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8377JPXMarket closedOpens 9:00am JST

Hokuhoku Financial Group, Inc.

¥8,794.00Last updated
-¥21.00 (0.24%)Past day
Timezone

Hokuhoku Financial Group, Inc. (JPX: 8377) is trading at ¥8,794.00, about ₹5,357 at today's JPY/INR rate, as of 28 Sep 2026, 2:30 AM ET, down 0.24% today. Indian residents can buy Hokuhoku Financial from India on Paasa under the RBI's Liberalised Remittance Scheme.

Quote

Open:¥8,821.00
Previous close:¥8,815.00
Volume:496.50K

Today's low

¥8,775.00

Today's high

¥8,900.00

52 week low

¥3,478.00

52 week high

¥8,900.00

8377 opened at ¥8,821.00, closed previously at ¥8,815.00, and has traded between ¥3,478.00 and ¥8,900.00 over the past 52 weeks.

About

Headquartered in Toyama, Japan, and established in 2003, Hokuhoku Financial Group, Inc. operates as a diversified financial institution. Through its various subsidiaries, the group delivers a broad spectrum of banking products and services primarily to individual customers and small to medium-sized enterprises. Its core offerings encompass diverse deposit accounts—such as checking, ordinary, savings, term, and installment options, alongside notice deposits and negotiable certificates of deposit—as well as a comprehensive range of credit facilities, including loans secured by bills and deeds, overdrafts, and discounted bills. Beyond conventional banking, the company also provides leasing arrangements, credit card services, loan guarantees, and venture capital investment. Additionally, its activities extend to software development, document and cash management, centralized operational processing, and offering specialized services like regional economic analysis, market surveys, and strategic consulting. By June 30, 2021, the group had established a significant operational footprint, boasting 332 branches throughout Japan and 8 international representative offices.

Country
JP
CEO
Hiroshi Nakazawa
Exchange listed on
JPX
Industry
Banks - Regional
Base currency
JPY
Full Time Employees
4,618
Sector
Financial Services
IPO date
01/01/2001

Key statistics

Avg. volume

433.28K

Market cap

¥1.05T

P/E Ratio

15.57

Price-to-sales ratio

3.61

Enterprise value

-¥1.50T

Free cash flow yield

0.00%

Debt-to-equity ratio

1.76

Return on equity

9.52%

ROIC

0.40%

Beta

0.19

Dividend yield

1.25%

Last dividend

¥110.00

Financial overview

Revenue

¥266.44B

Earnings per share

¥484.82

Free cash flow

¥35.44B

Net profit margin

23.39%

Gross margin

82.32%

EBITDA

¥88.37B

Revenue growth

31.38%

Similar securities

This is not an investment recommendation

How to buy Hokuhoku Financial from India

Indian residents can buy Hokuhoku Financial shares through Paasa in four steps. Funds leave India under the RBI's Liberalised Remittance Scheme and the shares are held in your own name with Interactive Brokers.

  1. Open a Paasa account

    Complete digital KYC with your PAN, Aadhaar and address proof. Your brokerage account is opened in your own name with Interactive Brokers.

  2. Add funds under LRS

    Transfer INR from your Indian bank account. Your bank reports the remittance under the RBI's Liberalised Remittance Scheme and converts it to US dollars and then to JPY.

  3. Search for Hokuhoku Financial and place an order

    Find Hokuhoku Financial by name or by its ticker, 8377, and choose an order type. The Tokyo Stock Exchange typically trades in units of 100 shares. Hokuhoku Financial trades 5:30 am – 12:00 pm IST; orders can only execute during that window.

  4. Track holdings and download tax reports

    Follow your Hokuhoku Financial position in JPY and INR, and use Paasa's capital-gains and dividend statements when you file your Indian return.

Read the full guide: how to invest in Hokuhoku Financial from India

Trading and taxes when buying Hokuhoku Financial from India

Trading and limits

Trading hours
9:00 am – 3:30 pm JST
LRS limit
$250,000Per financial year, under the RBI's Liberalised Remittance Scheme.

