Paasa Logo

NASDAQ · Financial Services

Invest in Winchester Bancorp, Inc. Common Stock stock from India

Indian and foreign residents can buy Winchester Bancorp, Inc. Common Stock (WSBK) shares directly through Paasa.

By Paasa · Updated

Winchester Bancorp, Inc. Common Stock at a glance

Price
$12.97+$0.26 (2.05%)
Market cap
$116.22M
Day range
$12.71 – $12.97
P/E
25.94
Dividend yield
None
Volume
7.75K
1 month
-0.08%
6 months
+0.54%
YTD
+24.11%
1 year
+36.24%
5 years
—

Live chart and statistics

Winchester Bancorp, Inc. Common Stock statements, FY2023–FY2026

Fiscal year2026202520242023
Revenue$51.6M$44.5M$36.3M$25.8M
Gross profit$25.5M$17.2M$15.3M$17.3M
Operating income$5.7M−$1.5M$754.0K$5.6M
Net income$4.4M−$874.0K$786.0K$4.2M
Earnings per share$0.49−$0.09$0.08$0.44
EBITDA$5.7M−$683.0K$1.5M$6.3M
Total assets$1.1B$949.4M$853.0M$750.6M
Total debt$158.2M$147.0M$129.5M$91.7M
Cash and short-term investments$109.9M$80.5M$75.2M$79.1M
Shareholders' equity$120.5M$115.4M$80.3M$77.0M
Operating cash flow$0.0$2.5M$231.0K$437.0K
Free cash flow$0.0$2.2M−$1.1M$4.7M
Capital expenditure$0.0−$284.0K−$1.3M$4.3M

Fiscal years as reported, the latest ending 30 Jun 2026. Figures in USD; a dash means the provider reported nothing for that line.

Peer comparison

CompanyTickerPriceMarket cap
Lake Shore BancorpLSBK$18.40$144.69M
Bank of the James FinancialBOTJ$27.04$122.85M
Pathfinder BancorpPBHC$17.47$109.30M
First Northwest BancorpFNWB$10.01$95.09M
CFSB BancorpCFSB$14.25$93.32M
Auburn National BancorporationAUBN$26.51$92.61M
Fifth District Savings BankFDSB$17.33$91.24M
IF BancorpIROQ$26.55$88.98M

Peers as grouped by the data provider. This is not an investment recommendation.

How to invest in Winchester Bancorp, Inc. Common Stock from India

  1. Step 1

    Open your Paasa account

    KYC takes a few minutes: PAN, Aadhaar and address proof. Your brokerage account is opened in your own name with Interactive Brokers.

  2. Step 2

    Add funds from your Indian bank account

    Remit up to $250,000 a year under the RBI's Liberalised Remittance Scheme. Your bank converts the rupees to US dollars at its rate on the day you remit.

  3. Step 3

    Search WSBK and buy

    Find Winchester Bancorp, Inc. Common Stock by name or by its ticker, WSBK, and place your order. Fractional shares are available and there is no minimum trade size, so you can buy by amount instead of whole shares.

Why invest in Winchester Bancorp, Inc. Common Stock from India

What Winchester Bancorp, Inc. Common Stock does

Winchester Bancorp, Inc. serves as the parent company overseeing Winchester Savings Bank, a financial institution that delivers a broad spectrum of banking solutions across Massachusetts. The firm provides diverse options for depositing funds, including standard checking and savings accounts, higher-yield money market accounts, and fixed-term certificates of deposit. Winchester Bancorp, Inc. Common Stock operates in the Banks - Regional industry within the Financial Services sector.

Hold a dollar asset

Winchester Bancorp, Inc. Common Stock shares are priced in US dollars, so a weaker rupee adds to what they're worth in rupees. The rupee depreciated over 85% against the dollar between 2010 and 2025.

Buy a fraction of a share

Buy by amount, not by share, and get the matching fraction of one Winchester Bancorp, Inc. Common Stock share. There is no minimum trade size.

Paasa handles the paperwork

Investing abroad brings paperwork with it: remittance filings, capital gains reporting, foreign asset disclosure. Paasa prepares all of it for you. Your India-ready tax reports arrive at year end, ready to file.

Planning to hold more than $60,000 in US stocks? Here's what US estate tax means for you.

US-listed shares held in your own name fall under US estate tax rules. If your US holdings cross $60,000, the amount above that can be taxed at up to 40% when the account passes to your family.

There are two ways to plan for it: keep the right estate documentation in place, or get your financial services exposure through a UCITS ETF instead, which sits outside US estate tax.

How US estate tax works See UCITS options

Frequently asked questions

Can I buy Winchester Bancorp, Inc. Common Stock stock from India?

Yes. Indian residents and NRIs can buy Winchester Bancorp, Inc. Common Stock (WSBK) shares directly through Paasa. Winchester Bancorp, Inc. Common Stock is listed on NASDAQ, in the Banks - Regional industry. Your money leaves India under the RBI's Liberalised Remittance Scheme and the shares are held in your own name at Interactive Brokers.

Do I need to buy a full Winchester Bancorp, Inc. Common Stock share?

No. You can buy part of one Winchester Bancorp, Inc. Common Stock share and add to your position over time. One share is $12.97, and you can buy whole shares or any fraction; there is no minimum trade size.

How are Winchester Bancorp, Inc. Common Stock dividends taxed for Indian investors?

Winchester Bancorp, Inc. Common Stock does not currently pay a dividend, so there is nothing to withhold or declare today. If it starts paying one, the US withholds 25% tax on dividends before they reach you; Paasa files Form W-8BEN for you, and the tax withheld can generally be claimed as a credit when you file in India, and dividends are taxed at your slab rate in India.

What tax do I pay in India when I sell Winchester Bancorp, Inc. Common Stock shares?

The US does not levy capital gains tax on shares for Indian residents. In India, gains on shares held for more than 24 months are long-term and taxed at 12.5%, and gains on shares held for 24 months or less are short-term and taxed at your income-tax slab rate. Both are worked out in rupees at the USD/INR rate on the day you bought and the day you sold, so the currency move is part of the gain. Paasa's capital-gains statement gives you the figures for your return.

What happens to my Winchester Bancorp, Inc. Common Stock shares if I pass away?

US-listed shares held in your own name fall under US estate tax rules. If your US holdings cross $60,000, the amount above that can be taxed at up to 40% when the account passes to your family. There are two ways to plan for it: keep the right estate documentation in place, or get your financial services exposure through a UCITS ETF instead, which sits outside US estate tax. Paasa's US estate tax calculator shows the exposure for a given portfolio value.

Share this guide
Get started

Build wealth in dollars, safeguard against rupee depreciation

Book a short call with our team to understand how Paasa can work for you