NASDAQ · ETF
Invest in VTC ETF from India
Indian and foreign residents can buy Vanguard Total Corporate Bond ETF (VTC) units directly through Paasa.
By Paasa · Updated
VTC at a glance
- Price
- $73.75+$0.01 (0.01%)
- Expense ratio
- 0.03%
- Day range
- $73.56 – $73.78
- Assets
- $1.6B
- Domicile
- the US
- Holdings
- 5,211
- Launched
- 2017
- Dividends
- Distributing
- 1 month
- +1.15%
- 6 months
- -3.93%
- YTD
- -5.31%
- 1 year
- -5.71%
- 5 years
- -19.04%
Price change, excluding dividends.
Top 10 holdings
- 1US 2YR NOTE (CBT) Dec261.0%
- 2MKTLIQ 12/31/20490.3%
- 3US Dollar0.3%
- 4Wells Fargo & Co 4.15% 01/24/20290.1%
- 5Citigroup Inc 2.57% 06/03/20310.1%
- 6Wells Fargo & Co 2.57% 02/11/20310.1%
- 7Anheuser-Busch Cos LLC / Anheuser-Busch InBev Worldwide Inc 4.90% 02/01/20460.1%
- 8Anheuser-Busch Cos LLC / Anheuser-Busch InBev Worldwide Inc 4.70% 02/01/20360.1%
- 9Meta Platforms Inc 4.88% 11/15/20350.1%
- 10T-Mobile USA Inc 3.88% 04/15/20300.1%
VTC holds 5,211 securities in total. These 10 are 2.5% of the fund.
Where the money is invested
Sectors
- Corporate99.2%
- Securitized0.1%
- Government0.0%
Countries
- United States86.3%
- United Kingdom3.7%
- Canada2.9%
- Japan2.0%
- Australia0.9%
- Spain0.8%
How to invest in VTC from India
Step 1
Open your Paasa account
KYC takes a few minutes: PAN, Aadhaar and address proof. Your brokerage account is opened in your own name with Interactive Brokers.
Step 2
Add funds from your Indian bank account
Remit up to $250,000 a year under the RBI's Liberalised Remittance Scheme. Your bank converts the rupees to US dollars at its rate on the day you remit.
Step 3
Search VTC and buy
Find the fund by its ticker, VTC, on NASDAQ, and place your order. Fractional units are available and there is no minimum trade size, so you can buy by amount.
Why invest in VTC from India
What VTC holds
The fund aims to replicate the performance of the Bloomberg U.S. Corporate Bond Index, offering investors extensive and varied access to top-rated corporate debt issued by American companies. Characterized by a moderate overall sensitivity to interest rate fluctuations, the portfolio includes a spectrum of bond maturities, from short-term to extended-term holdings.
Hold a dollar asset
VTC is priced in US dollars, so a weaker rupee adds to what it's worth in rupees. The rupee depreciated over 85% against the dollar between 2010 and 2025.
Buy a fraction of a unit
Buy by amount, not by unit, and get the matching fraction of one VTC unit. There is no minimum trade size.
Paasa handles the paperwork
Investing abroad brings paperwork with it: remittance filings, capital gains reporting, foreign asset disclosure. Paasa prepares all of it for you. Your India-ready tax reports arrive at year end, ready to file.
Planning to hold more than $60,000 in US ETFs? Here's what US estate tax means for you.
US-domiciled ETFs held in your own name fall under US estate tax rules. If your US holdings cross $60,000, the amount above that can be taxed at up to 40% when the account passes to your family.
A UCITS ETF tracking a similar market sits outside US estate tax.
Frequently asked questions
Can I buy VTC from India?
Yes. Indian residents can buy Vanguard Total Corporate Bond ETF (VTC) through Paasa. It is listed on NASDAQ and trades in US dollars. Your money leaves India under the RBI's Liberalised Remittance Scheme, and the units are held in your own name at Interactive Brokers.
What does VTC invest in?
Vanguard Total Corporate Bond ETF holds 5,211 securities. Its largest holdings are US 2YR NOTE (CBT) Dec26 (1.0%), MKTLIQ 12/31/2049 (0.3%) and US Dollar (0.3%). Securitized is its largest sector at 0.1%. It is a distributing fund domiciled in the US.
What is the expense ratio of VTC?
Vanguard Total Corporate Bond ETF has an expense ratio of 0.03% a year, taken from the fund's assets rather than billed to you. The fund manages about $1.6B.
How are VTC dividends taxed in India?
Vanguard Total Corporate Bond ETF is a distributing fund. It pays the dividends from its holdings out to you in cash. Dividends are taxed at your slab rate in India. Paasa's dividend report lists the gross dividend and any tax withheld for each payment.
What tax do I pay in India when I sell VTC?
The US does not levy capital gains tax on shares for Indian residents. Gains are taxable in India. Debt-oriented funds can be taxed differently from equity funds, so confirm your rate before selling. The gain is worked out in rupees at the USD/INR rate on the day you bought and the day you sold, so the currency move is part of the gain. Paasa's capital-gains statement gives you the figures for your return.
Can I buy a fraction of one VTC unit?
Yes. You can buy by amount rather than by unit and add to your position over time. One unit is $73.75, and there is no minimum trade size.
What happens to my VTC units if I pass away?
US-domiciled ETFs held in your own name fall under US estate tax rules. If your US holdings cross $60,000, the amount above that can be taxed at up to 40% when the account passes to your family. A UCITS ETF tracking a similar market sits outside US estate tax. Paasa's US estate tax calculator shows the exposure for a given portfolio value.