TISCO Financial Group Public Company Limited
TISCO Financial Group Public Company Limited (FWB: 47T) is trading at €3.24, about ₹353 at today's EUR/INR rate, as of 30 Sep 2026, 2:15 AM ET, down 0.61% today. Indian residents can buy TISCO Financial Group Public from India on Paasa under the RBI's Liberalised Remittance Scheme.
Quote
Today's low
€3.24
Today's high
€3.24
52 week low
€2.58
52 week high
€3.36
47T opened at €3.24, closed previously at €3.26, and has traded between €2.58 and €3.36 over the past 52 weeks.
About
Established in Bangkok, Thailand, in 1969, TISCO Financial Group Public Company Limited delivers a comprehensive suite of commercial banking and financial services to individuals and businesses throughout the country. Its operations are strategically divided into commercial banking, securities, and asset management segments. The company's banking division provides a variety of deposit accounts, such as current, savings, fixed-term, and certificates of deposit, in addition to offering card services and bill payment solutions. Lending options are diverse, encompassing personal loans like mortgages, financing for new and used vehicles, and credit secured by inheritance pensions. For corporate clients, TISCO offers project and long-term loans, short-term credit, and guarantee products. Beyond core banking, TISCO is a significant provider of investment services, including stock and derivative brokerage, management of mutual, private, and provident funds, and specialized super savings and retirement mutual funds. Its insurance portfolio covers life, health, critical illness, personal accident, automobile, and home protection. Moreover, the group's investment banking expertise extends to financial advisory, underwriting for mergers and acquisitions, privatization consulting and execution, project financing, debt restructuring, feasibility studies, project valuation, and general financial guidance. TISCO further enhances its offerings with private banking, wealth and asset management, mobile banking applications, custodian services, asset sales, car auctions, hire purchase arrangements, and financing solutions for small and medium-sized enterprises. By December 31, 2021, TISCO operated an extensive network of 356 branches, primarily under the Somwang brand.
Key statistics
Avg. volume
10.00
Market cap
€2.59B
P/E Ratio
14.51
Price-to-sales ratio
3.93
Enterprise value
THB 107.03B
Free cash flow yield
9.72%
Debt-to-equity ratio
0.47
Return on equity
15.35%
ROIC
2.41%
Beta
0.16
Dividend yield
6.22%
Last dividend
€0.20
Financial overview
Revenue
THB 24.42B
Earnings per share
THB 8.30
Free cash flow
THB 8.34B
Net profit margin
27.08%
Gross margin
78.07%
EBITDA
THB 8.81B
Revenue growth
-1.17%
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This is not an investment recommendation
How to buy TISCO Financial Group Public from India
Indian residents can buy TISCO Financial Group Public shares through Paasa in four steps. Funds leave India under the RBI's Liberalised Remittance Scheme and the shares are held in your own name with Interactive Brokers.
Open a Paasa account
Complete digital KYC with your PAN, Aadhaar and address proof. Your brokerage account is opened in your own name with Interactive Brokers.
Add funds under LRS
Transfer INR from your Indian bank account. Your bank reports the remittance under the RBI's Liberalised Remittance Scheme and converts it to US dollars and then to EUR.
Search for TISCO Financial Group Public and place an order
Find TISCO Financial Group Public by name or by its ticker, 47T, and choose an order type. TISCO Financial Group Public trades 11:30 am – 11:30 pm IST; orders can only execute during that window.
Track holdings and download tax reports
Follow your TISCO Financial Group Public position in EUR and INR, and use Paasa's capital-gains and dividend statements when you file your Indian return.
Read the full guide: how to invest in TISCO Financial Group Public from India
Trading and taxes when buying TISCO Financial Group Public from India
Trading and limits
- Trading hours
- 8:00 am – 8:00 pm CET
- LRS limit
- $250,000Per financial year, under the RBI's Liberalised Remittance Scheme.
