NASDAQ · ETF
Invest in PSC ETF from India
Indian and foreign residents can buy Principal U.S. Small- Multi-Factor ETF (PSC) units directly through Paasa.
By Paasa · Updated
PSC at a glance
- Price
- $67.49+$0.07 (0.10%)
- Expense ratio
- 0.38%
- Day range
- $67.08 – $67.72
- Assets
- $2.7B
- Domicile
- the US
- Holdings
- 488
- Launched
- 2016
- Dividends
- Accumulating
- 1 month
- -3.09%
- 6 months
- +16.08%
- YTD
- +15.82%
- 1 year
- +19.56%
- 5 years
- +43.78%
Price change, excluding dividends.
Top 10 holdings
- 1TWIST BIOSCIENCE CORP COMMON STOCK USD.00001TWST1.2%
- 210X GENOMICS INC CLASS A COMMON STOCK USD.00001TXG1.2%
- 3ZETA GLOBAL HOLDINGS CORP A COMMON STOCK USD.001ZETA1.0%
- 4WISDOMTREE INC COMMON STOCK USD.01WT1.0%
- 5FRESHWORKS INC CL A COMMON STOCK USD.00001FRSH0.8%
- 6MAREX GROUP LTD COMMON STOCKMRX0.8%
- 7BRINKER INTERNATIONAL INC COMMON STOCK USD.1EAT0.8%
- 8BREAD FINANCIAL HOLDINGS INC COMMON STOCK USD.01BFH0.7%
- 9FIRSTCASH HOLDINGS INC COMMON STOCK USD.01FCFS0.7%
- 10BLACK HILLS CORP COMMON STOCK USD1.0BKH0.7%
PSC holds 488 securities in total. These 10 are 9.0% of the fund.
Where the money is invested
Sectors
- Healthcare21.2%
- Financial Services18.3%
- Technology14.7%
- Industrials14.0%
- Consumer Cyclical8.8%
- Real Estate5.4%
Countries
- United States93.0%
- Bermuda2.0%
- United Kingdom1.5%
- Ireland0.7%
- Monaco0.5%
- Brazil0.4%
How to invest in PSC from India
Step 1
Open your Paasa account
KYC takes a few minutes: PAN, Aadhaar and address proof. Your brokerage account is opened in your own name with Interactive Brokers.
Step 2
Add funds from your Indian bank account
Remit up to $250,000 a year under the RBI's Liberalised Remittance Scheme. Your bank converts the rupees to US dollars at its rate on the day you remit.
Step 3
Search PSC and buy
Find the fund by its ticker, PSC, on NASDAQ, and place your order. Fractional units are available and there is no minimum trade size, so you can buy by amount.
Why invest in PSC from India
What PSC holds
The primary goal of this fund is to generate substantial long-term capital appreciation. Typically, the fund commits a significant majority—at least 80%—of its total investable capital (including any funds borrowed for investment) to purchasing stocks of American companies.
Dividends reinvested for you
Dividends from PSC's holdings are reinvested inside the fund, so nothing is paid out to you and there is no dividend to declare in India.
Hold a dollar asset
PSC is priced in US dollars, so a weaker rupee adds to what it's worth in rupees. The rupee depreciated over 85% against the dollar between 2010 and 2025.
Buy a fraction of a unit
Buy by amount, not by unit, and get the matching fraction of one PSC unit. There is no minimum trade size.
Paasa handles the paperwork
Investing abroad brings paperwork with it: remittance filings, capital gains reporting, foreign asset disclosure. Paasa prepares all of it for you. Your India-ready tax reports arrive at year end, ready to file.
Planning to hold more than $60,000 in US ETFs? Here's what US estate tax means for you.
US-domiciled ETFs held in your own name fall under US estate tax rules. If your US holdings cross $60,000, the amount above that can be taxed at up to 40% when the account passes to your family.
A UCITS ETF tracking a similar market sits outside US estate tax.
Frequently asked questions
Can I buy PSC from India?
Yes. Indian residents can buy Principal U.S. Small- Multi-Factor ETF (PSC) through Paasa. It is listed on NASDAQ and trades in US dollars. Your money leaves India under the RBI's Liberalised Remittance Scheme, and the units are held in your own name at Interactive Brokers.
What does PSC invest in?
Principal U.S. Small- Multi-Factor ETF holds 488 securities. Its largest holdings are TWIST BIOSCIENCE CORP COMMON STOCK USD.00001 (1.2%), 10X GENOMICS INC CLASS A COMMON STOCK USD.00001 (1.2%) and ZETA GLOBAL HOLDINGS CORP A COMMON STOCK USD.001 (1.0%). Healthcare is its largest sector at 21.2%. It is an accumulating fund domiciled in the US.
What is the expense ratio of PSC?
Principal U.S. Small- Multi-Factor ETF has an expense ratio of 0.38% a year, taken from the fund's assets rather than billed to you. The fund manages about $2.7B.
Does PSC pay dividends?
No. Principal U.S. Small- Multi-Factor ETF is an accumulating fund. Dividends from its holdings are reinvested inside the fund, so nothing is paid out to you and there is no dividend to declare in India.
What tax do I pay in India when I sell PSC?
The US does not levy capital gains tax on shares for Indian residents. In India, gains on foreign ETF units held for more than 24 months are long-term and taxed at 12.5% without indexation, and gains on units held for 24 months or less are short-term and taxed at your income-tax slab rate. Both are worked out in rupees at the USD/INR rate on the day you bought and the day you sold, so the currency move is part of the gain. Paasa's capital-gains statement gives you the figures for your return.
Can I buy a fraction of one PSC unit?
Yes. You can buy by amount rather than by unit and add to your position over time. One unit is $67.49, and there is no minimum trade size.
What happens to my PSC units if I pass away?
US-domiciled ETFs held in your own name fall under US estate tax rules. If your US holdings cross $60,000, the amount above that can be taxed at up to 40% when the account passes to your family. A UCITS ETF tracking a similar market sits outside US estate tax. Paasa's US estate tax calculator shows the exposure for a given portfolio value.