Tax for Indian residents

TCS on remittance
20%Collected by your bank on LRS remittances above ₹10 lakh in a financial year. The TCS is adjustable against your income-tax liability.Adjusting TCS against your tax
Capital gains in India
12.5% or slab rateGains on shares held for more than 24 months are long-term and taxed at 12.5%. Gains on shares held for 24 months or less are short-term and taxed at your income-tax slab rate.Capital gains explained
Dividends
Slab rateDividends are taxed at your slab rate in India. Japan withholds a preferential 10% on dividends for Indian residents under the India–Japan DTAA rather than the higher domestic rate, and the tax withheld can be claimed as a foreign tax credit in India. Hokuhoku Financial’s current yield is 1.25%.Dividend tax explained
Estate or inheritance tax
May applyJapan levies inheritance tax on Japan-located assets such as direct stocks, with an exemption of ¥30 million plus ¥6 million per statutory heir.Estate tax explained

Custody. Shares are held in your own name at Interactive Brokers, segregated from Paasa's own assets.

FAQs

Can Indian residents buy Hokuhoku Financial stock?

Yes. Hokuhoku Financial (8377) has been listed on the Tokyo Stock Exchange since 2001, in the Banks - Regional industry, and Indian residents can buy it through Paasa. You fund the account from your Indian bank under the RBI's Liberalised Remittance Scheme and the money is converted to US dollars and then to JPY. Shares are held in your own name at Interactive Brokers, segregated from Paasa's own assets.

How much does one Hokuhoku Financial share cost in rupees?

One Hokuhoku Financial share is ¥8,794.00 — about ₹5,357 at a JPY/INR rate of 0.6091 on 27 Sep 2026. Both the Hokuhoku Financial price and the rupee rate move during the day, so the rupee cost changes with them.

What are the LRS and TCS rules for buying Hokuhoku Financial from India?

Remit up to $250,000 per financial year under the RBI's Liberalised Remittance Scheme (LRS). Banks collect 20% tax at source on LRS remittances above ₹10 lakh in a financial year; the TCS is adjustable against your income-tax liability. FX and the LRS declaration are handled by your bank when you fund your account.

What is the minimum I can buy of Hokuhoku Financial?

The Tokyo Stock Exchange typically trades in units of 100 shares.

How are gains on Hokuhoku Financial shares taxed in India?

Japan generally does not levy capital gains tax on non-resident individual investors, so the tax is an India-side one. Gains on shares held for more than 24 months are long-term and taxed at 12.5%. Gains on shares held for 24 months or less are short-term and taxed at your income-tax slab rate. The gain is computed in rupees using the JPY/INR rate on the purchase and the sale date, so the rupee move counts alongside the Hokuhoku Financial price. Paasa issues a capital-gains statement for your return.

Does Hokuhoku Financial pay a dividend, and how is it taxed in India?

Yes. Hokuhoku Financial pays a dividend and the current yield is 1.25%; the last declared dividend was ¥110.00 per share, about ₹67.00. Dividends are taxed at your slab rate in India. Japan withholds a preferential 10% on dividends for Indian residents under the India–Japan DTAA rather than the higher domestic rate, and the tax withheld can be claimed as a foreign tax credit in India. Paasa's dividend report lists the gross dividend and any tax withheld for each payment.

When can I trade Hokuhoku Financial from India?

The Tokyo Stock Exchange trades 5:30 am – 12:00 pm IST in Indian time. It also halts for lunch, 8:00 am – 9:00 am IST. Orders can only execute during that window.

Is there estate or inheritance tax on Hokuhoku Financial shares held from India?

Japan levies inheritance tax on Japan-located assets such as direct stocks, with an exemption of ¥30 million plus ¥6 million per statutory heir. It applies to your overall holdings in that jurisdiction rather than to any one position.

Do I have to declare Hokuhoku Financial shares in my Indian tax return?

Yes. Foreign shares held on 31 March must be reported in Schedule FA of your Indian income-tax return. Paasa gives you a Schedule FA-ready statement listing your Hokuhoku Financial holding, its cost and its closing value.

How do I sell Hokuhoku Financial and bring the money back to India?

You sell during market hours (5:30 am – 12:00 pm IST) and the proceeds settle in JPY in your Paasa account. From there you can hold the balance, reinvest, or repatriate. Funds can be withdrawn in any currency to any bank account in your own name. Whether the sale is short- or long-term is decided by the 24-month holding period.