Tax for Indian residents
- TCS on remittance
- 20%Collected by your bank on LRS remittances above ₹10 lakh in a financial year. The TCS is adjustable against your income-tax liability.Adjusting TCS against your tax
- Capital gains in India
- 12.5% or slab rateGains on shares held for more than 24 months are long-term and taxed at 12.5%. Gains on shares held for 24 months or less are short-term and taxed at your income-tax slab rate.Capital gains explained
- Dividends
- Slab rateDividends are taxed at your slab rate in India. TISCO Financial Group Public’s current yield is 6.22%.Dividend tax explained
Custody. Shares are held in your own name at Interactive Brokers, segregated from Paasa's own assets.
FAQs
Can Indian residents buy TISCO Financial Group Public stock?
Yes. TISCO Financial Group Public (47T) has been listed on the Frankfurt Stock Exchange since 2011, in the Banks - Regional industry, and Indian residents can buy it through Paasa. You fund the account from your Indian bank under the RBI's Liberalised Remittance Scheme and the money is converted to US dollars and then to EUR. Shares are held in your own name at Interactive Brokers, segregated from Paasa's own assets.
How much does one TISCO Financial Group Public share cost in rupees?
One TISCO Financial Group Public share is €3.24 — about ₹353 at an EUR/INR rate of 108.91 on 29 Sep 2026. Both the TISCO Financial Group Public price and the rupee rate move during the day, so the rupee cost changes with them.
What are the LRS and TCS rules for buying TISCO Financial Group Public from India?
Remit up to $250,000 per financial year under the RBI's Liberalised Remittance Scheme (LRS). Banks collect 20% tax at source on LRS remittances above ₹10 lakh in a financial year; the TCS is adjustable against your income-tax liability. FX and the LRS declaration are handled by your bank when you fund your account.
How are gains on TISCO Financial Group Public shares taxed in India?
Gains on shares held for more than 24 months are long-term and taxed at 12.5%. Gains on shares held for 24 months or less are short-term and taxed at your income-tax slab rate. The gain is computed in rupees using the EUR/INR rate on the purchase and the sale date, so the rupee move counts alongside the TISCO Financial Group Public price. Paasa issues a capital-gains statement for your return.
Does TISCO Financial Group Public pay a dividend, and how is it taxed in India?
Yes. TISCO Financial Group Public pays a dividend and the current yield is 6.22%; the last declared dividend was €0.20 per share, about ₹21.99. Dividends are taxed at your slab rate in India. Paasa's dividend report lists the gross dividend and any tax withheld for each payment.
When can I trade TISCO Financial Group Public from India?
The Frankfurt Stock Exchange trades 11:30 am – 11:30 pm IST in Indian time. The window shifts to 12:30 pm – 12:30 am IST when Germany is on standard time. Orders can only execute during that window.
Is TISCO Financial Group Public a Germany company, and does that change how it is taxed?
TISCO Financial Group Public trades on the Frankfurt Stock Exchange in EUR, but the company is domiciled in Thailand. TISCO Financial Group Public trades as an ordinary share listed directly in Germany, not a depositary receipt. Your India-side capital-gains treatment is the same either way.
Do I have to declare TISCO Financial Group Public shares in my Indian tax return?
Yes. Foreign shares held on 31 March must be reported in Schedule FA of your Indian income-tax return. Paasa gives you a Schedule FA-ready statement listing your TISCO Financial Group Public holding, its cost and its closing value.
How do I sell TISCO Financial Group Public and bring the money back to India?
You sell during market hours (11:30 am – 11:30 pm IST) and the proceeds settle in EUR in your Paasa account. From there you can hold the balance, reinvest, or repatriate. Funds can be withdrawn in any currency to any bank account in your own name. Whether the sale is short- or long-term is decided by the 24-month holding period.
Does the rupee rate affect what I make on TISCO Financial Group Public?
Yes. TISCO Financial Group Public is priced in EUR, so your rupee outcome combines the EUR move with the EUR/INR move between the day you remit and the day you convert back. Both directions are reflected in the capital-gains statement Paasa issues.