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7198JPXMarket closedOpens 9:00am JST

ARUHI Corporation

¥815.00Last updated
-¥30.00 (3.55%)Past day
Timezone

ARUHI Corporation (JPX: 7198) is trading at ¥815.00, about ₹498 at today's JPY/INR rate, as of 29 Sep 2026, 2:30 AM ET, down 3.55% today. Indian residents can buy ARUHI from India on Paasa under the RBI's Liberalised Remittance Scheme.

Quote

Open:¥820.00
Previous close:¥845.00
Volume:154.10K

Today's low

¥815.00

Today's high

¥824.00

52 week low

¥767.00

52 week high

¥950.00

7198 opened at ¥820.00, closed previously at ¥845.00, and has traded between ¥767.00 and ¥950.00 over the past 52 weeks.

About

ARUHI Corporation, established in Tokyo, Japan in 2000, primarily functions as a specialized mortgage lender. Its core activities involve the origination and intermediation of home loans. Additionally, the company provides a range of ancillary services, including insurance offerings and acting as a bank agent. ARUHI is also active in the real estate sector, where it develops and operates technology platforms, offers brokerage services for residential properties, and delivers expert consulting on mortgage financing and property transactions. Furthermore, it supports its mortgage customers with various consumer services designed to assist with home acquisition, moving logistics, and even car leasing. The entity, initially known as SBI Mortgage Co., Ltd., adopted the name ARUHI Corporation in May 2015.

Country
JP
CEO
Tsutomu Ikuma
Exchange listed on
JPX
Industry
Financial - Mortgages
Base currency
JPY
Full Time Employees
522
Sector
Financial Services
IPO date
14/12/2017

Key statistics

Avg. volume

133.97K

Market cap

¥36.23B

P/E Ratio

18.65

Price-to-sales ratio

1.42

Enterprise value

¥131.92B

Free cash flow yield

39.15%

Debt-to-equity ratio

2.75

Return on equity

4.63%

ROIC

0.90%

Beta

0.26

Dividend yield

4.91%

Last dividend

¥40.00

Financial overview

Revenue

¥25.09B

Earnings per share

¥40.59

Free cash flow

¥0.00

Net profit margin

7.59%

Gross margin

64.16%

EBITDA

¥4.56B

Revenue growth

—

Similar securities

This is not an investment recommendation

How to buy ARUHI from India

Indian residents can buy ARUHI shares through Paasa in four steps. Funds leave India under the RBI's Liberalised Remittance Scheme and the shares are held in your own name with Interactive Brokers.

  1. Open a Paasa account

    Complete digital KYC with your PAN, Aadhaar and address proof. Your brokerage account is opened in your own name with Interactive Brokers.

  2. Add funds under LRS

    Transfer INR from your Indian bank account. Your bank reports the remittance under the RBI's Liberalised Remittance Scheme and converts it to US dollars and then to JPY.

  3. Search for ARUHI and place an order

    Find ARUHI by name or by its ticker, 7198, and choose an order type. The Tokyo Stock Exchange typically trades in units of 100 shares. ARUHI trades 5:30 am – 12:00 pm IST; orders can only execute during that window.

  4. Track holdings and download tax reports

    Follow your ARUHI position in JPY and INR, and use Paasa's capital-gains and dividend statements when you file your Indian return.

Read the full guide: how to invest in ARUHI from India

Trading and taxes when buying ARUHI from India

Trading and limits

Trading hours
9:00 am – 3:30 pm JST
LRS limit
$250,000Per financial year, under the RBI's Liberalised Remittance Scheme.

