Postal Savings Bank of China Co., Ltd.
Postal Savings Bank of China Co., Ltd. (HKSE: 1658) is trading at HK$5.33, about ₹65 at today's HKD/INR rate, as of 25 Sep 2026, 4:08 AM ET, down 1.75% today. Indian residents can buy Postal Savings Bank of China from India on Paasa under the RBI's Liberalised Remittance Scheme.
Quote
Today's low
HK$5.32
Today's high
HK$5.42
52 week low
HK$4.48
52 week high
HK$5.78
1658 opened at HK$5.42, closed previously at HK$5.42, and has traded between HK$4.48 and HK$5.78 over the past 52 weeks.
About
Postal Savings Bank of China Co., Ltd., along with its affiliated entities, delivers a comprehensive suite of banking solutions to both individual and institutional clients throughout the People's Republic of China. The Personal Banking division caters to individuals with a range of deposit options, including checking, savings, term, callable, and foreign currency accounts, in addition to passbooks and certificates of deposit. It extends various credit facilities such as micro-loans, personal secured loans, and business financing, while also issuing debit and credit cards. Further offerings encompass wealth management products, investment funds, electronic bond sales, and precious metals distribution, complemented by insurance brokerage, payment and collection services, diverse settlement solutions, domestic and international money transfers, and foreign currency exchange. For corporate clients, the bank offers a selection of deposits, including term, demand, call, and negotiated accounts. Its lending portfolio covers working capital, fixed asset acquisition, trade finance, stock-backed loans, land reserve financing, syndicated loans, real estate development, property mortgages, and consignment loans. Additional corporate services include cash management, negotiable instrument processing, comprehensive trade finance and international settlement capabilities, and financial market support. The Treasury division engages in interbank lending, repurchase agreements, and investments across debt and equity instruments, alongside offering investment banking and bond securities services, and developing wealth management products. It also actively trades a variety of financial instruments, including those in money markets, fixed income, foreign exchange, derivatives, and precious metals. The bank also leverages digital platforms, offering online, mobile, and self-service banking options. As of December 31, 2021, the institution maintained an extensive network of 39,603 branches, comprising 7,828 directly managed locations and 31,775 operated through agencies. Established in 2007, the institution is headquartered in Beijing, PRC, and operates as a subsidiary of China Post Group Corporation.
Key statistics
Avg. volume
40.44M
Market cap
HK$639.51B
P/E Ratio
7.28
Price-to-sales ratio
1.38
Enterprise value
CN¥148.66B
Free cash flow yield
-0.82%
Debt-to-equity ratio
0.99
Return on equity
8.44%
ROIC
0.08%
Beta
0.39
Dividend yield
4.10%
Last dividend
HK$0.25
Financial overview
Revenue
CN¥345.88B
Earnings per share
CN¥0.65
Free cash flow
CN¥88.21B
Net profit margin
23.08%
Gross margin
83.80%
EBITDA
CN¥104.47B
Revenue growth
7.85%
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This is not an investment recommendation
How to buy Postal Savings Bank of China from India
Indian residents can buy Postal Savings Bank of China shares through Paasa in four steps. Funds leave India under the RBI's Liberalised Remittance Scheme and the shares are held in your own name with Interactive Brokers.
Open a Paasa account
Complete digital KYC with your PAN, Aadhaar and address proof. Your brokerage account is opened in your own name with Interactive Brokers.
Add funds under LRS
Transfer INR from your Indian bank account. Your bank reports the remittance under the RBI's Liberalised Remittance Scheme and converts it to US dollars and then to HKD.
Search for Postal Savings Bank of China and place an order
Find Postal Savings Bank of China by name or by its ticker, 1658, and choose an order type. Many Hong Kong listings trade in board lots, so the smallest order is one lot rather than one share. Postal Savings Bank of China trades 7:00 am – 1:30 pm IST; orders can only execute during that window.
Track holdings and download tax reports
Follow your Postal Savings Bank of China position in HKD and INR, and use Paasa's capital-gains and dividend statements when you file your Indian return.
Read the full guide: how to invest in Postal Savings Bank of China from India
Trading and taxes when buying Postal Savings Bank of China from India
Trading and limits
- Trading hours
- 9:30 am – 4:00 pm HKT
- LRS limit
- $250,000Per financial year, under the RBI's Liberalised Remittance Scheme.
