregated from Paasa's own assets.
FAQs
Can Indian residents buy AIB stock?
Yes. AIB (AIBG) has been listed on the London Stock Exchange since 2022, in the Banks - Regional industry, and Indian residents can buy it through Paasa. You fund the account from your Indian bank under the RBI's Liberalised Remittance Scheme and the money is converted to US dollars and then to GBP. Shares are held in your own name at Interactive Brokers, segregated from Paasa's own assets.
How much does one AIB share cost in rupees?
One AIB share is £10.00 — about ₹1,270 at a GBP/INR rate of 127.05 on 25 Sep 2026. Both the AIB price and the rupee rate move during the day, so the rupee cost changes with them.
What are the LRS and TCS rules for buying AIB from India?
Remit up to $250,000 per financial year under the RBI's Liberalised Remittance Scheme (LRS). Banks collect 20% tax at source on LRS remittances above ₹10 lakh in a financial year; the TCS is adjustable against your income-tax liability. FX and the LRS declaration are handled by your bank when you fund your account.
How are gains on AIB shares taxed in India?
Non-residents are exempt from UK capital gains tax on the disposal of listed shares, so the tax is an India-side one. Gains on shares held for more than 24 months are long-term and taxed at 12.5%. Gains on shares held for 24 months or less are short-term and taxed at your income-tax slab rate. The gain is computed in rupees using the GBP/INR rate on the purchase and the sale date, so the rupee move counts alongside the AIB price. Paasa issues a capital-gains statement for your return.
Does AIB pay a dividend, and how is it taxed in India?
Yes. AIB pays a dividend and the current yield is 5.62%; the last declared dividend was £0.17 per share, about ₹21.31. Dividends are taxed at your slab rate in India. Paasa's dividend report lists the gross dividend and any tax withheld for each payment.
When can I trade AIB from India?
The London Stock Exchange trades 12:30 pm – 9:00 pm IST in Indian time. The window shifts to 1:30 pm – 10:00 pm IST when the UK is on standard time. Orders can only execute during that window.
Is AIB a United Kingdom company, and does that change how it is taxed?
AIB trades on the London Stock Exchange in GBP, but the company is domiciled in Ireland. AIB trades as an ordinary share listed directly in the UK, not a depositary receipt. Your India-side capital-gains treatment is the same either way.
Are there transaction taxes when buying AIB?
The UK charges 0.5% Stamp Duty Reserve Tax when buying direct company shares electronically on the LSE; ETFs and UCITS funds do not attract it. This is charged by the market, not by Paasa.
Do I have to declare AIB shares in my Indian tax return?
Yes. Foreign shares held on 31 March must be reported in Schedule FA of your Indian income-tax return. Paasa gives you a Schedule FA-ready statement listing your AIB holding, its cost and its closing value.
How do I sell AIB and bring the money back to India?
You sell during market hours (12:30 pm – 9:00 pm IST) and the proceeds settle in GBP in your Paasa account. From there you can hold the balance, reinvest, or repatriate. Funds can be withdrawn in any currency to any bank account in your own name. Whether the sale is short- or long-term is decided by the 24-month holding period.