Tax for Indian residents

TCS on remittance
20%Collected by your bank on LRS remittances above ₹10 lakh in a financial year. The TCS is adjustable against your income-tax liability.Adjusting TCS against your tax
Capital gains in India
12.5% or slab rateGains on shares held for more than 24 months are long-term and taxed at 12.5%. Gains on shares held for 24 months or less are short-term and taxed at your income-tax slab rate.Capital gains explained
Dividends
Slab rateDividends are taxed at your slab rate in India. Japan withholds a preferential 10% on dividends for Indian residents under the India–Japan DTAA rather than the higher domestic rate, and the tax withheld can be claimed as a foreign tax credit in India. ARUHI’s current yield is 4.91%.Dividend tax explained
Estate or inheritance tax
May applyJapan levies inheritance tax on Japan-located assets such as direct stocks, with an exemption of ¥30 million plus ¥6 million per statutory heir.Estate tax explained

Custody. Shares are held in your own name at Interactive Brokers, segregated from Paasa's own assets.

FAQs

Can Indian residents buy ARUHI stock?

Yes. ARUHI (7198) has been listed on the Tokyo Stock Exchange since 2017, in the Financial - Mortgages industry, and Indian residents can buy it through Paasa. You fund the account from your Indian bank under the RBI's Liberalised Remittance Scheme and the money is converted to US dollars and then to JPY. Shares are held in your own name at Interactive Brokers, segregated from Paasa's own assets.

How much does one ARUHI share cost in rupees?

One ARUHI share is ¥815.00 — about ₹498 at a JPY/INR rate of 0.6107 on 28 Sep 2026. Both the ARUHI price and the rupee rate move during the day, so the rupee cost changes with them.

What are the LRS and TCS rules for buying ARUHI from India?

Remit up to $250,000 per financial year under the RBI's Liberalised Remittance Scheme (LRS). Banks collect 20% tax at source on LRS remittances above ₹10 lakh in a financial year; the TCS is adjustable against your income-tax liability. FX and the LRS declaration are handled by your bank when you fund your account.

What is the minimum I can buy of ARUHI?

The Tokyo Stock Exchange typically trades in units of 100 shares.

How are gains on ARUHI shares taxed in India?

Japan generally does not levy capital gains tax on non-resident individual investors, so the tax is an India-side one. Gains on shares held for more than 24 months are long-term and taxed at 12.5%. Gains on shares held for 24 months or less are short-term and taxed at your income-tax slab rate. The gain is computed in rupees using the JPY/INR rate on the purchase and the sale date, so the rupee move counts alongside the ARUHI price. Paasa issues a capital-gains statement for your return.

Does ARUHI pay a dividend, and how is it taxed in India?

Yes. ARUHI pays a dividend and the current yield is 4.91%; the last declared dividend was ¥40.00 per share, about ₹24.43. Dividends are taxed at your slab rate in India. Japan withholds a preferential 10% on dividends for Indian residents under the India–Japan DTAA rather than the higher domestic rate, and the tax withheld can be claimed as a foreign tax credit in India. Paasa's dividend report lists the gross dividend and any tax withheld for each payment.

When can I trade ARUHI from India?

The Tokyo Stock Exchange trades 5:30 am – 12:00 pm IST in Indian time. It also halts for lunch, 8:00 am – 9:00 am IST. Orders can only execute during that window.

Is there estate or inheritance tax on ARUHI shares held from India?

Japan levies inheritance tax on Japan-located assets such as direct stocks, with an exemption of ¥30 million plus ¥6 million per statutory heir. It applies to your overall holdings in that jurisdiction rather than to any one position.

Do I have to declare ARUHI shares in my Indian tax return?

Yes. Foreign shares held on 31 March must be reported in Schedule FA of your Indian income-tax return. Paasa gives you a Schedule FA-ready statement listing your ARUHI holding, its cost and its closing value.

How do I sell ARUHI and bring the money back to India?

You sell during market hours (5:30 am – 12:00 pm IST) and the proceeds settle in JPY in your Paasa account. From there you can hold the balance, reinvest, or repatriate. Funds can be withdrawn in any currency to any bank account in your own name. Whether the sale is short- or long-term is decided by the 24-month holding period.