Tax for Indian residents
- TCS on remittance
- 20%Collected by your bank on LRS remittances above ₹10 lakh in a financial year. The TCS is adjustable against your income-tax liability.Adjusting TCS against your tax
- Capital gains in India
- 12.5% or slab rateGains on shares held for more than 24 months are long-term and taxed at 12.5%. Gains on shares held for 24 months or less are short-term and taxed at your income-tax slab rate.Capital gains explained
- Dividends
- Slab rateDividends are taxed at your slab rate in India. Postal Savings Bank of China’s current yield is 4.10%.Dividend tax explained
Custody. Shares are held in your own name at Interactive Brokers, segregated from Paasa's own assets.
FAQs
Can Indian residents buy Postal Savings Bank of China stock?
Yes. Postal Savings Bank of China (1658) has been listed on the Hong Kong Stock Exchange since 2016, in the Banks - Regional industry, and Indian residents can buy it through Paasa. You fund the account from your Indian bank under the RBI's Liberalised Remittance Scheme and the money is converted to US dollars and then to HKD. Shares are held in your own name at Interactive Brokers, segregated from Paasa's own assets.
How much does one Postal Savings Bank of China share cost in rupees?
One Postal Savings Bank of China share is HK$5.33 — about ₹65 at an HKD/INR rate of 12.23 on 25 Sep 2026. Both the Postal Savings Bank of China price and the rupee rate move during the day, so the rupee cost changes with them.
What are the LRS and TCS rules for buying Postal Savings Bank of China from India?
Remit up to $250,000 per financial year under the RBI's Liberalised Remittance Scheme (LRS). Banks collect 20% tax at source on LRS remittances above ₹10 lakh in a financial year; the TCS is adjustable against your income-tax liability. FX and the LRS declaration are handled by your bank when you fund your account.
What is the minimum I can buy of Postal Savings Bank of China?
Many Hong Kong listings trade in board lots, so the smallest order is one lot rather than one share.
How are gains on Postal Savings Bank of China shares taxed in India?
Hong Kong generally does not levy capital gains tax on non-resident individual investors for HKEX-listed stocks, so the tax is an India-side one. Gains on shares held for more than 24 months are long-term and taxed at 12.5%. Gains on shares held for 24 months or less are short-term and taxed at your income-tax slab rate. The gain is computed in rupees using the HKD/INR rate on the purchase and the sale date, so the rupee move counts alongside the Postal Savings Bank of China price. Paasa issues a capital-gains statement for your return.
Does Postal Savings Bank of China pay a dividend, and how is it taxed in India?
Yes. Postal Savings Bank of China pays a dividend and the current yield is 4.10%; the last declared dividend was HK$0.25 per share, about ₹3.01. Dividends are taxed at your slab rate in India. Paasa's dividend report lists the gross dividend and any tax withheld for each payment.
When can I trade Postal Savings Bank of China from India?
The Hong Kong Stock Exchange trades 7:00 am – 1:30 pm IST in Indian time. It also halts for lunch, 9:30 am – 10:30 am IST. Orders can only execute during that window.
Is Postal Savings Bank of China a Hong Kong SAR China company, and does that change how it is taxed?
Postal Savings Bank of China trades on the Hong Kong Stock Exchange in HKD, but the company is domiciled in China. Postal Savings Bank of China trades as an ordinary share listed directly in Hong Kong, not a depositary receipt. Your India-side capital-gains treatment is the same either way.
Do I have to declare Postal Savings Bank of China shares in my Indian tax return?
Yes. Foreign shares held on 31 March must be reported in Schedule FA of your Indian income-tax return. Paasa gives you a Schedule FA-ready statement listing your Postal Savings Bank of China holding, its cost and its closing value.
How do I sell Postal Savings Bank of China and bring the money back to India?
You sell during market hours (7:00 am – 1:30 pm IST) and the proceeds settle in HKD in your Paasa account. From there you can hold the balance, reinvest, or repatriate. Funds can be withdrawn in any currency to any bank account in your own name. Whether the sale is short- or long-term is decided by the 24-month holding period.